TechInsurance Professional Liability (E&O) Insurance

TechInsurance arranges errors and omissions (E&O) insurance, also called professional liability insurance, as a standalone policy for businesses that provide professional services or advice. ¹Company-reportedErrors and omissions product page.

The reviewed page does not name the issuing insurer for an E&O policy. ¹Not publicly disclosedErrors and omissions product page as read on 2026-09-23.

TechInsurance targets E&O at businesses that provide professional services or advice, naming IT and software professionals, cybersecurity and SaaS companies, insurance agents, real estate agents, tax preparers and consultants as example segments, and notes it is sometimes required by state law or licensing boards. ¹Company-reportedErrors and omissions product page, Who should get errors and omissions insurance coverage? section.

TechInsurance says E&O insurance covers professional negligence claims, errors or incomplete work, breach of contract, missed deadlines, misrepresentation of skill level, and communication-related disputes, and pays legal defense costs and any resulting judgment or settlement. ¹Company-reportedErrors and omissions product page; general policy description, not a specific policy form.

TechInsurance says its E&O policies are claims-made, meaning coverage applies only if the policy was active both when the incident occurred and when the claim was filed, and recommends keeping the policy active or setting a retroactive date to cover past work. ¹Company-reportedErrors and omissions product page, Why is it important to keep your E&O insurance policy active? section.

TechInsurance says its E&O policyholders pay a median of $88 per month, or $1,051 a year, with the exact premium depending on location, profession risk level, coverage limits, deductible, employee count, claims history and annual income. ¹Company-reportedErrors and omissions product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table.

TechInsurance says that if a client threatens to sue, you contact your carrier directly, provide policy information and explain the circumstances, and the insurer's representative helps determine next steps. ¹Company-reportedErrors and omissions product page, How does E&O insurance coverage work? section.