How Reliable Is TechInsurance?
TechInsurance reliability: licensing, legal entities, financial evidence and the scope behind its Spot Score.
Assessment
5.0/ 10This partial Broker Spot Score covers carrier-network strength within the stated scope. It uses 30% of the rubric’s factor weighting, normalized to a ten-point scale. The excluded factors remain unknown, and evidence for one program does not describe another.
Partial score — 30% of this rubric’s factor weighting. Excluded: Identity and Authority, Regulatory Conduct, Disclosure Clarity
Assessed 2026-09-22 · Review due 2026-10-22
| Factor | Weight | Included | Score | Basis |
|---|---|---|---|---|
| Identity and Authority | 30% | — | Excluded | Current authority and applicable appointments or delegations have not been independently established across the assessed scope. |
| Carrier-Network Strength | 30% | 100.0%normalized | 2.0 / 4 | [4][3] |
| Regulatory Conduct | 25% | — | Excluded | A complete, exact-entity regulatory-conduct review for the preceding five years is unavailable. |
| Disclosure Clarity | 15% | — | Excluded | The available disclosures do not sufficiently establish the relevant entity, product and responsibility boundaries. |
Included weights are normalized over the supported factors.
Evidence and Scope
Role: Broker. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.
Legal Identity
Licensing
TechInsurance publishes state producer identifiers, including California 0L09546 and Washington, D.C. 3000041536. The identifiers are company evidence; current regulator records, lines, appointments and exact contracting entity were not independently established in this record.[3]
Financial Strength
The cited TechInsurance pages do not provide operational financial statements for the division or identify carrier solvency for a generic quote. The partner page’s 100-plus-carrier and AM Best Excellent-or-Superior marketing language does not establish a rating for TechInsurance, SPG or an unidentified quote issuer. TechInsurance links to an SPG compensation disclosure; the exact fee categories on that linked page are not established in this record.[4][2][5]
Risk-Bearing Relationships
TechInsurance names insurance partners and offers technology and small-business coverages, but the published pages do not assign a single insurer to all products or states. The policy declarations should establish the actual issuer.[4][3]
TechInsurance names its insurance partners on its own site. Its partners page profiles ten with a described specialty — The Hartford, Liberty Mutual, Acuity Insurance, Philadelphia Insurance Companies, AmTrust Financial, The Hanover, Nationwide, Hiscox, Chubb and Travelers — and lists a further group it calls more of its top carriers: AmWINS Brokerage, Beazley, Berkshire Hathaway Inc., BiBerk, BTIS, Burns & Wilcox, CFC Underwriting Limited, CM&F, CNA, Coalition Insurance Solutions, Inc., Coterie, Employers Mutual Casualty Company (EMC Insurance), Great American, Guard Insurance Group, LIO, Monarch, Progressive Commercial, RLI Corp. (CBIC), Ryan Specialty Group (RT Specialty), United States Liability Insurance (USLI) and Westfield Companies.[4]
The list mixes roles. AmWINS Brokerage, Burns & Wilcox and Ryan Specialty Group (RT Specialty) are wholesale intermediaries, Coalition Insurance Solutions and Coterie are underwriting agencies, and Berkshire Hathaway Inc. and Guard Insurance Group are group names rather than the company that issues a policy, so the page evidences access routes as well as direct carrier relationships. The page also states access to “100+ carriers, all of which are rated Excellent or Superior by A.M. Best” and prints an AM Best rating beside each profiled carrier; those figures are TechInsurance’s own statements, are not independently verified here, and would not transfer to TechInsurance.[4]
No carrier is mapped to a product, a state or a share of TechInsurance’s book. The page states that its providers offer a variety of coverages, that TechInsurance sources quotes from them, and that some providers specialise by industry while others operate in certain locations only, so the insurer for a given technology placement is still established by the policy. No carrier-published record of a TechInsurance or Specialty Program Group appointment was located in this research.[4]
Claims and Service
TechInsurance’s claims guide tells policyholders to contact the carrier to report a claim and says a TechInsurance agent may assist. That establishes a stated service route, not independent evidence of claims outcomes.[1]
Regulatory Record
A current independent license and five-year conduct search for Specialty Program Group LLC/TechInsurance is not established in this record. The company list is preserved as disclosed evidence without a universal status conclusion.[3]
Evidence gaps
- Exact entity-to-license mapping and current regulator status were not independently established in this record.
- Carrier-by-product/state and program/capacity relationships remain incomplete; partner ratings are marketing and not mapped to a generic issuer.
- Operational financials, claims performance and conduct search remain unresolved.
- The linked SPG compensation page does not establish exact fee categories in this record. Exact SPG fee categories and their application to a placement remain inaccessible and require engagement-specific disclosure.
- TechInsurance names 31 insurance partners but maps none to a product, state or share of its book, and several named entries are wholesale intermediaries, underwriting agencies or group names rather than issuing insurers.
- The “100+ carriers” figure and the AM Best ratings printed beside each profiled carrier are company-reported and are not independently verified; no carrier-published or regulator appointment record confirming a TechInsurance appointment was located in this research.
Jurisdiction searches
| Jurisdiction | Result | Notes |
|---|---|---|
 California | Company-reported disclosure[3] | TechInsurance page displays California 0L09546; current authority is not independently established in this record. |
 District of Columbia | Company-reported disclosure[3] | TechInsurance page displays D.C. 3000041536; current authority is not independently established in this record. |
 US/DC | Company-reported disclosure[3] | Company page publishes a broad list; no completed five-year conduct result is established for the stated scope. |
Licenses and Authority
These are reviewed authority records for the named legal entities and scope. A license record does not establish that a particular policy is available, bound, or suitable.
| Entity and jurisdiction | Identifier | License class and authority |
|---|---|---|
| Specialty Program Group LLCCalifornia | State license: 0L09546[3] | Producer identifier displayed for TechInsurance/SPG Insurance Solutions; Company-published; current CDI record not independently established in this record |
| Specialty Program Group LLCDistrict of Columbia | State license: 3000041536[3] | Producer identifier displayed by TechInsurance; Company-published; current regulator record not independently established in this record |
Sources
- How to File a Business Insurance Claim. TechInsurance; Instruction to contact carrier and TechInsurance agent-assistance description. Accessed 2026-09-21.
- Compensation Disclosure Notice. TechInsurance; Link to SPG compensation disclosure. Accessed 2026-09-21.
- Insurance Licenses by State. TechInsurance; Current state table; California 0L09546, Washington D.C. 3000041536 and other entries; division/operating entity statement. Accessed 2026-09-21.
- Our Insurance Partners. TechInsurance; Named partner providers and profession/product scope; “Our trusted business insurance companies” profiles of The Hartford, Liberty Mutual, Acuity, Philadelphia Insurance Companies, AmTrust Financial, The Hanover, Nationwide, Hiscox, Chubb and Travelers with company-stated AM Best ratings; “Meet more of our trusted insurance partners” list of 21 further names; “access to 100+ carriers” claim. Accessed 2026-09-22.
- Compensation Disclosure. Specialty Program Group; SPG compensation disclosure route linked by TechInsurance; exact fee categories are not established in this record. Accessed 2026-09-21.
