TechInsurance Commercial Property Insurance

TechInsurance arranges commercial property insurance, also called business hazard insurance, for businesses that own or rent commercial space, or that keep valuable equipment at a home office. ¹Company-reportedCommercial property product page.

The reviewed page does not name the issuing insurer for a commercial property policy. ¹Not publicly disclosedCommercial property product page as read on 2026-09-23.

TechInsurance says commercial property insurance covers theft of equipment, damage to company-owned buildings, weather-related and accidental damage, and vandalism, and can be written as actual cash value (cheaper, pays depreciated value) or replacement cost (more expensive, pays to replace with new equivalent items). ¹Company-reportedCommercial property product page; general policy description, not a specific policy form.

TechInsurance says commercial property insurance generally excludes extreme weather events like earthquakes, hurricanes and floods, goods in transit or at other worksites (which need inland marine insurance instead), and equipment breakdown from mechanical or electrical failure (which needs an endorsement). ¹Company-reportedCommercial property product page, What isn't covered section.

TechInsurance says its commercial property policyholders pay a median of $108 per month, or about $1,301 a year, with the exact premium depending on location, coverage limits and deductible, security systems, equipment value, and building size, construction and age. ¹Company-reportedCommercial property product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table.

You request commercial property quotes online through a short application; TechInsurance says licensed agents are available to help, and a certificate of insurance is typically available the same day you buy coverage. ¹Company-reportedCommercial property product page.