TechInsurance Fidelity Bonds

TechInsurance Fidelity Bonds

TechInsurance arranges fidelity bonds, describing them as a type of commercial crime insurance and a type of surety bond, distinct from a traditional insurance policy in that the bonding company can seek repayment from the employee responsible for a dishonest act. 1Company-reported. Fidelity bonds product page.

Issuing Insurer

The reviewed page does not name a specific surety or insurer for a standard fidelity bond, though it says an ERISA fidelity bond specifically must be purchased from a surety company authorized by the U.S. Department of the Treasury. 1Company-reported. Fidelity bonds product page as read on 2026-09-23.

Who It’s For

TechInsurance targets fidelity bonds at businesses whose employees handle sensitive financial information or access client property unsupervised, naming web hosting, project management, cleaning, healthcare and security-guard companies as example segments. 1Company-reported. Fidelity bonds product page, Who should get fidelity bonds? section.

Coverage Features

TechInsurance says fidelity bonds cover employee fraud, theft, forgery and embezzlement against the business or its clients, and distinguishes first-party bonds (protecting the business itself) from third-party bonds (protecting clients), plus employee dishonesty, business service, janitorial and ERISA bond variants. 1Company-reported. Fidelity bonds product page; general policy description, not a specific bond form.

Limits and Retentions

TechInsurance says fidelity bond costs vary widely and are typically calculated based on the total bond amount, with underwriting factors including bond type and size, industry risk, number of employees with sensitive-data access, and credit score; it does not publish a median premium for this line as it does for some other policies. 1Company-reported. Fidelity bonds product page, How much do fidelity bonds cost? section.

How to Apply

You request fidelity bond quotes online through a short application; TechInsurance says its licensed agents can help add fidelity bonds to a broader coverage package. 1Company-reported. Fidelity bonds product page.

TechInsurance Fidelity Bonds Compared

Other TechInsurance Coverage Lines

Sources

  1. Fidelity Bonds – Quotes Online. TechInsurance; What do fidelity bonds cover? (fraud, theft, forgery, embezzlement, employee benefits theft/ERISA); What is the difference between first-party and third-party fidelity bonds?; What are the different kinds of fidelity bonds?; How much do fidelity bonds cost?; What is the difference between commercial crime insurance and a fidelity bond? Accessed 2026-09-23.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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