HUB International vs TechInsurance Fidelity Bonds

HUB places crime and fidelity bond coverage, including financial institution bonds, through its ProEx Professional & Executive Risk practice alongside other executive-liability and financial-institution lines, rather than underwriting these bonds itself. ⁴Company-reported. ProEx page coverage list, read 2026-09-23. The page does not name an issuing insurer for Crime/Fidelity or Financial Institution Bonds.

TechInsurance arranges fidelity bonds, describing them as a type of commercial crime insurance and a type of surety bond, distinct from a traditional insurance policy in that the bonding company can seek repayment from the employee responsible for a dishonest act. ⁷Company-reported. Fidelity bonds product page.

No insurer is named for Crime/Fidelity or Financial Institution Bonds on the ProEx page; HUB says ProEx places over $2 billion in premium with carriers it calls top-rated, without naming them. ⁴Not found in reviewed sources. Checked the ProEx page on 2026-09-23.

The reviewed page does not name a specific surety or insurer for a standard fidelity bond, though it says an ERISA fidelity bond specifically must be purchased from a surety company authorized by the U.S. Department of the Treasury. ⁷Company-reported. Fidelity bonds product page as read on 2026-09-23.

No size, industry or state eligibility criteria specific to fidelity bonds or financial institution bonds were found on the ProEx page. ⁴Not found in reviewed sources. Checked the ProEx page on 2026-09-23; these coverages are listed among many others without their own eligibility description.

TechInsurance targets fidelity bonds at businesses whose employees handle sensitive financial information or access client property unsupervised, naming web hosting, project management, cleaning, healthcare and security-guard companies as example segments. ⁷Company-reported. Fidelity bonds product page, Who should get fidelity bonds? section.

HUB's ProEx coverage list names "Crime / Fidelity" as an Executive Liability offering and "Financial Institution Bonds" as a separate Financial Institutions offering, but the page gives no further description of insuring agreements, covered dishonest-act scenarios or exclusions for either. ⁴Company-reported. ProEx page coverage list only; these are catalogue entries, not policy-form descriptions.

TechInsurance says fidelity bonds cover employee fraud, theft, forgery and embezzlement against the business or its clients, and distinguishes first-party bonds (protecting the business itself) from third-party bonds (protecting clients), plus employee dishonesty, business service, janitorial and ERISA bond variants. ⁷Company-reported. Fidelity bonds product page; general policy description, not a specific bond form.

Published bond penalty amounts, limits or retentions were not found on the ProEx page. ⁴Not publicly disclosed. Checked the ProEx page on 2026-09-23; bond amounts are set on the quote and declarations.

TechInsurance says fidelity bond costs vary widely and are typically calculated based on the total bond amount, with underwriting factors including bond type and size, industry risk, number of employees with sensitive-data access, and credit score; it does not publish a median premium for this line as it does for some other policies. ⁷Company-reported. Fidelity bonds product page, How much do fidelity bonds cost? section.

HUB says its ProEx team, which lists Crime/Fidelity and Financial Institution Bonds among its coverages, provides analytics, litigation support and risk-management services to clients of all sizes under a named ProEx practice leader. ⁴Company-reported. ProEx page team and services description; not specific to a single bond placement.

Not described in the reviewed sources.

HUB directs prospects for these coverages to contact a ProEx specialist rather than an online quote or bind flow. ⁴Company-reported. ProEx page call to action.

You request fidelity bond quotes online through a short application; TechInsurance says its licensed agents can help add fidelity bonds to a broader coverage package. ⁷Company-reported. Fidelity bonds product page.