---
title: "HUB International vs TechInsurance: Fidelity Bonds"
description: "TechInsurance explains first-party, third-party and ERISA fidelity bonds and offers an online application; HUB ProEx lists Crime/Fidelity and Financial Institution Bonds with specialist support."
canonical: "https://spot.insure/compare/hub-international-vs-techinsurance/fidelity-bonds"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "hub-international-vs-techinsurance"
provider-a: "hub-international"
provider-b: "techinsurance"
coverage-line: "fidelity-bonds"
---

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[Human-readable page](https://spot.insure/compare/hub-international-vs-techinsurance/fidelity-bonds)

## Agent Guide

**What this page is:** Focused comparison of HUB International and TechInsurance for Fidelity Bonds: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Fidelity Bonds questions about HUB International versus TechInsurance. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- HUB International vs TechInsurance for Fidelity Bonds: how do they differ?
- Which is better for Fidelity Bonds, HUB International or TechInsurance?
- What does HUB International or TechInsurance publish about Fidelity Bonds (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Fidelity Bonds. Providers: HUB International and TechInsurance.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [HUB International vs TechInsurance](https://spot.insure/compare/hub-international-vs-techinsurance) — all coverage lines for this pair
- [Fidelity Bonds guide](https://spot.insure/coverage/fidelity-bonds) — how this coverage works
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile
- [TechInsurance profile](https://spot.insure/insurance-providers/techinsurance) — provider profile

# HUB International vs TechInsurance: How Do They Compare for Fidelity Bonds?

HUB International places crime and fidelity coverage through ProEx and directs buyers to a specialist. TechInsurance arranges fidelity bonds online and describes coverage options.

TechInsurance explains fidelity bond variants and provides an online application; HUB ProEx offers specialist support for Crime/Fidelity and financial-institution bonds.

## HUB International vs TechInsurance Fidelity Bonds Summary

TechInsurance explains first-party, third-party and ERISA fidelity bonds and offers an online application; HUB ProEx lists Crime/Fidelity and Financial Institution Bonds with specialist support. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [2](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online")

## What Are the Key Differences Between HUB International and TechInsurance Fidelity Bonds?

### Online Form Detail Versus Specialist Placement

HUB ProEx lists Crime/Fidelity and Financial Institution Bonds but does not describe their insuring agreements. TechInsurance explains employee fraud, theft, forgery and embezzlement, distinguishes first-party from third-party cover, and lists ERISA, janitorial, business-service and employee-dishonesty variants. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [2](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") Choose HUB if you need a financial-institution bond or specialist support; choose TechInsurance if you want to review bond types and start an online application.

### How You Apply

HUB tells you to contact a ProEx specialist rather than bind online. TechInsurance uses a short online application and says licensed agents can add the bond to a broader package. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [2](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online")

### Issuer Notes, Cost and Extra Services

HUB says ProEx places over $2 billion in premium with carriers it calls top-rated, without naming them for this line, and offers analytics, litigation support and risk-management. TechInsurance does not name a standard surety but says an ERISA bond must come from a Treasury-authorized surety, and that cost varies with bond amount, type, industry, employee access and credit score. HUB publishes no penalty figures; TechInsurance also does not publish a median premium. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [2](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online")

## What Should You Confirm in HUB International and TechInsurance Fidelity Bonds Quotes?

- Ask HUB which ProEx product is quoted and which carrier is on the form. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx")
- Ask TechInsurance which variant is quoted and, for ERISA, which Treasury-listed surety issues it. [2](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online")
- Confirm whether a financial institution bond (HUB’s second listing) is in scope for your entity type. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [2](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online")
- Ask HUB which analytics or litigation-support services attach, which TechInsurance’s page does not describe. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx")

## HUB International vs TechInsurance Fidelity Bonds Compared

| Criteria | HUB International Crime and Fidelity Bond Brokerage | TechInsurance Fidelity Bonds |
| --- | --- | --- |
| How to Apply | HUB directs prospects for these coverages to contact a ProEx specialist rather than an online quote or bind flow. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page call to action..) | You request fidelity bond quotes online through a short application; TechInsurance says its licensed agents can help add fidelity bonds to a broader coverage package. [2](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") (Evidence: Company-reported; scope: Fidelity bonds product page..) |
| Coverage Features | HUB's ProEx coverage list names "Crime / Fidelity" as an Executive Liability offering and "Financial Institution Bonds" as a separate Financial Institutions offering, but the page gives no further description of insuring agreements, covered dishonest-act scenarios or exclusions for either. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page coverage list only; these are catalogue entries, not policy-form descriptions..) | TechInsurance says fidelity bonds cover employee fraud, theft, forgery and embezzlement against the business or its clients, and distinguishes first-party bonds (protecting the business itself) from third-party bonds (protecting clients), plus employee dishonesty, business service, janitorial and ERISA bond variants. [2](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") (Evidence: Company-reported; scope: Fidelity bonds product page; general policy description, not a specific bond form..) |
| Role in This Line | HUB places crime and fidelity bond coverage, including financial institution bonds, through its ProEx Professional & Executive Risk practice alongside other executive-liability and financial-institution lines, rather than underwriting these bonds itself. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page coverage list, read 2026-09-23. The page does not name an issuing insurer for Crime/Fidelity or Financial Institution Bonds..) | TechInsurance arranges fidelity bonds, describing them as a type of commercial crime insurance and a type of surety bond, distinct from a traditional insurance policy in that the bonding company can seek repayment from the employee responsible for a dishonest act. [2](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") (Evidence: Company-reported; scope: Fidelity bonds product page..) |

## About HUB International and TechInsurance and Fidelity Bonds

- [HUB International company profile](https://spot.insure/insurance-providers/hub-international) · [HUB International customer reviews](https://spot.insure/insurance-providers/hub-international/reviews)
- [TechInsurance company profile](https://spot.insure/insurance-providers/techinsurance) · [TechInsurance customer reviews](https://spot.insure/insurance-providers/techinsurance/reviews)
- [What Are Fidelity Bonds?](https://spot.insure/coverage/fidelity-bonds)

## Related Pages for HUB International vs TechInsurance Fidelity Bonds

- [HUB International vs TechInsurance](https://spot.insure/compare/hub-international-vs-techinsurance): all coverage lines, business roles, service and claims.
- [What Are Fidelity Bonds?](https://spot.insure/coverage/fidelity-bonds): Fidelity coverage can reimburse certain losses from employee theft; identify whether you need protection for company funds, client property or benefit-plan assets.
- [HUB International Fidelity Bonds](https://spot.insure/insurance-providers/hub-international/fidelity-bonds)
- [TechInsurance Fidelity Bonds](https://spot.insure/insurance-providers/techinsurance/fidelity-bonds)

## Sources for HUB International vs TechInsurance Fidelity Bonds

### Sources About HUB International

1. [HUB ProEx](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/). HUB International; ProEx Coverages list including Crime / Fidelity under Executive Liability and Financial Institution Bonds under Financial Institutions; Claims & Legal Support section; ProEx premium volume statement. Accessed 2026-09-23.

### Sources About TechInsurance

2. [Fidelity Bonds – Quotes Online](https://www.techinsurance.com/fidelity-bonds). TechInsurance; What do fidelity bonds cover? (fraud, theft, forgery, embezzlement, employee benefits theft/ERISA); What is the difference between first-party and third-party fidelity bonds?; What are the different kinds of fidelity bonds?; How much do fidelity bonds cost?; What is the difference between commercial crime insurance and a fidelity bond?. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/hub-international-vs-techinsurance/fidelity-bonds.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)