--- title: "TechInsurance Fidelity Bonds" description: "What TechInsurance Fidelity Bonds covers, who it’s for, and its limits and retentions, cited to TechInsurance’s own published sources." canonical: "https://spot.insure/insurance-providers/techinsurance/fidelity-bonds" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/techinsurance/fidelity-bonds) # TechInsurance Fidelity Bonds TechInsurance Fidelity Bonds TechInsurance arranges fidelity bonds, describing them as a type of commercial crime insurance and a type of surety bond, distinct from a traditional insurance policy in that the bonding company can seek repayment from the employee responsible for a dishonest act. [1](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") (Evidence: Company-reported; scope: Fidelity bonds product page.) ## Issuing Insurer - The reviewed page does not name a specific surety or insurer for a standard fidelity bond, though it says an ERISA fidelity bond specifically must be purchased from a surety company authorized by the U.S. Department of the Treasury. [1](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") (Evidence: Company-reported; scope: Fidelity bonds product page as read on 2026-09-23.) ## Who It’s For - TechInsurance targets fidelity bonds at businesses whose employees handle sensitive financial information or access client property unsupervised, naming web hosting, project management, cleaning, healthcare and security-guard companies as example segments. [1](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") (Evidence: Company-reported; scope: Fidelity bonds product page, Who should get fidelity bonds? section.) ## Coverage Features - TechInsurance says fidelity bonds cover employee fraud, theft, forgery and embezzlement against the business or its clients, and distinguishes first-party bonds (protecting the business itself) from third-party bonds (protecting clients), plus employee dishonesty, business service, janitorial and ERISA bond variants. [1](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") (Evidence: Company-reported; scope: Fidelity bonds product page; general policy description, not a specific bond form.) ## Limits and Retentions - TechInsurance says fidelity bond costs vary widely and are typically calculated based on the total bond amount, with underwriting factors including bond type and size, industry risk, number of employees with sensitive-data access, and credit score; it does not publish a median premium for this line as it does for some other policies. [1](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") (Evidence: Company-reported; scope: Fidelity bonds product page, How much do fidelity bonds cost? section.) ## How to Apply - You request fidelity bond quotes online through a short application; TechInsurance says its licensed agents can help add fidelity bonds to a broader coverage package. [1](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") (Evidence: Company-reported; scope: Fidelity bonds product page.) ## TechInsurance Fidelity Bonds Compared - [TechInsurance vs Beazley](https://spot.insure/compare/beazley-vs-techinsurance/fidelity-bonds) - [TechInsurance vs Coverdash](https://spot.insure/compare/coverdash-vs-techinsurance/fidelity-bonds) - [TechInsurance vs Founder Shield](https://spot.insure/compare/foundershield-vs-techinsurance/fidelity-bonds) - [TechInsurance vs Gallagher](https://spot.insure/compare/gallagher-vs-techinsurance/fidelity-bonds) - [TechInsurance vs Heffernan Insurance Brokers](https://spot.insure/compare/heffernan-vs-techinsurance/fidelity-bonds) - [TechInsurance vs HUB International](https://spot.insure/compare/hub-international-vs-techinsurance/fidelity-bonds) ## Other TechInsurance Coverage Lines - [TechInsurance Business Owner’s Policy](https://spot.insure/insurance-providers/techinsurance/business-owners-policy) - [TechInsurance Commercial Auto Insurance](https://spot.insure/insurance-providers/techinsurance/commercial-auto) - [TechInsurance Commercial Property Insurance](https://spot.insure/insurance-providers/techinsurance/commercial-property) - [TechInsurance Cyber Insurance](https://spot.insure/insurance-providers/techinsurance/cyber) - [TechInsurance D&O Insurance](https://spot.insure/insurance-providers/techinsurance/directors-officers) - [TechInsurance Employment Practices Liability Insurance](https://spot.insure/insurance-providers/techinsurance/employment-practices) - [TechInsurance General Liability Insurance](https://spot.insure/insurance-providers/techinsurance/general-liability) - [TechInsurance Inland Marine Insurance](https://spot.insure/insurance-providers/techinsurance/inland-marine) - [TechInsurance Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/techinsurance/professional-errors-omissions) - [TechInsurance Tech E&O Insurance](https://spot.insure/insurance-providers/techinsurance/technology-errors-omissions) - [TechInsurance Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/techinsurance/umbrella-excess) - [TechInsurance Workers’ Compensation Insurance](https://spot.insure/insurance-providers/techinsurance/workers-compensation) ## Related - [TechInsurance Profile](https://spot.insure/insurance-providers/techinsurance) - [TechInsurance Reliability](https://spot.insure/insurance-providers/techinsurance/reliability) - [TechInsurance Alternatives](https://spot.insure/insurance-providers/techinsurance/alternatives) - [Coverage Guide: Fidelity bonds](https://spot.insure/coverage/fidelity-bonds) ## Sources 1. [Fidelity Bonds – Quotes Online](https://www.techinsurance.com/fidelity-bonds). TechInsurance; What do fidelity bonds cover? (fraud, theft, forgery, embezzlement, employee benefits theft/ERISA); What is the difference between first-party and third-party fidelity bonds?; What are the different kinds of fidelity bonds?; How much do fidelity bonds cost?; What is the difference between commercial crime insurance and a fidelity bond? Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/techinsurance/fidelity-bonds.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)