TechInsurance Business Owner’s Policy

TechInsurance Business Owner's Policy (BOP)

TechInsurance arranges a business owner's policy (BOP) as a bundle of general liability and commercial property insurance sold at a discount versus buying the two policies separately, according to the company. 1Company-reported. Business owner's policy product page.

Issuing Insurer

Not publicly disclosed. The reviewed page does not name the issuing insurer for a BOP. 1Business owner's policy product page as read on 2026-09-23.

Who It’s For

TechInsurance says small businesses typically qualify for BOP savings if they have fewer than 100 employees, operate in a low-risk industry, earn less than $1 million in yearly revenue, and use a small commercial space. 1Company-reported. Business owner's policy product page, Eligibility requirements for a BOP section.

Coverage Features

TechInsurance says a BOP covers property damage and business personal property, common third-party accidents (general liability), copyright infringement and defamation claims, theft and vandalism, and product liability claims, but excludes employee injuries, cyberattacks, business vehicles and (without an endorsement) natural-disaster property damage. 1Company-reported. Business owner's policy product page; general policy description, not a specific policy form.

Limits and Retentions

TechInsurance says its BOP policyholders pay a median of $83 per month, or about $990 a year, with the exact cost depending on business property value, profession risk, policy limits and deductible, location, employee count and claims history. 1Company-reported. Business owner's policy product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table.

How to Apply

You request BOP quotes online through a single application; TechInsurance says licensed agents can help tailor the policy with endorsements, and a certificate of insurance is typically available the same day you buy coverage. 1Company-reported. Business owner's policy product page.

TechInsurance Business Owner’s Policy Compared

Other TechInsurance Coverage Lines

Sources

  1. Business Owner's Policy (BOP) Insurance – Compare Quotes. TechInsurance; Why do you need a business owner's policy?; Eligibility requirements for a BOP; What is covered under a business owner's policy?; How much does a business owner's policy cost?; What is the difference between general liability insurance and a BOP? Accessed 2026-09-23.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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