Mylo vs TechInsurance Business Owner’s Policy

Mylo brokers a business owner's policy by comparing quotes from multiple carriers rather than underwriting the policy itself. ^3,1Company-reported. BOP product page and the business-insurance overview page.

TechInsurance arranges a business owner's policy (BOP) as a bundle of general liability and commercial property insurance sold at a discount versus buying the two policies separately, according to the company. ⁶Company-reported. Business owner's policy product page.

Mylo says it partners with more than 40 A-rated commercial insurance carriers and names Travelers, Liberty Mutual, The Hartford and Hiscox as examples, but neither page identifies which carrier would issue a specific business's BOP. ¹Company-reported. Business-insurance overview page FAQ; the carrier panel is described company-wide, not BOP-specific.

The reviewed page does not name the issuing insurer for a BOP. ⁶Not publicly disclosed. Business owner's policy product page as read on 2026-09-23.

Mylo's business-insurance overview page lists a BOP among the coverages most owners start with, alongside commercial auto, workers' compensation and commercial umbrella, and says it gives each business a personalized coverage recommendation. ¹Company-reported. Business-insurance overview page.

TechInsurance says small businesses typically qualify for BOP savings if they have fewer than 100 employees, operate in a low-risk industry, earn less than $1 million in yearly revenue, and use a small commercial space. ⁶Company-reported. Business owner's policy product page, Eligibility requirements for a BOP section.

Mylo describes its BOP as bundling three coverages: general liability for third-party bodily injury, property damage and advertising-injury claims; commercial property for damage to a business's building and business personal property from causes such as fire, storm, theft or vandalism; and business interruption for lost income (actual loss sustained) during a covered shutdown. ³Company-reported. BOP product page coverage sections; the issued policy and its exclusions control.

Mylo says packaging these three coverages in a BOP instead of buying them separately typically costs less and can provide better coverage than buying each individually. ³Company-reported. BOP product page FAQ; a general company statement, not a quoted savings figure for any specific business.

TechInsurance says a BOP covers property damage and business personal property, common third-party accidents (general liability), copyright infringement and defamation claims, theft and vandalism, and product liability claims, but excludes employee injuries, cyberattacks, business vehicles and (without an endorsement) natural-disaster property damage. ⁶Company-reported. Business owner's policy product page; general policy description, not a specific policy form.

Neither the BOP product page nor the business-insurance overview page publishes specific coverage limits, deductibles or premium ranges. ^3,1Not publicly disclosed. Checked both pages on 2026-09-23.

TechInsurance says its BOP policyholders pay a median of $83 per month, or about $990 a year, with the exact cost depending on business property value, profession risk, policy limits and deductible, location, employee count and claims history. ⁶Company-reported. Business owner's policy product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table.

Mylo says a buyer can shop for a BOP online through its Mind of Mylo recommendation tool or by phone with a licensed advisor (844-863-5950), and that Mylo has agents licensed in all 50 states. ¹Company-reported. Business-insurance overview page FAQ.

You request BOP quotes online through a single application; TechInsurance says licensed agents can help tailor the policy with endorsements, and a certificate of insurance is typically available the same day you buy coverage. ⁶Company-reported. Business owner's policy product page.