---
title: "Mylo vs TechInsurance Business Owner’s Policy"
description: "Mylo shops a BOP across 40-plus carriers with no published size cap; TechInsurance cites under-100 employees and under $1 million revenue."
canonical: "https://spot.insure/compare/mylo-vs-techinsurance/business-owners-policy"
page-type: "line-comparison"
updated-at: "2026-09-24"
---

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[Human-readable page](https://spot.insure/compare/mylo-vs-techinsurance/business-owners-policy)

# Mylo vs TechInsurance Business Owner’s Policy

Mylo shops a BOP across 40-plus carriers with no published size cap; TechInsurance cites under-100 employees and under $1 million revenue.

## Research Scope and Use

Use this comparison to evaluate Mylo and TechInsurance for Business Owner’s Policy against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Mylo brokers a BOP from a multi-carrier panel and does not publish size or revenue cutoffs. TechInsurance says typical BOP savings apply when a business has fewer than 100 employees, less than $1 million in yearly revenue, a low-risk industry and a small commercial space. [3](https://choosemylo.com/business/product-business-owners-policy "Business Owner's Policy") [1](https://choosemylo.com/business/business-insurance "Business Insurance") [6](https://www.techinsurance.com/business-owners-policy "Business Owner's Policy (BOP) Insurance – Compare Quotes")

## What Is Mylo Insurance?

Mylo is an independent insurance broker for small and growing businesses. It recommends coverage and compares available quotes from multiple carriers online or with a licensed advisor; the insurer named on the resulting policy provides the coverage. [1](https://choosemylo.com/business/business-insurance "Business Insurance") [2](https://choosemylo.com/our-story "About Mylo")

[Mylo profile](https://spot.insure/insurance-providers/mylo)

## What Is TechInsurance?

TechInsurance is a small-business insurance agency and brokerage with a technology focus, offering online quote comparison and agent assistance through the Insureon organization. [4](https://www.techinsurance.com/about-us "About TechInsurance") [5](https://www.techinsurance.com/contact-us "Contact Us")

[TechInsurance profile](https://spot.insure/insurance-providers/techinsurance)

## What Is a Business Owner’s Policy?

A business owner’s policy packages property, general liability and business interruption coverage for eligible businesses. [7](https://content.naic.org/insurance-topics/business-interruption-and-business-owner-policy "Business Interruption and Business Owner Policy")

## Key Differences in Business Owner’s Policy

### Eligibility Screens Versus an Open Shop

Mylo lists a BOP among coverages most owners start with and says it gives a personalized recommendation, without a published employee or revenue cutoff. [1](https://choosemylo.com/business/business-insurance "Business Insurance") [6](https://www.techinsurance.com/business-owners-policy "Business Owner's Policy (BOP) Insurance – Compare Quotes")

### Price Signals and What’s in the Bundle

TechInsurance reports a median of $83 a month (about $990 a year) among its BOP policyholders. Mylo’s reviewed pages publish no premium range; it says packaging liability, property and interruption typically costs less than buying each separately, without a figure. [6](https://www.techinsurance.com/business-owners-policy "Business Owner's Policy (BOP) Insurance – Compare Quotes") [3](https://choosemylo.com/business/product-business-owners-policy "Business Owner's Policy")

## What to Confirm in Business Owner’s Policy Quotes

- Ask TechInsurance whether your industry, revenue and employee count meet its typical BOP-savings screen, and ask Mylo which carriers on its panel will even quote you. [6](https://www.techinsurance.com/business-owners-policy "Business Owner's Policy (BOP) Insurance – Compare Quotes") [1](https://choosemylo.com/business/business-insurance "Business Insurance")
- Compare whether windstorm, flood or earthquake need an endorsement on each form. [6](https://www.techinsurance.com/business-owners-policy "Business Owner's Policy (BOP) Insurance – Compare Quotes") [3](https://choosemylo.com/business/product-business-owners-policy "Business Owner's Policy")
- Treat TechInsurance’s $83 monthly median as its own book figure, not a quote, and get Mylo’s actual premium from a named carrier. [6](https://www.techinsurance.com/business-owners-policy "Business Owner's Policy (BOP) Insurance – Compare Quotes") [3](https://choosemylo.com/business/product-business-owners-policy "Business Owner's Policy")
- Confirm same-day certificate timing with TechInsurance and which advisor path Mylo uses for your state. [6](https://www.techinsurance.com/business-owners-policy "Business Owner's Policy (BOP) Insurance – Compare Quotes") [1](https://choosemylo.com/business/business-insurance "Business Insurance")

## Offering Details

| Criteria | Mylo Business Owner's Policy | TechInsurance Business Owner's Policy (BOP) |
| --- | --- | --- |
| Role in This Line | Mylo brokers a business owner's policy by comparing quotes from multiple carriers rather than underwriting the policy itself. [3](https://choosemylo.com/business/product-business-owners-policy "Business Owner's Policy") [1](https://choosemylo.com/business/business-insurance "Business Insurance") (Evidence: Company-reported; scope: BOP product page and the business-insurance overview page..) | TechInsurance arranges a business owner's policy (BOP) as a bundle of general liability and commercial property insurance sold at a discount versus buying the two policies separately, according to the company. [6](https://www.techinsurance.com/business-owners-policy "Business Owner's Policy (BOP) Insurance – Compare Quotes") (Evidence: Company-reported; scope: Business owner's policy product page..) |
| Issuing Insurer | Mylo says it partners with more than 40 A-rated commercial insurance carriers and names Travelers, Liberty Mutual, The Hartford and Hiscox as examples, but neither page identifies which carrier would issue a specific business's BOP. [1](https://choosemylo.com/business/business-insurance "Business Insurance") (Evidence: Company-reported; scope: Business-insurance overview page FAQ; the carrier panel is described company-wide, not BOP-specific..) | The reviewed page does not name the issuing insurer for a BOP. [6](https://www.techinsurance.com/business-owners-policy "Business Owner's Policy (BOP) Insurance – Compare Quotes") (Evidence: Not publicly disclosed; scope: Business owner's policy product page as read on 2026-09-23..) |
| Who It’s For | Mylo's business-insurance overview page lists a BOP among the coverages most owners start with, alongside commercial auto, workers' compensation and commercial umbrella, and says it gives each business a personalized coverage recommendation. [1](https://choosemylo.com/business/business-insurance "Business Insurance") (Evidence: Company-reported; scope: Business-insurance overview page..) | TechInsurance says small businesses typically qualify for BOP savings if they have fewer than 100 employees, operate in a low-risk industry, earn less than $1 million in yearly revenue, and use a small commercial space. [6](https://www.techinsurance.com/business-owners-policy "Business Owner's Policy (BOP) Insurance – Compare Quotes") (Evidence: Company-reported; scope: Business owner's policy product page, Eligibility requirements for a BOP section..) |
| Coverage Features | Mylo describes its BOP as bundling three coverages: general liability for third-party bodily injury, property damage and advertising-injury claims; commercial property for damage to a business's building and business personal property from causes such as fire, storm, theft or vandalism; and business interruption for lost income (actual loss sustained) during a covered shutdown. [3](https://choosemylo.com/business/product-business-owners-policy "Business Owner's Policy") (Evidence: Company-reported; scope: BOP product page coverage sections; the issued policy and its exclusions control..)<br><br>Mylo says packaging these three coverages in a BOP instead of buying them separately typically costs less and can provide better coverage than buying each individually. [3](https://choosemylo.com/business/product-business-owners-policy "Business Owner's Policy") (Evidence: Company-reported; scope: BOP product page FAQ; a general company statement, not a quoted savings figure for any specific business..) | TechInsurance says a BOP covers property damage and business personal property, common third-party accidents (general liability), copyright infringement and defamation claims, theft and vandalism, and product liability claims, but excludes employee injuries, cyberattacks, business vehicles and (without an endorsement) natural-disaster property damage. [6](https://www.techinsurance.com/business-owners-policy "Business Owner's Policy (BOP) Insurance – Compare Quotes") (Evidence: Company-reported; scope: Business owner's policy product page; general policy description, not a specific policy form..) |
| Limits and Retentions | Neither the BOP product page nor the business-insurance overview page publishes specific coverage limits, deductibles or premium ranges. [3](https://choosemylo.com/business/product-business-owners-policy "Business Owner's Policy") [1](https://choosemylo.com/business/business-insurance "Business Insurance") (Evidence: Not publicly disclosed; scope: Checked both pages on 2026-09-23..) | TechInsurance says its BOP policyholders pay a median of $83 per month, or about $990 a year, with the exact cost depending on business property value, profession risk, policy limits and deductible, location, employee count and claims history. [6](https://www.techinsurance.com/business-owners-policy "Business Owner's Policy (BOP) Insurance – Compare Quotes") (Evidence: Company-reported; scope: Business owner's policy product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table..) |
| How to Apply | Mylo says a buyer can shop for a BOP online through its Mind of Mylo recommendation tool or by phone with a licensed advisor (844-863-5950), and that Mylo has agents licensed in all 50 states. [1](https://choosemylo.com/business/business-insurance "Business Insurance") (Evidence: Company-reported; scope: Business-insurance overview page FAQ..) | You request BOP quotes online through a single application; TechInsurance says licensed agents can help tailor the policy with endorsements, and a certificate of insurance is typically available the same day you buy coverage. [6](https://www.techinsurance.com/business-owners-policy "Business Owner's Policy (BOP) Insurance – Compare Quotes") (Evidence: Company-reported; scope: Business owner's policy product page..) |

## Full Comparison

- [Mylo vs TechInsurance](https://spot.insure/compare/mylo-vs-techinsurance): all coverage lines, business roles, service and claims.
- [What Is a Business Owner’s Policy?](https://spot.insure/coverage/business-owners-policy): A business owner's policy (BOP) combines property, general liability and business interruption coverage for eligible businesses.
- [Mylo vs TechInsurance Commercial Auto Insurance](https://spot.insure/compare/mylo-vs-techinsurance/commercial-auto)
- [Mylo vs TechInsurance Cyber Insurance](https://spot.insure/compare/mylo-vs-techinsurance/cyber)
- [Mylo vs TechInsurance General Liability Insurance](https://spot.insure/compare/mylo-vs-techinsurance/general-liability)
- [Mylo vs TechInsurance Professional Liability (E&O) Insurance](https://spot.insure/compare/mylo-vs-techinsurance/professional-errors-omissions)
- [Mylo vs TechInsurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/mylo-vs-techinsurance/umbrella-excess)
- [Mylo vs TechInsurance Workers’ Compensation Insurance](https://spot.insure/compare/mylo-vs-techinsurance/workers-compensation)
- [Alliance Risk vs Mylo Business Owner’s Policy](https://spot.insure/compare/alliance-risk-vs-mylo/business-owners-policy)
- [Alliance Risk vs TechInsurance Business Owner’s Policy](https://spot.insure/compare/alliance-risk-vs-techinsurance/business-owners-policy)
- [Amelia Risk vs Mylo Business Owner’s Policy](https://spot.insure/compare/amelia-risk-vs-mylo/business-owners-policy)
- [Amelia Risk vs TechInsurance Business Owner’s Policy](https://spot.insure/compare/amelia-risk-vs-techinsurance/business-owners-policy)
- [Chubb vs Mylo Business Owner’s Policy](https://spot.insure/compare/chubb-vs-mylo/business-owners-policy)
- [Chubb vs TechInsurance Business Owner’s Policy](https://spot.insure/compare/chubb-vs-techinsurance/business-owners-policy)

## Sources

### Mylo

1. [Business Insurance](https://choosemylo.com/business/business-insurance). Mylo; What insurance does a small business need?; Why Mylo? (40+ top-rated commercial insurance partners, 4.8 Google rating, BBB Accredited); What insurance carriers do you work with?; How do I shop for insurance with Mylo?. Accessed 2026-09-23.
2. [About Mylo](https://choosemylo.com/our-story). Mylo; Your Digital One-Stop Shop; The Broker Advantage; Proven Heritage, Powerful Future; About Mylo FAQs. Accessed 2026-09-15.
3. [Business Owner's Policy](https://choosemylo.com/business/product-business-owners-policy). Mylo; Like you, a BOP can do three things at once!; Coverage #1: general liability; Coverage #2: commercial property; Coverage #3: Business Interruption; Business Owner Policy FAQs. Accessed 2026-09-23.

### TechInsurance

4. [About TechInsurance](https://www.techinsurance.com/about-us). TechInsurance; Opening description; one-application process; History of TechInsurance, 2011 and 2022 entries. Accessed 2026-09-16.
5. [Contact Us](https://www.techinsurance.com/contact-us). TechInsurance; FAQs: How does TechInsurance work? (agent assistance obtaining surety bonds); agent or broker role; application; finding quotes; updating address; certificates. Accessed 2026-09-16.
6. [Business Owner's Policy (BOP) Insurance – Compare Quotes](https://www.techinsurance.com/business-owners-policy). TechInsurance; Why do you need a business owner's policy?; Eligibility requirements for a BOP; What is covered under a business owner's policy?; How much does a business owner's policy cost?; What is the difference between general liability insurance and a BOP?. Accessed 2026-09-23.

### Business Owner’s Policy Guide

7. [Business Interruption and Business Owner Policy](https://content.naic.org/insurance-topics/business-interruption-and-business-owner-policy). National Association of Insurance Commissioners; Background; General liability, Commercial property and Business interruption bullets. Accessed 2026-09-16.

Updated 2026-09-24. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/mylo-vs-techinsurance/business-owners-policy.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)