Corgi vs TechInsurance Business Owner’s Policy

Corgi lists a Business Owners Policy among its main policies, but groups it with the slower, non-instant-quote products rather than the modules that get an on-page instant quote. ²Company-reported. Homepage coverage catalog as read on 2026-09-23. No dedicated BOP product page was found on corgi.insure or its sitemap.

TechInsurance arranges a business owner's policy (BOP) as a bundle of general liability and commercial property insurance sold at a discount versus buying the two policies separately, according to the company. ⁸Company-reported. Business owner's policy product page.

The reviewed homepage listing does not name an issuing insurer, policy form number or underwriting entity for the Business Owners Policy. ²Not publicly disclosed. Homepage catalog card as read on 2026-09-23; no dedicated BOP page exists to check for a form number or underwriter disclosure.

The reviewed page does not name the issuing insurer for a BOP. ⁸Not publicly disclosed. Business owner's policy product page as read on 2026-09-23.

Not described in the reviewed sources.

TechInsurance says small businesses typically qualify for BOP savings if they have fewer than 100 employees, operate in a low-risk industry, earn less than $1 million in yearly revenue, and use a small commercial space. ⁸Company-reported. Business owner's policy product page, Eligibility requirements for a BOP section.

Corgi describes its BOP as combining general liability and commercial property coverage into a single policy, designed for small and growing businesses. ²Company-reported. One-line homepage product description; no policy form, limits, exclusions or endorsement list is published for this line.

TechInsurance says a BOP covers property damage and business personal property, common third-party accidents (general liability), copyright infringement and defamation claims, theft and vandalism, and product liability claims, but excludes employee injuries, cyberattacks, business vehicles and (without an endorsement) natural-disaster property damage. ⁸Company-reported. Business owner's policy product page; general policy description, not a specific policy form.

No limits, deductibles or retentions are published for the Business Owners Policy in the reviewed sources. ²Not found in reviewed sources. Homepage catalog card only; Corgi publishes illustrative limits for several other lines (e.g. D&O, EPLI, Crime) on their own product pages, but no equivalent page exists for BOP.

TechInsurance says its BOP policyholders pay a median of $83 per month, or about $990 a year, with the exact cost depending on business property value, profession risk, policy limits and deductible, location, employee count and claims history. ⁸Company-reported. Business owner's policy product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table.

Corgi tags the BOP card with a 1-14 days turnaround, distinct from the same-day instant-quote path it advertises for CGL, Cyber, Tech & AI, D&O, EPLI, Fiduciary, Media and HNOA. ²Company-reported. Homepage badge language only; the reviewed sources do not describe the actual BOP application steps or underwriting requirements.

You request BOP quotes online through a single application; TechInsurance says licensed agents can help tailor the policy with endorsements, and a certificate of insurance is typically available the same day you buy coverage. ⁸Company-reported. Business owner's policy product page.