Simply Business vs 
TechInsurance: How Do They Compare for Business Owner’s Policy?
Simply Business: Online Small-Business Insurance Marketplace
Simply Business describes a digital marketplace and licensed-producer service for small businesses. The policy and selected insurer determine coverage, fees, servicing and claims responsibilities. 1,2
What Is TechInsurance?
TechInsurance fits freelancers and small software, SaaS and IT firms that want to compare several insurers' quotes from one application, with agent help and a tech E&O plus cyber bundle. Growth-stage companies needing a managed renewal program or firm quote deadlines should look at specialist brokers. 4,5,6
What Is a Business Owner’s Policy?
A BOP may suit an eligible small business that wants property, liability and lost-income protection together. If you also need auto, workers’ compensation or professional liability, plan for separate coverage. 8,9
What Are the Key Differences Between Simply Business and TechInsurance Business Owner’s Policy?
Fit and Policy Features
TechInsurance says its BOP typically fits businesses below 100 employees and $1 million in revenue, in low-risk industries and small commercial premises. Simply Business does not publish an equivalent threshold in its offering, and says quotes vary by business, state, and insurer. Compare eligibility against your actual revenue, payroll, and occupancy before relying on either route. 7 3
Buying and Quote Details
TechInsurance offers online BOP quoting with licensed-agent help and says a certificate is typically available the day coverage is bought. Simply Business describes reviewing marketplace quotes but requires panel-member approval before binding. Ask TechInsurance when its carrier binds and Simply Business what approval steps remain. 7 3
What Should You Confirm in Simply Business and TechInsurance Business Owner’s Policy Quotes?
- Ask Simply Business which insurer’s form is offered for your state, whether professional liability can be added, and what steps remain before the panel approves binding. 2
- Ask TechInsurance to show the quote’s limits, deductible, exclusions, and any add-on premium; do not treat an average figure as a quote for your business. 7
Simply Business and TechInsurance Review Scores for 2026
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
Simply Business Review Score
Review Score
4 rated sources
Customers disagree about Simply Business. Trustpilot shows 4.3 out of 5 from 1,901 reviews, but BBB customers give it 1.95 from 20 reviews and ConsumerAffairs shows 1.0.[6][10][7]
Read Simply Business reviewsTechInsurance Review Score
Review Score
2 rated sources
TechInsurance’s available ratings are favorable, with praise for broker guidance. The feedback supports its shopping service more than any particular insurer’s claims handling.[4][5]
Read TechInsurance reviewsSimply Business vs TechInsurance Business Owner’s Policy Compared
Simply Business vs TechInsurance: Business Owner’s Policy: documented features by provider
| Criteria | Business owner’s policy (BOP) through Simply Business | TechInsurance Business Owner's Policy (BOP) |
|---|---|---|
| Role in This Line | Confirm in your quote. | TechInsurance arranges a business owner's policy (BOP) as a bundle of general liability and commercial property insurance sold at a discount versus buying the two policies separately, according to the company. 7Company-reported. Business owner's policy product page. |
| Issuing Insurer | Confirm in your quote. | The reviewed page does not name the issuing insurer for a BOP. 7Not publicly disclosed. Business owner's policy product page as read on 2026-09-23. |
| Who It’s For | Confirm in your quote. | TechInsurance says small businesses typically qualify for BOP savings if they have fewer than 100 employees, operate in a low-risk industry, earn less than $1 million in yearly revenue, and use a small commercial space. 7Company-reported. Business owner's policy product page, Eligibility requirements for a BOP section. |
| Coverage Features | Simply Business describes a BOP as a package that typically combines general liability and property coverage and discusses business-interruption protection. Exact covered property, interruption triggers and exclusions depend on the issued form. 3Company-reported. Company-published business-owners-policy information for U.S. small businesses; availability and actual policy terms depend on the insurer, state and buyer. The company says a standard BOP does not include workers’ compensation or professional liability by default; professional liability may be added in some cases. Check the selected policy and endorsements. 3Company-reported. Company-published business-owners-policy information for U.S. small businesses; availability and actual policy terms depend on the insurer, state and buyer. | TechInsurance says a BOP covers property damage and business personal property, common third-party accidents (general liability), copyright infringement and defamation claims, theft and vandalism, and product liability claims, but excludes employee injuries, cyberattacks, business vehicles and (without an endorsement) natural-disaster property damage. 7Company-reported. Business owner's policy product page; general policy description, not a specific policy form. |
| Limits and Retentions | Confirm in your quote. | TechInsurance says its BOP policyholders pay a median of $83 per month, or about $990 a year, with the exact cost depending on business property value, profession risk, policy limits and deductible, location, employee count and claims history. 7Company-reported. Business owner's policy product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table. |
| How to Apply | The page describes entering business details and reviewing available quotes through the marketplace. The Terms say coverage and quote availability vary by state, insurer and business, and binding needs panel-member approval. 3,2Company-reported. Company-published business-owners-policy information for U.S. small businesses; availability and actual policy terms depend on the insurer, state and buyer. | You request BOP quotes online through a single application; TechInsurance says licensed agents can help tailor the policy with endorsements, and a certificate of insurance is typically available the same day you buy coverage. 7Company-reported. Business owner's policy product page. |
Related Pages for Simply Business vs TechInsurance
Business Owner’s Policy Pages for Simply Business and TechInsurance
Other Coverage Lines Compared for Simply Business vs TechInsurance
Other Business Owner’s Policy Provider Comparisons
Sources for Simply Business vs TechInsurance Business Owner’s Policy
Sources About Simply Business
- Our Small Business Insurance Story. Simply Business; Opening description and audience; digital marketplace, business types and U.S. service. Accessed 2026-09-29.
- Terms of Service. Simply Business; Dated June 30, 2026; §1 lines 22–28; §8 lines 87–113; §10 lines 143–149; §19 line 211. Accessed 2026-09-29.
- Business Owner’s Policy Insurance. Simply Business; Bundle lines 34–38, 218–243; add-on/exclusion discussion lines 226–243; buyer and quote sections. Accessed 2026-09-29.
Sources About TechInsurance
- About TechInsurance. TechInsurance; Opening description; one-application process; History of TechInsurance, 2011 and 2022 entries. Accessed 2026-09-16.
- Technology Errors and Omissions – Tech E&O Insurance. TechInsurance; Tech E&O insurance includes two policies; quotation form; Technology professionals we insure. Accessed 2026-09-16.
- Contact Us. TechInsurance; FAQs: How does TechInsurance work? (agent assistance obtaining surety bonds); agent or broker role; application; finding quotes; updating address; certificates. Accessed 2026-09-16.
- Business Owner's Policy (BOP) Insurance – Compare Quotes. TechInsurance; Why do you need a business owner's policy?; Eligibility requirements for a BOP; What is covered under a business owner's policy?; How much does a business owner's policy cost?; What is the difference between general liability insurance and a BOP? Accessed 2026-09-23.
Sources for the Business Owner’s Policy Guide
- Small Business. National Association of Insurance Commissioners; FAQ: What’s a business owners policy?; What’s general liability insurance. Accessed 2026-09-16.
- Business Interruption and Business Owner Policy. National Association of Insurance Commissioners; Background; General liability, Commercial property and Business interruption bullets. Accessed 2026-09-16.
