TechInsurance Commercial Auto Insurance

TechInsurance arranges commercial auto insurance for businesses that own vehicles, and says almost every state requires it for business-registered vehicles. ¹Company-reportedCommercial auto product page.

The reviewed page does not name the issuing insurer for a commercial auto policy. ¹Not publicly disclosedCommercial auto product page as read on 2026-09-23.

TechInsurance says all states except New Hampshire require commercial auto insurance for vehicles registered to a business, with most states also setting minimum liability, and in some cases uninsured/underinsured motorist, coverage amounts. ¹Company-reportedCommercial auto product page, Are you required by law to purchase commercial auto insurance? section.

TechInsurance says commercial auto insurance covers bodily injury and property damage liability, medical payments (MedPay) or personal injury protection (PIP) where required, uninsured-motorist coverage, and optional collision and comprehensive coverage for physical damage to the company's own vehicles. ¹Company-reportedCommercial auto product page; general policy description, not a specific policy form.

TechInsurance says commercial auto insurance does not cover personal, leased or rented vehicles used for work (which need hired and non-owned auto insurance), a newly purchased vehicle not yet added to the policy, or damage to a customer's vehicle in the business's care (which needs garage keepers insurance). ¹Company-reportedCommercial auto product page, What isn't covered section.

TechInsurance says its commercial auto customers pay a median of $245 per month, with the exact premium depending on number and type of vehicles, employee driving records and demographics, coverage options selected, claims history, and policy deductible and limits. ¹Company-reportedCommercial auto product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table.