Mylo vs
TechInsurance Commercial Auto Insurance
Mylo shops carriers and stresses non-owned auto on personal cars; TechInsurance says those vehicles sit outside commercial auto and publishes a $245 median.
What Is Mylo Insurance?
Mylo is an independent insurance broker for small and growing businesses. It recommends coverage and compares available quotes from multiple carriers online or with a licensed advisor; the insurer named on the resulting policy provides the coverage. 1,2
What Is TechInsurance?
TechInsurance is a small-business insurance agency and brokerage with a technology focus, offering online quote comparison and agent assistance through the Insureon organization. 4,5
What Is Commercial Auto Insurance?
Commercial auto insurance addresses liability and vehicle-damage exposures from vehicles used in business. 7
Key Differences in Commercial Auto Insurance
Two Brokers, Two Stories About Personal Cars
Mylo and TechInsurance both arrange commercial auto rather than issue it. Mylo recommends non-owned auto when employees drive personal vehicles for work, including liability on a work detour. TechInsurance says commercial auto does not cover personal, leased or rented work vehicles and that those uses need hired and non-owned auto insurance, plus exclusions for unscheduled new vehicles and garage keepers. Both point at hired/non-owned auto; Mylo frames it as an option on the policy conversation, TechInsurance as a gap in commercial auto itself. 3 6
Shopping and Bundling Versus a Median Premium
Mylo says it compares quotes from multiple carriers and may bundle personal car or home insurance. TechInsurance reports a company-reported median of $245 a month and does not describe personal-lines bundling or a comparison-shopping process on the reviewed page. Mylo publishes no premium figure. 3 6
State-Requirement Wording
Mylo says all states require commercial auto liability for owned or leased job vehicles. TechInsurance says all states except New Hampshire require it for vehicles registered to a business. Those sentences disagree on New Hampshire; confirm the rule for your state rather than relying on either page. 3 6
What to Confirm in Commercial Auto Insurance Quotes
- Ask both whether hired and non-owned auto is included, endorsed or a separate policy. 3 6
- Treat $245 as TechInsurance’s book median; ask Mylo for comparable premiums from the markets it shops. 6 3
- If Mylo proposes a personal auto or home bundle, compare that with TechInsurance’s commercial-only placement. 3
- Get the issuing insurer from each quote. 3 6
Offering Details
Mylo vs TechInsurance Commercial Auto Insurance: documented features by provider
| Criteria | Mylo Commercial Auto Insurance | TechInsurance Commercial Auto Insurance |
|---|---|---|
| Role in This Line | Mylo brokers commercial auto insurance by comparing quotes from multiple carriers rather than underwriting the policy itself. 3Company-reported. Commercial auto product page. | TechInsurance arranges commercial auto insurance for businesses that own vehicles, and says almost every state requires it for business-registered vehicles. 6Company-reported. Commercial auto product page. |
| Issuing Insurer | The commercial auto product page does not name the insurer that would issue a given business's policy. 3Not publicly disclosed. Checked the commercial auto product page on 2026-09-23. | The reviewed page does not name the issuing insurer for a commercial auto policy. 6Not publicly disclosed. Commercial auto product page as read on 2026-09-23. |
| Who It’s For | Mylo says all states require commercial auto liability coverage for any business that owns or leases vehicles used on the job. 3Company-reported. Commercial auto product page. | TechInsurance says all states except New Hampshire require commercial auto insurance for vehicles registered to a business, with most states also setting minimum liability, and in some cases uninsured/underinsured motorist, coverage amounts. 6Company-reported. Commercial auto product page, Are you required by law to purchase commercial auto insurance? section. |
| Coverage Features | Mylo describes a commercial auto policy as potentially including mandatory bodily-injury and property-damage liability, plus optional collision, comprehensive and non-owned-auto coverage depending on the business and its vehicles. 3Company-reported. Commercial auto product page coverage list; the issued policy and its exclusions control. Mylo recommends non-owned auto coverage for businesses whose employees drive personal vehicles for work, warning that a business can be held liable for an accident even during what a court calls a work "detour," such as a personal errand combined with a work task. 3Company-reported. Commercial auto product page FAQ; a general explanation, not a specific policy's terms. | TechInsurance says commercial auto insurance covers bodily injury and property damage liability, medical payments (MedPay) or personal injury protection (PIP) where required, uninsured-motorist coverage, and optional collision and comprehensive coverage for physical damage to the company's own vehicles. 6Company-reported. Commercial auto product page; general policy description, not a specific policy form. TechInsurance says commercial auto insurance does not cover personal, leased or rented vehicles used for work (which need hired and non-owned auto insurance), a newly purchased vehicle not yet added to the policy, or damage to a customer's vehicle in the business's care (which needs garage keepers insurance). 6Company-reported. Commercial auto product page, What isn't covered section. |
| Limits and Retentions | The commercial auto product page does not publish specific liability limits, deductibles or premium ranges. 3Not publicly disclosed. Checked the commercial auto product page on 2026-09-23. | TechInsurance says its commercial auto customers pay a median of $245 per month, with the exact premium depending on number and type of vehicles, employee driving records and demographics, coverage options selected, claims history, and policy deductible and limits. 6Company-reported. Commercial auto product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table. |
| How to Apply | Mylo says it recommends coverage customized to the business, compares quotes for commercial auto from top-rated carriers, and finds a combination of coverage and price; it also offers bundling with personal car or home insurance for additional savings. 3Company-reported. Commercial auto product page "How will Mylo find me the right policy?" section. | Not described in the reviewed sources. |
Full Comparison
More Mylo vs TechInsurance Comparisons
Other Commercial Auto Insurance Comparisons
Sources
Mylo
- Small Business Insurance. Mylo; Hero; What Insurance Does A Small Business Need (Business Owners Policy listing); Get My Quote; Business Insurance FAQs; commercial-product navigation; footer legal disclosure. Accessed 2026-09-16.
- About Mylo. Mylo; Your Digital One-Stop Shop; The Broker Advantage; Proven Heritage, Powerful Future; About Mylo FAQs. Accessed 2026-09-15.
- Commercial Auto. Mylo; Commercial auto savings for a business on the move; What commercial auto insurance do I need?; Commercial auto insurance FAQs (non-owned auto, liability vs. collision vs. comprehensive); How will Mylo find me the right policy? Accessed 2026-09-23.
TechInsurance
- About TechInsurance. TechInsurance; Opening description; one-application process; History of TechInsurance, 2011 and 2022 entries. Accessed 2026-09-16.
- Contact Us. TechInsurance; FAQs: How does TechInsurance work? (agent assistance obtaining surety bonds); agent or broker role; application; finding quotes; updating address; certificates. Accessed 2026-09-16.
- Commercial Auto Insurance Coverage for a Small Business. TechInsurance; What does commercial auto liability insurance cover? (bodily injury/property damage liability, medical payments/PIP, uninsured motorists, collision/comprehensive); How much does commercial auto insurance cost?; Are you required by law to purchase commercial auto insurance?; Who does a commercial auto policy insure? Accessed 2026-09-23.
Commercial Auto Insurance Guide
- Commercial Insurance Guide. California Department of Insurance; Commercial Automobile: Coverage, Classification and Limits. Accessed 2026-09-16.




