Corgi vs
TechInsurance: How Do They Compare for Commercial Auto Insurance?
TechInsurance reports a median of $245 a month for commercial auto and lists exclusions; Corgi advertises trucking auto liability limits up to $1 million with an MCS-90 endorsement (a federal filing for motor carriers).
Corgi lists trucking liability with MCS-90 and up to $1 million limits; TechInsurance describes bodily-injury, property-damage and medical coverages for business-registered vehicles and reports a $245 monthly median. 1,3
What Are the Key Differences Between Corgi and TechInsurance Commercial Auto Insurance?
Broader Business-Vehicle Coverage vs. Motor-Carrier Filings
TechInsurance names bodily-injury and property-damage liability, MedPay or PIP where required, uninsured-motorist coverage, and optional collision and comprehensive. Its reported median is $245 a month. Choose TechInsurance if you need the broader business-vehicle coverage menu; choose Corgi if you need motor-carrier MCS-90 filings. 1 3
Liability Limits Each Page Discloses
Corgi advertises commercial auto liability limits up to $1 million with SIR options. TechInsurance’s reviewed page does not publish liability-limit amounts; it reports a median premium of $245 a month and says the exact premium depends on vehicles, driving records, coverage options, claims history, deductible, and limits. Neither reviewed page names the issuing insurer. 1 3
Vehicles TechInsurance Says Sit Outside the Form
TechInsurance says commercial auto does not cover personal, leased, or rented vehicles used for work (those need hired and non-owned auto), a newly purchased vehicle not yet added, or damage to a customer’s vehicle in the business’s care (garage keepers). Corgi’s reviewed metadata does not list those exclusions. Corgi’s pages also do not describe hired-and-non-owned auto as a separate coverage. 3 1
What Should You Confirm in Corgi and TechInsurance Commercial Auto Insurance Quotes?
- Ask both who issues the policy; neither reviewed page names the insurer. 1 3
- Compare Corgi’s limit and SIR with TechInsurance’s deductible, limits, and how your premium sits versus the $245 median. 1 3
- Confirm MCS-90 and state filings on Corgi if you need motor-carrier documents; ask TechInsurance whether those filings are available. 1 3
- If you use hired, rented, or customer vehicles, ask TechInsurance about hired/non-owned auto and garage keepers, which Corgi’s metadata does not address. 3 1
Corgi vs TechInsurance Commercial Auto Insurance Compared
Corgi vs TechInsurance: Commercial Auto Insurance: documented features by provider
| Criteria | Corgi Trucking Commercial Auto Liability | TechInsurance Commercial Auto Insurance |
|---|---|---|
| Limits and Retentions | Corgi advertises commercial auto liability limits up to $1 million, with self-insured retention (SIR) options. 1Company-reported. Page metadata only; the specific limit tiers, minimum/maximum SIR amounts and how they vary by fleet were not accessible in the reviewed page content. | TechInsurance says its commercial auto customers pay a median of $245 per month, with the exact premium depending on number and type of vehicles, employee driving records and demographics, coverage options selected, claims history, and policy deductible and limits. 3Company-reported. Commercial auto product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table. |
| Coverage Features | Corgi describes the product as commercial auto liability insurance for trucking operators that includes an MCS-90 endorsement (a federal financial-responsibility filing for motor carriers) and handles required state filings issued at bind. 1Company-reported. Page metadata for trucking.corgi.insure/insurance/auto-liability; the underlying policy form, named insured requirements and exclusions were not accessible in the reviewed page content. | TechInsurance says commercial auto insurance covers bodily injury and property damage liability, medical payments (MedPay) or personal injury protection (PIP) where required, uninsured-motorist coverage, and optional collision and comprehensive coverage for physical damage to the company's own vehicles. 3Company-reported. Commercial auto product page; general policy description, not a specific policy form. TechInsurance says commercial auto insurance does not cover personal, leased or rented vehicles used for work (which need hired and non-owned auto insurance), a newly purchased vehicle not yet added to the policy, or damage to a customer's vehicle in the business's care (which needs garage keepers insurance). 3Company-reported. Commercial auto product page, What isn't covered section. |
| Role in This Line | Corgi's commercial auto liability product for trucking operators is hosted on a separate site, trucking.corgi.insure, distinct from the startup-insurance product pages on corgi.insure that carry CGL, D&O, Cyber and the other startup modules. 1,2Company-reported. Site structure as observed on 2026-09-23. The trucking site is a JavaScript-rendered application; the reviewed pages returned only page metadata (title and description) without executing client-side rendering, so no further page content was reviewed. | TechInsurance arranges commercial auto insurance for businesses that own vehicles, and says almost every state requires it for business-registered vehicles. 3Company-reported. Commercial auto product page. |



