Corgi vs TechInsurance: How Do They Compare for Commercial Auto Insurance?

TechInsurance reports a median of $245 a month for commercial auto and lists exclusions; Corgi advertises trucking auto liability limits up to $1 million with an MCS-90 endorsement (a federal filing for motor carriers).

Corgi lists trucking liability with MCS-90 and up to $1 million limits; TechInsurance describes bodily-injury, property-damage and medical coverages for business-registered vehicles and reports a $245 monthly median. 1,3

What Are the Key Differences Between Corgi and TechInsurance Commercial Auto Insurance?

Broader Business-Vehicle Coverage vs. Motor-Carrier Filings

TechInsurance names bodily-injury and property-damage liability, MedPay or PIP where required, uninsured-motorist coverage, and optional collision and comprehensive. Its reported median is $245 a month. Choose TechInsurance if you need the broader business-vehicle coverage menu; choose Corgi if you need motor-carrier MCS-90 filings. 1 3

Liability Limits Each Page Discloses

Corgi advertises commercial auto liability limits up to $1 million with SIR options. TechInsurance’s reviewed page does not publish liability-limit amounts; it reports a median premium of $245 a month and says the exact premium depends on vehicles, driving records, coverage options, claims history, deductible, and limits. Neither reviewed page names the issuing insurer. 1 3

Vehicles TechInsurance Says Sit Outside the Form

TechInsurance says commercial auto does not cover personal, leased, or rented vehicles used for work (those need hired and non-owned auto), a newly purchased vehicle not yet added, or damage to a customer’s vehicle in the business’s care (garage keepers). Corgi’s reviewed metadata does not list those exclusions. Corgi’s pages also do not describe hired-and-non-owned auto as a separate coverage. 3 1

What Should You Confirm in Corgi and TechInsurance Commercial Auto Insurance Quotes?

  • Ask both who issues the policy; neither reviewed page names the insurer. 1 3
  • Compare Corgi’s limit and SIR with TechInsurance’s deductible, limits, and how your premium sits versus the $245 median. 1 3
  • Confirm MCS-90 and state filings on Corgi if you need motor-carrier documents; ask TechInsurance whether those filings are available. 1 3
  • If you use hired, rented, or customer vehicles, ask TechInsurance about hired/non-owned auto and garage keepers, which Corgi’s metadata does not address. 3 1

Corgi vs TechInsurance Commercial Auto Insurance Compared

Corgi vs TechInsurance: Commercial Auto Insurance: documented features by provider

CriteriaCorgi Trucking Commercial Auto LiabilityTechInsurance Commercial Auto Insurance
Limits and Retentions

Corgi advertises commercial auto liability limits up to $1 million, with self-insured retention (SIR) options. 1Company-reported. Page metadata only; the specific limit tiers, minimum/maximum SIR amounts and how they vary by fleet were not accessible in the reviewed page content.

TechInsurance says its commercial auto customers pay a median of $245 per month, with the exact premium depending on number and type of vehicles, employee driving records and demographics, coverage options selected, claims history, and policy deductible and limits. 3Company-reported. Commercial auto product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table.

Coverage Features

Corgi describes the product as commercial auto liability insurance for trucking operators that includes an MCS-90 endorsement (a federal financial-responsibility filing for motor carriers) and handles required state filings issued at bind. 1Company-reported. Page metadata for trucking.corgi.insure/insurance/auto-liability; the underlying policy form, named insured requirements and exclusions were not accessible in the reviewed page content.

TechInsurance says commercial auto insurance covers bodily injury and property damage liability, medical payments (MedPay) or personal injury protection (PIP) where required, uninsured-motorist coverage, and optional collision and comprehensive coverage for physical damage to the company's own vehicles. 3Company-reported. Commercial auto product page; general policy description, not a specific policy form.

TechInsurance says commercial auto insurance does not cover personal, leased or rented vehicles used for work (which need hired and non-owned auto insurance), a newly purchased vehicle not yet added to the policy, or damage to a customer's vehicle in the business's care (which needs garage keepers insurance). 3Company-reported. Commercial auto product page, What isn't covered section.

Role in This Line

Corgi's commercial auto liability product for trucking operators is hosted on a separate site, trucking.corgi.insure, distinct from the startup-insurance product pages on corgi.insure that carry CGL, D&O, Cyber and the other startup modules. 1,2Company-reported. Site structure as observed on 2026-09-23. The trucking site is a JavaScript-rendered application; the reviewed pages returned only page metadata (title and description) without executing client-side rendering, so no further page content was reviewed.

TechInsurance arranges commercial auto insurance for businesses that own vehicles, and says almost every state requires it for business-registered vehicles. 3Company-reported. Commercial auto product page.

About Corgi and TechInsurance and Commercial Auto Insurance

Related Pages for Corgi vs TechInsurance Commercial Auto Insurance

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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