Marsh vs TechInsurance Fidelity Bonds

Marsh does not sell fidelity coverage as a separate product line in the pages reviewed. It bundles fidelity with commercial crime insurance, and MMA lists "commercial crime/fidelity" together as one item in its executive and professional liability practice. ^6,5Company-reported. MMA executive and professional liability page and Marsh's commercial crime page.

TechInsurance arranges fidelity bonds, describing them as a type of commercial crime insurance and a type of surety bond, distinct from a traditional insurance policy in that the bonding company can seek repayment from the employee responsible for a dishonest act. ⁹Company-reported. Fidelity bonds product page.

The reviewed pages do not name a specific insurer for fidelity or crime/fidelity coverage. ^5,6Not publicly disclosed. Commercial crime insurance and MMA executive and professional liability pages as read on 2026-09-23.

The reviewed page does not name a specific surety or insurer for a standard fidelity bond, though it says an ERISA fidelity bond specifically must be purchased from a surety company authorized by the U.S. Department of the Treasury. ⁹Company-reported. Fidelity bonds product page as read on 2026-09-23.

Not described in the reviewed sources.

TechInsurance targets fidelity bonds at businesses whose employees handle sensitive financial information or access client property unsupervised, naming web hosting, project management, cleaning, healthcare and security-guard companies as example segments. ⁹Company-reported. Fidelity bonds product page, Who should get fidelity bonds? section.

Marsh describes employee white-collar fraud, meaning fidelity losses caused by trusted employees who exploit systems for personal gain, as one of the risks a commercial crime policy addresses; it says these losses make up about half of the crime-policy notifications in its data. ⁵Company-reported. Commercial crime insurance page; a fidelity-specific policy form was not identified as a distinct product from crime coverage.

TechInsurance says fidelity bonds cover employee fraud, theft, forgery and embezzlement against the business or its clients, and distinguishes first-party bonds (protecting the business itself) from third-party bonds (protecting clients), plus employee dishonesty, business service, janitorial and ERISA bond variants. ⁹Company-reported. Fidelity bonds product page; general policy description, not a specific bond form.

Not described in the reviewed sources.

TechInsurance says fidelity bond costs vary widely and are typically calculated based on the total bond amount, with underwriting factors including bond type and size, industry risk, number of employees with sensitive-data access, and credit score; it does not publish a median premium for this line as it does for some other policies. ⁹Company-reported. Fidelity bonds product page, How much do fidelity bonds cost? section.

You would engage a Marsh or MMA crime and fidelity specialist directly, since fidelity is placed together with commercial crime rather than through a separate application path in the reviewed pages. ^5,6Company-reported. Commercial crime insurance and MMA executive and professional liability pages.

You request fidelity bond quotes online through a short application; TechInsurance says its licensed agents can help add fidelity bonds to a broader coverage package. ⁹Company-reported. Fidelity bonds product page.