Marsh vs TechInsurance: How Do They Compare for Fidelity Bonds?

Marsh bundles fidelity with commercial crime insurance; a Marsh or Marsh McLennan Agency specialist can discuss the combined placement. TechInsurance arranges business fidelity bonds online and describes coverage variations, but does not name the insurer on its reviewed page.

TechInsurance lists first-party, third-party, janitorial and ERISA fidelity bonds and takes a short online application. Marsh includes employee fidelity inside commercial crime and sends you to a crime-and-fidelity specialist. ^2,^1,³

What Are the Key Differences Between Marsh and TechInsurance Fidelity Bonds?

Named Bond Forms Online Versus a Crime Program

Marsh’s reviewed pages do not list a standalone fidelity bond; they treat employee white-collar fraud as a commercial-crime risk, and MMA groups commercial crime/fidelity as one practice item. TechInsurance details first-party and third-party forms, plus employee-dishonesty, business-service, janitorial and ERISA variants, and uses a short online application. For ERISA, TechInsurance says the bond must come from a Treasury-authorized surety. Choose TechInsurance if you want to compare named bond forms online; choose Marsh if you want fidelity considered inside a broader commercial-crime program. ¹ ² ³

Who Each Firm Says the Cover Is For

Marsh’s reviewed pages do not publish fidelity-specific eligibility. TechInsurance aims the product at businesses whose employees handle sensitive financial information or unsupervised client property, naming examples such as web hosting, project management, cleaning, healthcare and security-guard companies. Marsh’s crime page speaks to employee fraud against the business; TechInsurance also sells third-party bonds meant to protect clients. ¹ ³

Specialist Intake Versus Online Quote and Cost Drivers

You engage a Marsh or MMA crime and fidelity specialist, because the cover sits with commercial crime rather than a separate application path. TechInsurance takes a short online application and says licensed agents can add fidelity bonds to a broader package. Marsh does not name an insurer or publish limits. TechInsurance does not name a surety for a standard bond, and says cost typically follows the total bond amount, then type, industry risk, employee access and credit score. ¹ ² ³

What Should You Confirm in Marsh and TechInsurance Fidelity Bonds Quotes?

Ask Marsh whether you are buying a crime policy, a surety-style fidelity bond, or both. ¹ ²
Ask TechInsurance which variant is on the quote and, for ERISA, which Treasury-listed surety issues it. ³
Confirm first-party versus third-party intent if clients’ property is in play. ³ ¹
Compare retentions and whether the bonding company can seek repayment from the dishonest employee, which TechInsurance notes as a surety feature. ³

Marsh vs TechInsurance Fidelity Bonds Compared

Marsh vs TechInsurance: Fidelity Bonds: documented features by provider

Criteria	Marsh Fidelity Coverage	TechInsurance Fidelity Bonds
How to Apply	You would engage a Marsh or MMA crime and fidelity specialist directly, since fidelity is placed together with commercial crime rather than through a separate application path in the reviewed pages. ^1,²Company-reported. Commercial crime insurance and MMA executive and professional liability pages.	You request fidelity bond quotes online through a short application; TechInsurance says its licensed agents can help add fidelity bonds to a broader coverage package. ³Company-reported. Fidelity bonds product page.
Coverage Features	Marsh describes employee white-collar fraud, meaning fidelity losses caused by trusted employees who exploit systems for personal gain, as one of the risks a commercial crime policy addresses; it says these losses make up about half of the crime-policy notifications in its data. ¹Company-reported. Commercial crime insurance page; a fidelity-specific policy form was not identified as a distinct product from crime coverage.	TechInsurance says fidelity bonds cover employee fraud, theft, forgery and embezzlement against the business or its clients, and distinguishes first-party bonds (protecting the business itself) from third-party bonds (protecting clients), plus employee dishonesty, business service, janitorial and ERISA bond variants. ³Company-reported. Fidelity bonds product page; general policy description, not a specific bond form.
Role in This Line	Marsh does not sell fidelity coverage as a separate product line in the pages reviewed. It bundles fidelity with commercial crime insurance, and MMA lists "commercial crime/fidelity" together as one item in its executive and professional liability practice. ^2,¹Company-reported. MMA executive and professional liability page and Marsh's commercial crime page.	TechInsurance arranges fidelity bonds, describing them as a type of commercial crime insurance and a type of surety bond, distinct from a traditional insurance policy in that the bonding company can seek repayment from the employee responsible for a dishonest act. ³Company-reported. Fidelity bonds product page.