Heffernan Insurance Brokers vs 
TechInsurance: How Do They Compare for Fidelity Bonds?
Heffernan Insurance Brokers places fidelity bonds for home-care agencies and financial firms. TechInsurance arranges commercial fidelity bonds online and describes coverage variants, though it does not name the specific insurer.
TechInsurance explains first-party, third-party and ERISA fidelity bond types and offers a short online application; Heffernan names products for home-care agencies and family offices without comparable form detail. 1,2,4
What Are the Key Differences Between Heffernan Insurance Brokers and TechInsurance Fidelity Bonds?
Online Bond Variants Versus Specialty Listings
Heffernan lists Employee Dishonesty Bonds for home-care agencies and Fidelity/financial-institution bonds for family offices, but its pages do not explain the forms. TechInsurance describes employee fraud, theft, forgery and embezzlement, separates first-party from third-party cover, and lists employee-dishonesty, business-service, janitorial and ERISA variants. 1 2 4 Choose Heffernan if you need a bond for a home-care agency or family office; choose TechInsurance if you want to compare ERISA or first-party and third-party forms online.
Who Each Firm Names
Heffernan names home care, home health, hospice, family offices, trustees, advisors, private equity and foundations. TechInsurance targets businesses whose employees handle sensitive financial information or access client property unsupervised, with examples such as web hosting, project management, cleaning, healthcare and security-guard companies. 1 2 4
Quote Path and Issuer Notes
TechInsurance uses a short online application and says agents can add the bond to a package; it also says an ERISA fidelity bond must come from a Treasury-authorized surety. Heffernan’s reviewed pages do not describe an online bind path and do not name an underwriter or penalty amount. TechInsurance discusses cost drivers (bond amount, type, industry, employee access, credit score) rather than a published median premium. 4 1 2
What Should You Confirm in Heffernan Insurance Brokers and TechInsurance Fidelity Bonds Quotes?
- Ask Heffernan which listed product applies and which carrier would write it. 1 2
- Ask TechInsurance which variant is quoted and, if ERISA, which Treasury-listed surety issues it. 4
- Confirm whether a home-care Employee Dishonesty Bond is first-party, third-party, or both, using TechInsurance’s distinction as a checklist. 1 4
- Compare deductibles and whether a financial institution bond is needed for a family office. 2 4
Heffernan Insurance Brokers vs TechInsurance Fidelity Bonds Compared
Heffernan Insurance Brokers vs TechInsurance: Fidelity Bonds: documented features by provider
| Criteria | Heffernan Employee Dishonesty / Fidelity Bonds | TechInsurance Fidelity Bonds |
|---|---|---|
| Who It’s For | Heffernan lists fidelity-type bonds for two named buyer segments: home care, home health, and hospice agencies, and family offices, trustees, financial advisors, private equity firms, and foundations. 1,2Company-reported. Direct practice-page listings; no minimum size or other eligibility criteria for the bond specifically were published. | TechInsurance targets fidelity bonds at businesses whose employees handle sensitive financial information or access client property unsupervised, naming web hosting, project management, cleaning, healthcare and security-guard companies as example segments. 4Company-reported. Fidelity bonds product page, Who should get fidelity bonds? section. |
| Coverage Features | Heffernan uses two different bond product names for its two client segments: "Employee Dishonesty Bond" for home-care agencies and "Fidelity/financial institution bond" for family offices and financial firms. Neither page describes the bond's insuring agreement, exclusions, or claim triggers. 1,2Company-reported. Home Care and Family Office pages as read on 2026-09-23. | TechInsurance says fidelity bonds cover employee fraud, theft, forgery and embezzlement against the business or its clients, and distinguishes first-party bonds (protecting the business itself) from third-party bonds (protecting clients), plus employee dishonesty, business service, janitorial and ERISA bond variants. 4Company-reported. Fidelity bonds product page; general policy description, not a specific bond form. |
| Role in This Line | Heffernan arranges fidelity-type bonds as one line within two specialty practices: an Employee Dishonesty Bond for home-care agencies and a Fidelity/financial institution bond for family offices and financial firms. It places these bonds with insurers rather than issuing them itself. 1,2Company-reported. Home Care and Family Office practice-page listings; no dedicated fidelity-bond product page was found. | TechInsurance arranges fidelity bonds, describing them as a type of commercial crime insurance and a type of surety bond, distinct from a traditional insurance policy in that the bonding company can seek repayment from the employee responsible for a dishonest act. 4Company-reported. Fidelity bonds product page. |
