TechInsurance vs Travelers Fidelity Bonds

TechInsurance arranges fidelity bonds, describing them as a type of commercial crime insurance and a type of surety bond, distinct from a traditional insurance policy in that the bonding company can seek repayment from the employee responsible for a dishonest act. ³Company-reported. Fidelity bonds product page.

Travelers lists ERISA fidelity as one of its Management & Professional Liability products, and separately lists ERISA Fidelity among the bond types it provides on its surety bond page. ^7,8Company-reported. Management & Professional Liability product list and Surety Bonds product list.

The reviewed page does not name a specific surety or insurer for a standard fidelity bond, though it says an ERISA fidelity bond specifically must be purchased from a surety company authorized by the U.S. Department of the Treasury. ³Company-reported. Fidelity bonds product page as read on 2026-09-23.

Not described in the reviewed sources.

TechInsurance targets fidelity bonds at businesses whose employees handle sensitive financial information or access client property unsupervised, naming web hosting, project management, cleaning, healthcare and security-guard companies as example segments. ³Company-reported. Fidelity bonds product page, Who should get fidelity bonds? section.

Travelers offers ERISA fidelity coverage as part of a product suite that also covers private companies, public companies, nonprofit organizations and financial institutions, but the reviewed pages do not name specific eligible business sizes or industries for the ERISA fidelity product itself. ⁷Not publicly disclosed. Management & Professional Liability Insurance page general eligibility statement.

TechInsurance says fidelity bonds cover employee fraud, theft, forgery and embezzlement against the business or its clients, and distinguishes first-party bonds (protecting the business itself) from third-party bonds (protecting clients), plus employee dishonesty, business service, janitorial and ERISA bond variants. ³Company-reported. Fidelity bonds product page; general policy description, not a specific bond form.

Travelers describes ERISA fidelity insurance as covering an employee benefit plan against losses caused by acts of fraud or dishonesty, such as theft, embezzlement or forgery, by the people who handle plan funds. ⁷Company-reported. Management & Professional Liability Insurance page, ERISA fidelity insurance entry; exact terms and required minimum bond amounts are set by ERISA and the issued bond.

TechInsurance says fidelity bond costs vary widely and are typically calculated based on the total bond amount, with underwriting factors including bond type and size, industry risk, number of employees with sensitive-data access, and credit score; it does not publish a median premium for this line as it does for some other policies. ³Company-reported. Fidelity bonds product page, How much do fidelity bonds cost? section.

Neither reviewed page publishes bond amounts, premiums or terms for ERISA fidelity coverage; federal ERISA rules set minimum bonding requirements, but Travelers' specific offer would appear on a quote. ^7,8Not found in reviewed sources. Management & Professional Liability and Surety Bonds pages as read on 2026-09-23.

You request fidelity bond quotes online through a short application; TechInsurance says its licensed agents can help add fidelity bonds to a broader coverage package. ³Company-reported. Fidelity bonds product page.

ERISA fidelity coverage is bought through a Travelers independent agent. ⁸Company-reported. Surety Bonds page "Find an insurance agent" call to action.