---
title: "TechInsurance vs Travelers Fidelity Bonds"
description: "TechInsurance quotes several fidelity variants online; Travelers catalogs ERISA fidelity insurance sold through independent agents."
canonical: "https://spot.insure/compare/techinsurance-vs-travelers/fidelity-bonds"
page-type: "line-comparison"
updated-at: "2026-09-23"
---

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[Human-readable page](https://spot.insure/compare/techinsurance-vs-travelers/fidelity-bonds)

# TechInsurance vs Travelers Fidelity Bonds

TechInsurance quotes several fidelity variants online; Travelers catalogs ERISA fidelity insurance sold through independent agents.

## Research Scope and Use

Use this comparison to evaluate TechInsurance and Travelers for Fidelity Bonds against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

TechInsurance’s fidelity page covers first-party and third-party bonds, ERISA and other variants, and takes a short online application; ERISA bonds must come from a Treasury-authorized surety. Travelers lists ERISA fidelity insurance as covering a benefit plan against fraud or dishonesty by people who handle plan funds, sold through an independent agent. [3](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") [7](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") [8](https://www.travelers.com/surety-bond "Surety Bonds")

## What Is TechInsurance?

TechInsurance is a small-business insurance agency and brokerage with a technology focus, offering online quote comparison and agent assistance through the Insureon organization. [1](https://www.techinsurance.com/about-us "About TechInsurance") [2](https://www.techinsurance.com/contact-us "Contact Us")

[TechInsurance profile](https://spot.insure/insurance-providers/techinsurance)

## What Is Travelers Insurance?

Travelers is a U.S. property-casualty insurance group that markets business coverage, including a technology practice, through independent agents and brokers. Buyers can investigate CyberRisk Tech, a small-business technology-services policy, and other commercial lines, then confirm the issuing company and California availability on a quote. [4](https://www.travelers.com/business-insurance/technology "Technology Insurance") [5](https://www.travelers.com/about-travelers/producer-compensation-disclosure "Travelers Producer Compensation Disclosure (United States)") [6](https://www.travelers.com/contact-us "Contact Us")

[Travelers profile](https://spot.insure/insurance-providers/travelers)

## What Are Fidelity Bonds?

Fidelity bonds and employee-dishonesty policies address losses caused by dishonest employees, within the limits and terms purchased. [9](https://content.naic.org/glossary-insurance-terms "Glossary of Insurance Terms")

## Key Differences in Fidelity Bonds

### Several Bond Kinds Versus ERISA Fidelity

TechInsurance lists first-party and third-party fidelity bonds plus employee-dishonesty, business-service, janitorial and ERISA variants covering fraud, theft, forgery and embezzlement against the business or clients. Travelers’ reviewed pages list ERISA fidelity insurance on its Management & Professional Liability product list and ERISA Fidelity among surety bonds it provides, describing cover for an employee benefit plan against fraud or dishonesty such as theft, embezzlement or forgery by people who handle plan funds. [3](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") [7](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") [8](https://www.travelers.com/surety-bond "Surety Bonds")

### Who Issues and How You Buy

TechInsurance’s reviewed page does not name a surety for a standard fidelity bond, but says an ERISA fidelity bond must be purchased from a surety company authorized by the U.S. Department of the Treasury, and you request quotes online. Travelers catalogs ERISA fidelity as a product it provides, bought through a Travelers independent agent. [3](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") [8](https://www.travelers.com/surety-bond "Surety Bonds") [7](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance")

### Audience and Cost Detail

TechInsurance names web hosting, project management, cleaning, healthcare and security-guard companies as example buyers, and says cost varies with bond amount, type, industry, employee access and credit score. Travelers’ reviewed pages do not name specific eligible business sizes or industries for the ERISA fidelity product itself, and they do not publish bond amounts or premiums. [3](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") [7](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") [8](https://www.travelers.com/surety-bond "Surety Bonds")

## What to Confirm in Fidelity Bonds Quotes

- Ask TechInsurance which variant is quoted and, for ERISA, which Treasury-authorized surety issues it. [3](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online")
- Ask the Travelers agent for the bond amount, the named plan and who is treated as a handler of plan funds. [7](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance")
- Confirm whether you need a first-party or third-party form from TechInsurance in addition to, or instead of, Travelers’ ERISA plan-asset cover. [3](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") [7](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance")
- Ask TechInsurance how cost is calculated for the quoted bond type; ask Travelers for the premium and any deductible, which its pages do not publish. [3](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") [8](https://www.travelers.com/surety-bond "Surety Bonds")

## Offering Details

| Criteria | TechInsurance Fidelity Bonds | Travelers ERISA Fidelity Insurance |
| --- | --- | --- |
| Role in This Line | TechInsurance arranges fidelity bonds, describing them as a type of commercial crime insurance and a type of surety bond, distinct from a traditional insurance policy in that the bonding company can seek repayment from the employee responsible for a dishonest act. [3](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") (Evidence: Company-reported; scope: Fidelity bonds product page..) | Travelers lists ERISA fidelity as one of its Management & Professional Liability products, and separately lists ERISA Fidelity among the bond types it provides on its surety bond page. [7](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") [8](https://www.travelers.com/surety-bond "Surety Bonds") (Evidence: Company-reported; scope: Management & Professional Liability product list and Surety Bonds product list..) |
| Issuing Insurer | The reviewed page does not name a specific surety or insurer for a standard fidelity bond, though it says an ERISA fidelity bond specifically must be purchased from a surety company authorized by the U.S. Department of the Treasury. [3](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") (Evidence: Company-reported; scope: Fidelity bonds product page as read on 2026-09-23..) | Not described in the reviewed sources. |
| Who It’s For | TechInsurance targets fidelity bonds at businesses whose employees handle sensitive financial information or access client property unsupervised, naming web hosting, project management, cleaning, healthcare and security-guard companies as example segments. [3](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") (Evidence: Company-reported; scope: Fidelity bonds product page, Who should get fidelity bonds? section..) | Travelers offers ERISA fidelity coverage as part of a product suite that also covers private companies, public companies, nonprofit organizations and financial institutions, but the reviewed pages do not name specific eligible business sizes or industries for the ERISA fidelity product itself. [7](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") (Evidence: Not publicly disclosed; scope: Management & Professional Liability Insurance page general eligibility statement..) |
| Coverage Features | TechInsurance says fidelity bonds cover employee fraud, theft, forgery and embezzlement against the business or its clients, and distinguishes first-party bonds (protecting the business itself) from third-party bonds (protecting clients), plus employee dishonesty, business service, janitorial and ERISA bond variants. [3](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") (Evidence: Company-reported; scope: Fidelity bonds product page; general policy description, not a specific bond form..) | Travelers describes ERISA fidelity insurance as covering an employee benefit plan against losses caused by acts of fraud or dishonesty, such as theft, embezzlement or forgery, by the people who handle plan funds. [7](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") (Evidence: Company-reported; scope: Management & Professional Liability Insurance page, ERISA fidelity insurance entry; exact terms and required minimum bond amounts are set by ERISA and the issued bond..) |
| Limits and Retentions | TechInsurance says fidelity bond costs vary widely and are typically calculated based on the total bond amount, with underwriting factors including bond type and size, industry risk, number of employees with sensitive-data access, and credit score; it does not publish a median premium for this line as it does for some other policies. [3](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") (Evidence: Company-reported; scope: Fidelity bonds product page, How much do fidelity bonds cost? section..) | Neither reviewed page publishes bond amounts, premiums or terms for ERISA fidelity coverage; federal ERISA rules set minimum bonding requirements, but Travelers' specific offer would appear on a quote. [7](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") [8](https://www.travelers.com/surety-bond "Surety Bonds") (Evidence: Not found in reviewed sources; scope: Management & Professional Liability and Surety Bonds pages as read on 2026-09-23..) |
| How to Apply | You request fidelity bond quotes online through a short application; TechInsurance says its licensed agents can help add fidelity bonds to a broader coverage package. [3](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") (Evidence: Company-reported; scope: Fidelity bonds product page..) | ERISA fidelity coverage is bought through a Travelers independent agent. [8](https://www.travelers.com/surety-bond "Surety Bonds") (Evidence: Company-reported; scope: Surety Bonds page "Find an insurance agent" call to action..) |

## Full Comparison

- [TechInsurance vs Travelers](https://spot.insure/compare/techinsurance-vs-travelers): all coverage lines, business roles, service and claims.
- [What Are Fidelity Bonds?](https://spot.insure/coverage/fidelity-bonds): Fidelity bonds and employee-dishonesty coverage protect against specified losses caused by dishonest employees or people handling plan assets.
- [TechInsurance vs Travelers Business Owner’s Policy](https://spot.insure/compare/techinsurance-vs-travelers/business-owners-policy)
- [TechInsurance vs Travelers Commercial Auto Insurance](https://spot.insure/compare/techinsurance-vs-travelers/commercial-auto)
- [TechInsurance vs Travelers Commercial Property Insurance](https://spot.insure/compare/techinsurance-vs-travelers/commercial-property)
- [TechInsurance vs Travelers Cyber Insurance](https://spot.insure/compare/techinsurance-vs-travelers/cyber)
- [TechInsurance vs Travelers D&O Insurance](https://spot.insure/compare/techinsurance-vs-travelers/directors-officers)
- [TechInsurance vs Travelers Employment Practices Liability Insurance](https://spot.insure/compare/techinsurance-vs-travelers/employment-practices)
- [TechInsurance vs Travelers General Liability Insurance](https://spot.insure/compare/techinsurance-vs-travelers/general-liability)
- [TechInsurance vs Travelers Inland Marine Insurance](https://spot.insure/compare/techinsurance-vs-travelers/inland-marine)
- [TechInsurance vs Travelers Professional Liability (E&O) Insurance](https://spot.insure/compare/techinsurance-vs-travelers/professional-errors-omissions)
- [TechInsurance vs Travelers Tech E&O Insurance](https://spot.insure/compare/techinsurance-vs-travelers/technology-errors-omissions)
- [TechInsurance vs Travelers Umbrella and Excess Liability Insurance](https://spot.insure/compare/techinsurance-vs-travelers/umbrella-excess)
- [TechInsurance vs Travelers Workers’ Compensation Insurance](https://spot.insure/compare/techinsurance-vs-travelers/workers-compensation)
- [Beazley vs TechInsurance Fidelity Bonds](https://spot.insure/compare/beazley-vs-techinsurance/fidelity-bonds)
- [Beazley vs Travelers Fidelity Bonds](https://spot.insure/compare/beazley-vs-travelers/fidelity-bonds)
- [Coverdash vs TechInsurance Fidelity Bonds](https://spot.insure/compare/coverdash-vs-techinsurance/fidelity-bonds)
- [Coverdash vs Travelers Fidelity Bonds](https://spot.insure/compare/coverdash-vs-travelers/fidelity-bonds)
- [Founder Shield vs TechInsurance Fidelity Bonds](https://spot.insure/compare/foundershield-vs-techinsurance/fidelity-bonds)
- [Founder Shield vs Travelers Fidelity Bonds](https://spot.insure/compare/foundershield-vs-travelers/fidelity-bonds)

## Sources

### TechInsurance

1. [About TechInsurance](https://www.techinsurance.com/about-us). TechInsurance; Opening description; one-application process; History of TechInsurance, 2011 and 2022 entries. Accessed 2026-09-16.
2. [Contact Us](https://www.techinsurance.com/contact-us). TechInsurance; FAQs: How does TechInsurance work? (agent assistance obtaining surety bonds); agent or broker role; application; finding quotes; updating address; certificates. Accessed 2026-09-16.
3. [Fidelity Bonds – Quotes Online](https://www.techinsurance.com/fidelity-bonds). TechInsurance; What do fidelity bonds cover? (fraud, theft, forgery, embezzlement, employee benefits theft/ERISA); What is the difference between first-party and third-party fidelity bonds?; What are the different kinds of fidelity bonds?; How much do fidelity bonds cost?; What is the difference between commercial crime insurance and a fidelity bond?. Accessed 2026-09-23.

### Travelers

4. [Technology Insurance](https://www.travelers.com/business-insurance/technology). Travelers; Technology insurance products we offer: CyberRisk Tech, Global Companion Plus+, general liability, commercial property, workers compensation, commercial auto, umbrella; startup-to-established-leader audience. Accessed 2026-09-16.
5. [Travelers Producer Compensation Disclosure (United States)](https://www.travelers.com/about-travelers/producer-compensation-disclosure). Travelers; Independent producers; seven compensation types; Simply Business, Inc. and InsuraMatch, LLC ownership; The Travelers Indemnity Company footer; Northfield Excess & Surplus Lines product list. Accessed 2026-09-16.
6. [Contact Us](https://www.travelers.com/contact-us). Travelers; Business insurance sold through independent agents; business claims 1.800.238.6225; MyTravelers for business features. Accessed 2026-09-16.
7. [Management and Professional Liability Insurance](https://www.travelers.com/business-insurance/professional-liability-insurance). Travelers; "Select a product" list: ERISA fidelity insurance — "helps cover an employee benefit plan against losses caused by acts of fraud or dishonesty such as theft, embezzlement or forgery". Accessed 2026-09-23.
8. [Surety Bonds](https://www.travelers.com/surety-bond). Travelers; "Surety bonds provided by Travelers" list, including ERISA Fidelity. Accessed 2026-09-23.

### Fidelity Bonds Guide

9. [Glossary of Insurance Terms](https://content.naic.org/glossary-insurance-terms). National Association of Insurance Commissioners; Fidelity; Surety Bond. Accessed 2026-09-16.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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