Marsh McLennan Agency vs TechInsurance: How Do They Compare for Commercial Property Insurance?

TechInsurance publishes coverage examples and online quote access, while Marsh McLennan Agency describes tailored property placements through an adviser. 3,7

What Is Marsh McLennan Agency?

Marsh McLennan Agency provides business insurance and employee health and benefits, alongside retirement, wealth, and private-client services across the United States and Canada. Its US small-business page lists six common coverage types and directs buyers to request a personalized quote by phone; the insurer and terms for a specific placement must be confirmed in the proposal. 1,2

Read the Marsh McLennan Agency profile

Read the Marsh McLennan Agency Commercial Property Insurance page

What Is TechInsurance?

TechInsurance fits freelancers and small software, SaaS and IT firms that want to compare several insurers' quotes from one application, with agent help and a tech E&O plus cyber bundle. Growth-stage companies needing a managed renewal program or firm quote deadlines should look at specialist brokers. 4,5,6

Read the TechInsurance profile

Read the TechInsurance Commercial Property Insurance page

What Is Commercial Property Insurance?

Commercial property may fit your business if you own a building or rely on equipment and stock. Compare replacement-cost terms, deductibles and any coinsurance condition, and check lost-income protection separately. 8,9,10

Read the full coverage guide

Key Differences in Commercial Property Insurance

Property Detail and Fit

TechInsurance describes property cover for buildings, equipment and weather or accidental damage, and distinguishes actual-cash-value settlement from replacement cost. The Marsh McLennan Agency overview says coverage is tailored to industry and property risks but does not identify settlement basis. That choice can change the amount available after a loss, so ask Marsh McLennan Agency to quote both bases if offered. 3 7

TechInsurance specifically flags floods, earthquakes, goods away from the premises and equipment breakdown as exclusions or separate needs. The Marsh McLennan Agency page does not list exclusions or extensions. A business with mobile tools or machinery should ask for inland-marine and equipment-breakdown terms in either proposal, and check whether the deductible and location are reflected in the quoted price. 3 7

Placement and Buyer Process

TechInsurance offers an online quote application with licensed-agent help; Marsh McLennan Agency directs buyers to an adviser or specialist and does not state a quote timeline. TechInsurance reports a median premium, but an individual price depends on property and deductible details. Compare actual quotes using the same values and limits rather than that benchmark. 3 7

What to Confirm in Commercial Property Insurance Quotes

  • For TechInsurance, confirm settlement basis, flood or earthquake treatment, off-premises property and equipment-breakdown options. Ask Marsh McLennan Agency for the same exclusions, deductible, limits and a written quote timeline so the two proposals cover the same assets. 3 7

Review Scores

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Marsh McLennan Agency

8.2/ 10

Review Score

2 rated sources

There are almost no public customer reviews of Marsh McLennan Agency (MMA). Trustpilot shows 3.2 out of 5, but from a single review, and BBB shows an A grade with four complaints closed in three years.[8][9][1]

Read Marsh McLennan Agency reviews

TechInsurance

9.1/ 10

Review Score

2 rated sources

TechInsurance’s available ratings are favorable, with praise for broker guidance. The feedback supports its shopping service more than any particular insurer’s claims handling.[4][5]

Read TechInsurance reviews

Offering Details

Marsh McLennan Agency vs TechInsurance: Commercial Property Insurance: documented features by provider

CriteriaMarsh McLennan Agency commercial property (official overview)TechInsurance Commercial Property Insurance
Role in This Line

Marsh McLennan Agency describes arranging commercial property for the audience stated on the cited product page. 3Company-reported. commercial property marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.

TechInsurance arranges commercial property insurance, also called business hazard insurance, for businesses that own or rent commercial space, or that keep valuable equipment at a home office. 7Company-reported. Commercial property product page.

Issuing Insurer

Confirm in your quote.

The reviewed page does not name the issuing insurer for a commercial property policy. 7Not publicly disclosed. Commercial property product page as read on 2026-09-23.

Who It’s For

Commercial property organizations; exact property classes and terms are set through placement. 3Company-reported. commercial property marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.

Confirm in your quote.

Coverage Features

The cited product page describes commercial property insurance tailored to an organization's industry and stated property risks. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. 3Company-reported. commercial property marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.

TechInsurance says commercial property insurance covers theft of equipment, damage to company-owned buildings, weather-related and accidental damage, and vandalism, and can be written as actual cash value (cheaper, pays depreciated value) or replacement cost (more expensive, pays to replace with new equivalent items). 7Company-reported. Commercial property product page; general policy description, not a specific policy form.

TechInsurance says commercial property insurance generally excludes extreme weather events like earthquakes, hurricanes and floods, goods in transit or at other worksites (which need inland marine insurance instead), and equipment breakdown from mechanical or electrical failure (which needs an endorsement). 7Company-reported. Commercial property product page, What isn't covered section.

Limits and Retentions

The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. 3Not publicly disclosed. Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred.

TechInsurance says its commercial property policyholders pay a median of $108 per month, or about $1,301 a year, with the exact premium depending on location, coverage limits and deductible, security systems, equipment value, and building size, construction and age. 7Company-reported. Commercial property product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table.

How to Apply

The page invites organizations to contact a Marsh McLennan Agency adviser or specialist to discuss placement. The page does not establish a quote, bind, or coverage-effective timeline. 3Company-reported. commercial property marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.

You request commercial property quotes online through a short application; TechInsurance says licensed agents are available to help, and a certificate of insurance is typically available the same day you buy coverage. 7Company-reported. Commercial property product page.

Full Comparison

More Marsh McLennan Agency vs TechInsurance Comparisons

Other Commercial Property Insurance Comparisons

Sources

Marsh McLennan Agency

  1. Who We Are. Marsh McLennan Agency; Lines 193-195: ‘a business of Marsh’ and company-listed service lines across US and Canada. This does not establish the legal entity for an account, corporate ownership chart, or insurer role. Accessed 2026-09-29.
  2. Small Business Insurance Solutions. Marsh McLennan Agency; Lines 205-207: small-business audience and call invitation; lines 224-249 list six coverage categories and short descriptions; line 264 is an embedded form whose function is not stated. No form submitted. Accessed 2026-09-29.
  3. Property Insurance | MMA. Marsh McLennan Agency; Commercial property insurance tailored to industry and unique risks; property page sections. Accessed 2026-09-30.

TechInsurance

  1. About TechInsurance. TechInsurance; Opening description; one-application process; History of TechInsurance, 2011 and 2022 entries. Accessed 2026-09-16.
  2. Technology Errors and Omissions – Tech E&O Insurance. TechInsurance; Tech E&O insurance includes two policies; quotation form; Technology professionals we insure. Accessed 2026-09-16.
  3. Contact Us. TechInsurance; FAQs: How does TechInsurance work? (agent assistance obtaining surety bonds); agent or broker role; application; finding quotes; updating address; certificates. Accessed 2026-09-16.
  4. Commercial Property Insurance Quotes Online. TechInsurance; What is covered under commercial property insurance? (theft, company-owned buildings, weather damage, accidental damage, vandalism); How much does commercial property insurance cost?; What isn't covered by commercial property insurance?; How does property insurance coverage work? (actual cash value vs. replacement cost). Accessed 2026-09-23.

Commercial Property Insurance Guide

  1. Commercial Insurance Guide. California Department of Insurance; What Should I Expect from a Broker-Agent; Commercial Property: Coverage Sections, Limits of Insurance, and Coinsurance; Covered Causes of Loss; Valuation Types; Inland Marine. Accessed 2026-09-16.
  2. Business Interruption Insurance/Businessowner’s Policies (BOP). National Association of Insurance Commissioners; Background; Commercial Property and Business Interruption bullets. Accessed 2026-09-16.
  3. Commercial property insurance guide. Texas Department of Insurance; Introduction; Coverage options; Shopping for commercial property insurance; Saving money on your insurance. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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