Pie Insurance vs TechInsurance: How Do They Compare for Professional Liability (E&O) Insurance?

TechInsurance names IT, software, cybersecurity and SaaS firms and reports a median E&O cost of $88 a month; Pie Insurance is an intermediary for small businesses, naming architects, contractors, attorneys and consultants among professionals who often carry E&O.

TechInsurance publishes an $88 monthly median and explains claims-made terms; Pie publishes no E&O premium figures and asks buyers to contact the company for a quote. ^2,¹

What Are the Key Differences Between Pie Insurance and TechInsurance Professional Liability (E&O) Insurance?

Published Price and Policy Guidance

TechInsurance's page names technology and other professional audiences and explains that its E&O policy uses claims-made coverage. ² Pie's reviewed page gives no comparable premium figure, so you need a quote to compare its price. ¹

Claims-Made Mechanics

TechInsurance's page explains that its E&O policies are claims-made, meaning coverage applies only if the policy was active both when the incident occurred and when the claim was filed, and recommends a retroactive date to cover past work. ² Pie's page describes what the policy pays for, including legal fees and damages for claims of inaccurate advice or negligence, but does not address whether coverage is claims-made or occurrence. ¹

How You Start a Quote

Pie directs errors and omissions buyers to contact the company to start a quote through its website, without describing a self-serve online path for this line. ¹ TechInsurance arranges E&O as a standalone policy and publishes both a cost estimate and a description of how a claim gets reported once you're covered. ²

What Should You Confirm in Pie Insurance and TechInsurance Professional Liability (E&O) Insurance Quotes?

Ask Pie for its actual quoted premium and any available limit options, since its page publishes none. ¹
Ask TechInsurance how your industry, limit, deductible, employee count and claims history move you away from the published $88 monthly median. ²
Ask Pie whether its policy is claims-made or occurrence, and whether a retroactive date applies. ¹
Neither reviewed page names the issuing insurer; ask both companies directly. ¹ ²

Pie Insurance vs TechInsurance Professional Liability (E&O) Compared

Pie Insurance vs TechInsurance: Professional Liability (E&O) Insurance: documented features by provider

Criteria	Pie Errors and Omissions Insurance	TechInsurance Errors and Omissions Insurance
Who It’s For	Pie names architects, contractors, attorneys, engineers, consultants, marketers, counselors, and real estate agents as professionals who often carry E&O insurance, and notes some states or clients require proof of coverage. ¹Company-reported. Errors and Omissions product page as read on 2026-09-23; not an exhaustive eligibility list.	TechInsurance targets E&O at businesses that provide professional services or advice, naming IT and software professionals, cybersecurity and SaaS companies, insurance agents, real estate agents, tax preparers and consultants as example segments, and notes it is sometimes required by state law or licensing boards. ²Company-reported. Errors and omissions product page, Who should get errors and omissions insurance coverage? section.
Coverage Features	Pie describes errors and omissions insurance, also called professional liability insurance, as covering legal fees, costs, and damages for claims that a business's advice or services caused harm, including claims of inaccurate advice, misrepresentation, negligence, or violation of good faith, but says it does not protect against criminal prosecution. ¹Company-reported. Errors and Omissions product page as read on 2026-09-23; the issued policy controls actual insuring agreements and exclusions.	TechInsurance says E&O insurance covers professional negligence claims, errors or incomplete work, breach of contract, missed deadlines, misrepresentation of skill level, and communication-related disputes, and pays legal defense costs and any resulting judgment or settlement. ²Company-reported. Errors and omissions product page; general policy description, not a specific policy form. TechInsurance says its E&O policies are claims-made, meaning coverage applies only if the policy was active both when the incident occurred and when the claim was filed, and recommends keeping the policy active or setting a retroactive date to cover past work. ²Company-reported. Errors and omissions product page, Why is it important to keep your E&O insurance policy active? section.
Role in This Line	Pie says it helps small businesses get the best errors and omissions coverage 'from our insurance carrier partners,' identifying itself as an intermediary rather than the underwriter for this line. ¹Company-reported. Errors and Omissions product page as read on 2026-09-23.	TechInsurance arranges errors and omissions (E&O) insurance, also called professional liability insurance, as a standalone policy for businesses that provide professional services or advice. ²Company-reported. Errors and omissions product page.

Criteria

Pie Errors and Omissions Insurance

TechInsurance Errors and Omissions Insurance

Who It’s For

Pie names architects, contractors, attorneys, engineers, consultants, marketers, counselors, and real estate agents as professionals who often carry E&O insurance, and notes some states or clients require proof of coverage. ¹Company-reported. Errors and Omissions product page as read on 2026-09-23; not an exhaustive eligibility list.

TechInsurance targets E&O at businesses that provide professional services or advice, naming IT and software professionals, cybersecurity and SaaS companies, insurance agents, real estate agents, tax preparers and consultants as example segments, and notes it is sometimes required by state law or licensing boards. ²Company-reported. Errors and omissions product page, Who should get errors and omissions insurance coverage? section.

Coverage Features

Pie describes errors and omissions insurance, also called professional liability insurance, as covering legal fees, costs, and damages for claims that a business's advice or services caused harm, including claims of inaccurate advice, misrepresentation, negligence, or violation of good faith, but says it does not protect against criminal prosecution. ¹Company-reported. Errors and Omissions product page as read on 2026-09-23; the issued policy controls actual insuring agreements and exclusions.

TechInsurance says E&O insurance covers professional negligence claims, errors or incomplete work, breach of contract, missed deadlines, misrepresentation of skill level, and communication-related disputes, and pays legal defense costs and any resulting judgment or settlement. ²Company-reported. Errors and omissions product page; general policy description, not a specific policy form.

TechInsurance says its E&O policies are claims-made, meaning coverage applies only if the policy was active both when the incident occurred and when the claim was filed, and recommends keeping the policy active or setting a retroactive date to cover past work. ²Company-reported. Errors and omissions product page, Why is it important to keep your E&O insurance policy active? section.

Role in This Line

Pie says it helps small businesses get the best errors and omissions coverage 'from our insurance carrier partners,' identifying itself as an intermediary rather than the underwriter for this line. ¹Company-reported. Errors and Omissions product page as read on 2026-09-23.

TechInsurance arranges errors and omissions (E&O) insurance, also called professional liability insurance, as a standalone policy for businesses that provide professional services or advice. ²Company-reported. Errors and omissions product page.