---
title: "Pie Insurance vs TechInsurance: Professional Liability (E&O) Insurance"
description: "TechInsurance publishes an $88 monthly median and explains claims-made terms; Pie publishes no E&O premium figures and asks buyers to contact the company for a quote."
canonical: "https://spot.insure/compare/pie-insurance-vs-techinsurance/professional-errors-omissions"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "pie-insurance-vs-techinsurance"
provider-a: "pie-insurance"
provider-b: "techinsurance"
coverage-line: "professional-errors-omissions"
---

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[Human-readable page](https://spot.insure/compare/pie-insurance-vs-techinsurance/professional-errors-omissions)

## Agent Guide

**What this page is:** Focused comparison of Pie Insurance and TechInsurance for Professional Liability (E&O) Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Professional Liability (E&O) Insurance questions about Pie Insurance versus TechInsurance. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Pie Insurance vs TechInsurance for Professional Liability (E&O) Insurance: how do they differ?
- Which is better for Professional Liability (E&O) Insurance, Pie Insurance or TechInsurance?
- What does Pie Insurance or TechInsurance publish about Professional Liability (E&O) Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Professional Liability (E&O) Insurance. Providers: Pie Insurance and TechInsurance.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Pie Insurance vs TechInsurance](https://spot.insure/compare/pie-insurance-vs-techinsurance) — all coverage lines for this pair
- [Professional Liability (E&O) Insurance guide](https://spot.insure/coverage/professional-errors-omissions) — how this coverage works
- [Pie Insurance profile](https://spot.insure/insurance-providers/pie-insurance) — provider profile
- [TechInsurance profile](https://spot.insure/insurance-providers/techinsurance) — provider profile

# Pie Insurance vs TechInsurance: How Do They Compare for Professional Liability (E&O) Insurance?

TechInsurance names IT, software, cybersecurity and SaaS firms and reports a median E&O cost of $88 a month; Pie Insurance is an intermediary for small businesses, naming architects, contractors, attorneys and consultants among professionals who often carry E&O.

TechInsurance provides an $88 monthly E&O median and policy-form guidance; Pie requires a quote for pricing.

## Pie Insurance vs TechInsurance Professional Liability (E&O) Insurance Summary

TechInsurance publishes an $88 monthly median and explains claims-made terms; Pie publishes no E&O premium figures and asks buyers to contact the company for a quote. [2](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") [1](https://www.pieinsurance.com/errors-and-omissions-insurance "Errors and Omissions Insurance")

## What Are the Key Differences Between Pie Insurance and TechInsurance Professional Liability (E&O) Insurance?

### Published Price and Policy Guidance

TechInsurance's page names technology and other professional audiences and explains that its E&O policy uses claims-made coverage. [2](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") Pie's reviewed page gives no comparable premium figure, so you need a quote to compare its price. [1](https://www.pieinsurance.com/errors-and-omissions-insurance "Errors and Omissions Insurance")

### Claims-Made Mechanics

TechInsurance's page explains that its E&O policies are claims-made, meaning coverage applies only if the policy was active both when the incident occurred and when the claim was filed, and recommends a retroactive date to cover past work. [2](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") Pie's page describes what the policy pays for, including legal fees and damages for claims of inaccurate advice or negligence, but does not address whether coverage is claims-made or occurrence. [1](https://www.pieinsurance.com/errors-and-omissions-insurance "Errors and Omissions Insurance")

### How You Start a Quote

Pie directs errors and omissions buyers to contact the company to start a quote through its website, without describing a self-serve online path for this line. [1](https://www.pieinsurance.com/errors-and-omissions-insurance "Errors and Omissions Insurance") TechInsurance arranges E&O as a standalone policy and publishes both a cost estimate and a description of how a claim gets reported once you're covered. [2](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance")

## What Should You Confirm in Pie Insurance and TechInsurance Professional Liability (E&O) Insurance Quotes?

- Ask Pie for its actual quoted premium and any available limit options, since its page publishes none. [1](https://www.pieinsurance.com/errors-and-omissions-insurance "Errors and Omissions Insurance")
- Ask TechInsurance how your industry, limit, deductible, employee count and claims history move you away from the published $88 monthly median. [2](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance")
- Ask Pie whether its policy is claims-made or occurrence, and whether a retroactive date applies. [1](https://www.pieinsurance.com/errors-and-omissions-insurance "Errors and Omissions Insurance")
- Neither reviewed page names the issuing insurer; ask both companies directly. [1](https://www.pieinsurance.com/errors-and-omissions-insurance "Errors and Omissions Insurance") [2](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance")

## Pie Insurance vs TechInsurance Professional Liability (E&O) Compared

| Criteria | Pie Errors and Omissions Insurance | TechInsurance Errors and Omissions Insurance |
| --- | --- | --- |
| Who It’s For | Pie names architects, contractors, attorneys, engineers, consultants, marketers, counselors, and real estate agents as professionals who often carry E&O insurance, and notes some states or clients require proof of coverage. [1](https://www.pieinsurance.com/errors-and-omissions-insurance "Errors and Omissions Insurance") (Evidence: Company-reported; scope: Errors and Omissions product page as read on 2026-09-23; not an exhaustive eligibility list..) | TechInsurance targets E&O at businesses that provide professional services or advice, naming IT and software professionals, cybersecurity and SaaS companies, insurance agents, real estate agents, tax preparers and consultants as example segments, and notes it is sometimes required by state law or licensing boards. [2](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Errors and omissions product page, Who should get errors and omissions insurance coverage? section..) |
| Coverage Features | Pie describes errors and omissions insurance, also called professional liability insurance, as covering legal fees, costs, and damages for claims that a business's advice or services caused harm, including claims of inaccurate advice, misrepresentation, negligence, or violation of good faith, but says it does not protect against criminal prosecution. [1](https://www.pieinsurance.com/errors-and-omissions-insurance "Errors and Omissions Insurance") (Evidence: Company-reported; scope: Errors and Omissions product page as read on 2026-09-23; the issued policy controls actual insuring agreements and exclusions..) | TechInsurance says E&O insurance covers professional negligence claims, errors or incomplete work, breach of contract, missed deadlines, misrepresentation of skill level, and communication-related disputes, and pays legal defense costs and any resulting judgment or settlement. [2](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Errors and omissions product page; general policy description, not a specific policy form..)<br><br>TechInsurance says its E&O policies are claims-made, meaning coverage applies only if the policy was active both when the incident occurred and when the claim was filed, and recommends keeping the policy active or setting a retroactive date to cover past work. [2](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Errors and omissions product page, Why is it important to keep your E&O insurance policy active? section..) |
| Role in This Line | Pie says it helps small businesses get the best errors and omissions coverage 'from our insurance carrier partners,' identifying itself as an intermediary rather than the underwriter for this line. [1](https://www.pieinsurance.com/errors-and-omissions-insurance "Errors and Omissions Insurance") (Evidence: Company-reported; scope: Errors and Omissions product page as read on 2026-09-23..) | TechInsurance arranges errors and omissions (E&O) insurance, also called professional liability insurance, as a standalone policy for businesses that provide professional services or advice. [2](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Errors and omissions product page..) |

## About Pie Insurance and TechInsurance and Professional Liability (E&O)

- [Pie Insurance company profile](https://spot.insure/insurance-providers/pie-insurance) · [Pie Insurance customer reviews](https://spot.insure/insurance-providers/pie-insurance/reviews)
- [TechInsurance company profile](https://spot.insure/insurance-providers/techinsurance) · [TechInsurance customer reviews](https://spot.insure/insurance-providers/techinsurance/reviews)
- [What Is Professional Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/professional-errors-omissions)

## Related Pages for Pie Insurance vs TechInsurance

- [Pie Insurance vs TechInsurance](https://spot.insure/compare/pie-insurance-vs-techinsurance): all coverage lines, business roles, service and claims.
- [What Is Professional Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/professional-errors-omissions): Professional liability can help pay covered defense costs and losses when a client says your advice or service caused financial harm; check services and reporting terms.
- [Pie Insurance Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/pie-insurance/professional-errors-omissions)
- [TechInsurance Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/techinsurance/professional-errors-omissions)

## Sources for Pie Insurance vs TechInsurance

### Sources About Pie Insurance

1. [Errors and Omissions Insurance](https://www.pieinsurance.com/errors-and-omissions-insurance). Pie Insurance; Errors and Omissions Insurance hero: also known as professional liability insurance...; professions that often carry E&O; What's typically covered by errors and omissions insurance? Inaccurate advice, Misrepresentation, Negligence, Violation of good faith; Make sure you're covered: Start now. Accessed 2026-09-23.

### Sources About TechInsurance

2. [Errors & Omissions (E&O) Insurance](https://www.techinsurance.com/errors-omissions-insurance). TechInsurance; What does errors and omissions insurance cover? (professional negligence, errors or incomplete work, breach of contract, missed deadlines, misrepresentation, communication challenges); How much does E&O insurance cost?; Who should get errors and omissions insurance coverage?; How does E&O insurance coverage work? (claims-made). Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/pie-insurance-vs-techinsurance/professional-errors-omissions.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)