TechInsurance vs Vouch: How Do They Compare for Professional Liability (E&O) Insurance?

Vouch is a broker for accounting, engineering, IT consulting and creative agency firms; TechInsurance arranges standalone E&O for IT, software and SaaS businesses and reports a median cost of $88 a month.

TechInsurance publishes a company-reported $88 median monthly premium across its E&O book; Vouch targets named professional-services segments through an online start. ^1,²

What Are the Key Differences Between TechInsurance and Vouch Professional Liability (E&O) Insurance?

Arranging a Standalone Policy vs. Placing Through a Program Partner

TechInsurance arranges errors and omissions insurance as one standalone policy for businesses that provide professional services or advice. ¹ Vouch is a broker rather than an insurer for this line, and lists Errors & Omissions among the coverages it places through named program partners, including Corix, which has a dedicated E&O product. ²

Who Underwrites the Policy

TechInsurance's page does not name the issuing insurer for an E&O policy. ¹ Vouch's program partner Corix discloses that its E&O line is issued by State National Insurance Company or United Specialty Insurance Company, though that names an insurer for Corix-branded E&O specifically, not for every Vouch professional-liability placement. ⁴

Who Each Company Targets

TechInsurance names IT and software professionals, cybersecurity and SaaS companies, insurance agents, real estate agents, tax preparers and consultants. ¹ Vouch markets its professional E&O to accounting and finance, architecture, engineering and construction, IT consulting, management consulting, and marketing and creative agency firms. ²

What Should You Confirm in TechInsurance and Vouch Professional Liability (E&O) Insurance Quotes?

Ask Vouch whether your placement would go through Corix or another program partner, since the named insurers apply to Corix-branded E&O specifically. ⁴
Ask TechInsurance how your industry, limit, deductible and claims history move you away from its published $88 monthly median. ¹
Ask TechInsurance to name the insurer that would issue your policy, since its page doesn't disclose one. ¹
Neither company's reviewed page publishes coverage limits for E&O; ask both for specific figures. ¹ ²

TechInsurance vs Vouch Professional Liability (E&O) Insurance Compared

TechInsurance vs Vouch: Professional Liability (E&O) Insurance: documented features by provider

Criteria	TechInsurance Errors and Omissions Insurance	Vouch Errors & Omissions Insurance
Who It’s For	TechInsurance targets E&O at businesses that provide professional services or advice, naming IT and software professionals, cybersecurity and SaaS companies, insurance agents, real estate agents, tax preparers and consultants as example segments, and notes it is sometimes required by state law or licensing boards. ¹Company-reported. Errors and omissions product page, Who should get errors and omissions insurance coverage? section.	Vouch markets professional E&O to accounting and finance, architecture/engineering/construction, IT consulting, management consulting, and marketing and creative agency firms. ²Company-reported. Vouch's Professional Services page; not an underwriting appetite guarantee for any specific applicant.
Coverage Features	TechInsurance says E&O insurance covers professional negligence claims, errors or incomplete work, breach of contract, missed deadlines, misrepresentation of skill level, and communication-related disputes, and pays legal defense costs and any resulting judgment or settlement. ¹Company-reported. Errors and omissions product page; general policy description, not a specific policy form. TechInsurance says its E&O policies are claims-made, meaning coverage applies only if the policy was active both when the incident occurred and when the claim was filed, and recommends keeping the policy active or setting a retroactive date to cover past work. ¹Company-reported. Errors and omissions product page, Why is it important to keep your E&O insurance policy active? section.	Corix describes E&O as protecting a business against claims of negligence, mistakes or inadequate work that cause a client financial loss in the provision of professional services, including legal defense costs and any damages awarded, even when the claim is ultimately groundless. ³Company-reported. Corix's cyber and E&O product page; actual insuring agreements and exclusions are set by the issued policy.
Role in This Line	TechInsurance arranges errors and omissions (E&O) insurance, also called professional liability insurance, as a standalone policy for businesses that provide professional services or advice. ¹Company-reported. Errors and omissions product page.	Vouch is a broker, not an insurer, for professional errors & omissions coverage. It lists Errors & Omissions among the core coverages it places for professional-services clients, and one of its named program partners, Corix, has a dedicated E&O product. ^2,³Company-reported. Vouch's Professional Services page and Corix's cyber/E&O product page.

Criteria

TechInsurance Errors and Omissions Insurance

Vouch Errors & Omissions Insurance

Who It’s For

TechInsurance targets E&O at businesses that provide professional services or advice, naming IT and software professionals, cybersecurity and SaaS companies, insurance agents, real estate agents, tax preparers and consultants as example segments, and notes it is sometimes required by state law or licensing boards. ¹Company-reported. Errors and omissions product page, Who should get errors and omissions insurance coverage? section.

Vouch markets professional E&O to accounting and finance, architecture/engineering/construction, IT consulting, management consulting, and marketing and creative agency firms. ²Company-reported. Vouch's Professional Services page; not an underwriting appetite guarantee for any specific applicant.

Coverage Features

TechInsurance says E&O insurance covers professional negligence claims, errors or incomplete work, breach of contract, missed deadlines, misrepresentation of skill level, and communication-related disputes, and pays legal defense costs and any resulting judgment or settlement. ¹Company-reported. Errors and omissions product page; general policy description, not a specific policy form.

TechInsurance says its E&O policies are claims-made, meaning coverage applies only if the policy was active both when the incident occurred and when the claim was filed, and recommends keeping the policy active or setting a retroactive date to cover past work. ¹Company-reported. Errors and omissions product page, Why is it important to keep your E&O insurance policy active? section.

Corix describes E&O as protecting a business against claims of negligence, mistakes or inadequate work that cause a client financial loss in the provision of professional services, including legal defense costs and any damages awarded, even when the claim is ultimately groundless. ³Company-reported. Corix's cyber and E&O product page; actual insuring agreements and exclusions are set by the issued policy.

Role in This Line

TechInsurance arranges errors and omissions (E&O) insurance, also called professional liability insurance, as a standalone policy for businesses that provide professional services or advice. ¹Company-reported. Errors and omissions product page.

Vouch is a broker, not an insurer, for professional errors & omissions coverage. It lists Errors & Omissions among the core coverages it places for professional-services clients, and one of its named program partners, Corix, has a dedicated E&O product. ^2,³Company-reported. Vouch's Professional Services page and Corix's cyber/E&O product page.