--- title: "TechInsurance vs Vouch: Professional Liability (E&O) Insurance" description: "TechInsurance publishes a company-reported $88 median monthly premium across its E&O book; Vouch targets named professional-services segments through an online start." canonical: "https://spot.insure/compare/techinsurance-vs-vouch/professional-errors-omissions" page-type: "line-comparison" updated-at: "2026-09-25" comparison-pair: "techinsurance-vs-vouch" provider-a: "techinsurance" provider-b: "vouch" coverage-line: "professional-errors-omissions" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. 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[Human-readable page](https://spot.insure/compare/techinsurance-vs-vouch/professional-errors-omissions) ## Agent Guide **What this page is:** Focused comparison of TechInsurance and Vouch for Professional Liability (E&O) Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Professional Liability (E&O) Insurance questions about TechInsurance versus Vouch. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - TechInsurance vs Vouch for Professional Liability (E&O) Insurance: how do they differ? - Which is better for Professional Liability (E&O) Insurance, TechInsurance or Vouch? - What does TechInsurance or Vouch publish about Professional Liability (E&O) Insurance (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Professional Liability (E&O) Insurance. Providers: TechInsurance and Vouch. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25. **Related pages:** - [TechInsurance vs Vouch](https://spot.insure/compare/techinsurance-vs-vouch) — all coverage lines for this pair - [Professional Liability (E&O) Insurance guide](https://spot.insure/coverage/professional-errors-omissions) — how this coverage works - [TechInsurance profile](https://spot.insure/insurance-providers/techinsurance) — provider profile - [Vouch profile](https://spot.insure/insurance-providers/vouch) — provider profile # TechInsurance vs Vouch: How Do They Compare for Professional Liability (E&O) Insurance? Vouch is a broker for accounting, engineering, IT consulting and creative agency firms; TechInsurance arranges standalone E&O for IT, software and SaaS businesses and reports a median cost of $88 a month. TechInsurance publishes a median E&O premium; Vouch places E&O through a program partner with two named insurers. ## TechInsurance vs Vouch Professional Liability (E&O) Insurance Summary TechInsurance publishes a company-reported $88 median monthly premium across its E&O book; Vouch targets named professional-services segments through an online start. [1](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") [2](https://www.vouch.us/professional-services "Insurance for Professional Services Firms") ## What Are the Key Differences Between TechInsurance and Vouch Professional Liability (E&O) Insurance? ### Arranging a Standalone Policy vs. Placing Through a Program Partner TechInsurance arranges errors and omissions insurance as one standalone policy for businesses that provide professional services or advice. [1](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") Vouch is a broker rather than an insurer for this line, and lists Errors & Omissions among the coverages it places through named program partners, including Corix, which has a dedicated E&O product. [2](https://www.vouch.us/professional-services "Insurance for Professional Services Firms") ### Who Underwrites the Policy TechInsurance's page does not name the issuing insurer for an E&O policy. [1](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") Vouch's program partner Corix discloses that its E&O line is issued by State National Insurance Company or United Specialty Insurance Company, though that names an insurer for Corix-branded E&O specifically, not for every Vouch professional-liability placement. [4](https://www.corixinsurance.com/legal/disclosures "Legal Disclosures") ### Who Each Company Targets TechInsurance names IT and software professionals, cybersecurity and SaaS companies, insurance agents, real estate agents, tax preparers and consultants. [1](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") Vouch markets its professional E&O to accounting and finance, architecture, engineering and construction, IT consulting, management consulting, and marketing and creative agency firms. [2](https://www.vouch.us/professional-services "Insurance for Professional Services Firms") ## What Should You Confirm in TechInsurance and Vouch Professional Liability (E&O) Insurance Quotes? - Ask Vouch whether your placement would go through Corix or another program partner, since the named insurers apply to Corix-branded E&O specifically. [4](https://www.corixinsurance.com/legal/disclosures "Legal Disclosures") - Ask TechInsurance how your industry, limit, deductible and claims history move you away from its published $88 monthly median. [1](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") - Ask TechInsurance to name the insurer that would issue your policy, since its page doesn't disclose one. [1](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") - Neither company's reviewed page publishes coverage limits for E&O; ask both for specific figures. [1](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") [2](https://www.vouch.us/professional-services "Insurance for Professional Services Firms") ## TechInsurance vs Vouch Professional Liability (E&O) Insurance Compared | Criteria | TechInsurance Errors and Omissions Insurance | Vouch Errors & Omissions Insurance | | --- | --- | --- | | Who It’s For | TechInsurance targets E&O at businesses that provide professional services or advice, naming IT and software professionals, cybersecurity and SaaS companies, insurance agents, real estate agents, tax preparers and consultants as example segments, and notes it is sometimes required by state law or licensing boards. [1](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Errors and omissions product page, Who should get errors and omissions insurance coverage? section..) | Vouch markets professional E&O to accounting and finance, architecture/engineering/construction, IT consulting, management consulting, and marketing and creative agency firms. [2](https://www.vouch.us/professional-services "Insurance for Professional Services Firms") (Evidence: Company-reported; scope: Vouch's Professional Services page; not an underwriting appetite guarantee for any specific applicant..) | | Coverage Features | TechInsurance says E&O insurance covers professional negligence claims, errors or incomplete work, breach of contract, missed deadlines, misrepresentation of skill level, and communication-related disputes, and pays legal defense costs and any resulting judgment or settlement. [1](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Errors and omissions product page; general policy description, not a specific policy form..)

TechInsurance says its E&O policies are claims-made, meaning coverage applies only if the policy was active both when the incident occurred and when the claim was filed, and recommends keeping the policy active or setting a retroactive date to cover past work. [1](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Errors and omissions product page, Why is it important to keep your E&O insurance policy active? section..) | Corix describes E&O as protecting a business against claims of negligence, mistakes or inadequate work that cause a client financial loss in the provision of professional services, including legal defense costs and any damages awarded, even when the claim is ultimately groundless. [3](https://www.corixinsurance.com/products/cyber-and-errors-omissions "Cyber and Errors & Omissions") (Evidence: Company-reported; scope: Corix's cyber and E&O product page; actual insuring agreements and exclusions are set by the issued policy..) | | Role in This Line | TechInsurance arranges errors and omissions (E&O) insurance, also called professional liability insurance, as a standalone policy for businesses that provide professional services or advice. [1](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Errors and omissions product page..) | Vouch is a broker, not an insurer, for professional errors & omissions coverage. It lists Errors & Omissions among the core coverages it places for professional-services clients, and one of its named program partners, Corix, has a dedicated E&O product. [2](https://www.vouch.us/professional-services "Insurance for Professional Services Firms") [3](https://www.corixinsurance.com/products/cyber-and-errors-omissions "Cyber and Errors & Omissions") (Evidence: Company-reported; scope: Vouch's Professional Services page and Corix's cyber/E&O product page..) | ## About TechInsurance and Vouch and Professional Liability (E&O) - [TechInsurance company profile](https://spot.insure/insurance-providers/techinsurance) · [TechInsurance customer reviews](https://spot.insure/insurance-providers/techinsurance/reviews) - [Vouch company profile](https://spot.insure/insurance-providers/vouch) · [Vouch customer reviews](https://spot.insure/insurance-providers/vouch/reviews) - [What Is Professional Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/professional-errors-omissions) ## Related Pages for TechInsurance vs Vouch Professional Liability (E&O) - [TechInsurance vs Vouch](https://spot.insure/compare/techinsurance-vs-vouch): all coverage lines, business roles, service and claims. - [What Is Professional Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/professional-errors-omissions): Professional liability can help pay covered defense costs and losses when a client says your advice or service caused financial harm; check services and reporting terms. - [TechInsurance Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/techinsurance/professional-errors-omissions) - [Vouch Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/vouch/professional-errors-omissions) ## Sources for TechInsurance vs Vouch ### Sources About TechInsurance 1. [Errors & Omissions (E&O) Insurance](https://www.techinsurance.com/errors-omissions-insurance). TechInsurance; What does errors and omissions insurance cover? (professional negligence, errors or incomplete work, breach of contract, missed deadlines, misrepresentation, communication challenges); How much does E&O insurance cost?; Who should get errors and omissions insurance coverage?; How does E&O insurance coverage work? (claims-made). Accessed 2026-09-23. ### Sources About Vouch 2. [Insurance for Professional Services Firms](https://www.vouch.us/professional-services). Vouch; Expertise across professional services: Accounting & Finance, Architecture/Engineering/Construction, IT Consulting, Management Consulting, Marketing & Creative Agencies; Core coverages for Professional Services: Errors & Omissions, General Liability, Cyber Liability, Employment Practices Liability, Workers' Compensation. Accessed 2026-09-23. 3. [Cyber and Errors & Omissions](https://www.corixinsurance.com/products/cyber-and-errors-omissions). Corix Insurance; Errors & Omissions insurance provided by Corix helps protect businesses for claims of negligence, mistakes, or inadequate work that causes a financial loss to clients, in the provision of professional services. It includes legal defense costs and damages awarded, even when the claim is groundless.. Accessed 2026-09-23. 4. [Legal Disclosures](https://www.corixinsurance.com/legal/disclosures). Corix Insurance; Policies are issued by State National Insurance Company (NAIC# 12831) or United Specialty Insurance Company (NAIC#12537).. Accessed 2026-09-23. Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/techinsurance-vs-vouch/professional-errors-omissions.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)