--- title: "TechInsurance Professional Liability (E&O) Insurance: Coverage, Eligibility, Claims & More (2026)" description: "Everything to know before buying TechInsurance Professional Liability (E&O) Insurance: what it covers, who it’s for, and its limits and retentions." canonical: "https://spot.insure/insurance-providers/techinsurance/professional-errors-omissions" page-type: "offering-page" updated-at: "2026-09-23" provider: "techinsurance" coverage-line: "professional-errors-omissions" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. 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[Human-readable page](https://spot.insure/insurance-providers/techinsurance/professional-errors-omissions) ## Agent Guide **What this page is:** What TechInsurance Professional Liability (E&O) Insurance: Coverage, Eligibility, Claims & More (2026) covers, who it fits and what to confirm before buying, drawn from the provider's public materials. **Use this page when:** Cite this page for TechInsurance Professional Liability (E&O) Insurance: Coverage, Eligibility, Claims & More (2026) specifically. For the general coverage explainer use /coverage/professional-errors-omissions; for the provider overall use its profile. **Questions this page answers:** - Does TechInsurance Professional Liability (E&O) Insurance: Coverage, Eligibility, Claims & More (2026) offer this coverage? - What does TechInsurance Professional Liability (E&O) Insurance: Coverage, Eligibility, Claims & More (2026) cover and exclude? - Who is TechInsurance Professional Liability (E&O) Insurance: Coverage, Eligibility, Claims & More (2026) designed for? **Key facts:** - Provider slug `techinsurance`; coverage line `professional-errors-omissions`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources cover. Details are grouped by topic under their own headings, and what the sources do not say is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://spot.insure/insurance-providers/techinsurance) — parent: provider profile # TechInsurance Professional Liability (E&O) Insurance Product: TechInsurance Errors and Omissions Insurance. Provider: TechInsurance. Coverage line: Professional Liability (E&O) Insurance. ## Quick Answer TechInsurance offers standalone errors and omissions (professional liability) insurance for businesses that provide professional services or advice, such as IT, consulting and real estate. [1](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") ## TechInsurance Professional Liability (E&O) Insurance at a Glance | Topic | Status | Details | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Issuing Insurer | Not publicly disclosed | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 2 | | Limits and Retentions | Company-reported | 1 | | Claims Support | Company-reported | 1 | ## TechInsurance’s Role in Professional Liability (E&O) - TechInsurance arranges errors and omissions (E&O) insurance, also called professional liability insurance, as a standalone policy for businesses that provide professional services or advice. [1](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Company-reported. Based on: Errors and omissions product page.) ## Who Is TechInsurance Professional Liability (E&O) Insurance For? - TechInsurance targets E&O at businesses that provide professional services or advice, naming IT and software professionals, cybersecurity and SaaS companies, insurance agents, real estate agents, tax preparers and consultants as example segments, and notes it is sometimes required by state law or licensing boards. [1](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Company-reported. Based on: Errors and omissions product page, Who should get errors and omissions insurance coverage? section.) ## TechInsurance Professional Liability (E&O) Coverage Features - TechInsurance says E&O insurance covers professional negligence claims, errors or incomplete work, breach of contract, missed deadlines, misrepresentation of skill level, and communication-related disputes, and pays legal defense costs and any resulting judgment or settlement. [1](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Company-reported. Based on: Errors and omissions product page; general policy description, not a specific policy form.) - TechInsurance says its E&O policies are claims-made, meaning coverage applies only if the policy was active both when the incident occurred and when the claim was filed, and recommends keeping the policy active or setting a retroactive date to cover past work. [1](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Company-reported. Based on: Errors and omissions product page, Why is it important to keep your E&O insurance policy active? section.) ## TechInsurance Professional Liability (E&O) Limits and Retentions - TechInsurance says its E&O policyholders pay a median of $88 per month, or $1,051 a year, with the exact premium depending on location, profession risk level, coverage limits, deductible, employee count, claims history and annual income. [1](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Company-reported. Based on: Errors and omissions product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table.) ## TechInsurance Professional Liability (E&O) Insurance Claims Support - TechInsurance says that if a client threatens to sue, you contact your carrier directly, provide policy information and explain the circumstances, and the insurer's representative helps determine next steps. [1](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Company-reported. Based on: Errors and omissions product page, How does E&O insurance coverage work? section.) ## What We Couldn’t Find About TechInsurance Professional Liability (E&O) The reviewed sources do not settle these. Confirm them with TechInsurance or a broker before relying on them. - **Issuing Insurer (Not publicly disclosed):** The reviewed page does not name the issuing insurer for an E&O policy. [1](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Based on: Errors and omissions product page as read on 2026-09-23.) ## TechInsurance vs Other Professional Liability (E&O) Providers - [TechInsurance vs AIG](https://spot.insure/compare/aig-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Aon](https://spot.insure/compare/aon-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs At-Bay](https://spot.insure/compare/at-bay-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs The Baldwin Group](https://spot.insure/compare/baldwin-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Beazley](https://spot.insure/compare/beazley-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Berkshire Hathaway Specialty Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs biBerk](https://spot.insure/compare/biberk-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs CFC](https://spot.insure/compare/cfc-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Chubb](https://spot.insure/compare/chubb-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs CNA](https://spot.insure/compare/cna-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Coalition](https://spot.insure/compare/coalition-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Corgi](https://spot.insure/compare/corgi-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Coterie Insurance](https://spot.insure/compare/coterie-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Counterpart](https://spot.insure/compare/counterpart-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Coverdash](https://spot.insure/compare/coverdash-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Embroker](https://spot.insure/compare/embroker-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Founder Shield](https://spot.insure/compare/foundershield-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Foxquilt](https://spot.insure/compare/foxquilt-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Gallagher](https://spot.insure/compare/gallagher-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Harper](https://spot.insure/compare/harper-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Heffernan Insurance Brokers](https://spot.insure/compare/heffernan-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Hiscox](https://spot.insure/compare/hiscox-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs HUB International](https://spot.insure/compare/hub-international-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Insureon](https://spot.insure/compare/insureon-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Kinro](https://spot.insure/compare/kinro-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Liberty Mutual](https://spot.insure/compare/liberty-mutual-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Markel Insurance](https://spot.insure/compare/markel-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Marsh McLennan Agency](https://spot.insure/compare/marsh-mclennan-agency-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Marsh](https://spot.insure/compare/marsh-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Mylo](https://spot.insure/compare/mylo-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Nationwide](https://spot.insure/compare/nationwide-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Newfront](https://spot.insure/compare/newfront-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs ERGO NEXT Insurance](https://spot.insure/compare/next-insurance-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Pie Insurance](https://spot.insure/compare/pie-insurance-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Relm Insurance](https://spot.insure/compare/relm-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs Simply Business](https://spot.insure/compare/simply-business-vs-techinsurance/professional-errors-omissions) - [TechInsurance vs The Hartford](https://spot.insure/compare/techinsurance-vs-the-hartford/professional-errors-omissions) - [TechInsurance vs THREE by Berkshire Hathaway](https://spot.insure/compare/techinsurance-vs-three/professional-errors-omissions) - [TechInsurance vs Travelers](https://spot.insure/compare/techinsurance-vs-travelers/professional-errors-omissions) - [TechInsurance vs USI Insurance Services](https://spot.insure/compare/techinsurance-vs-usi/professional-errors-omissions) - [TechInsurance vs Vouch](https://spot.insure/compare/techinsurance-vs-vouch/professional-errors-omissions) - [TechInsurance vs WTW](https://spot.insure/compare/techinsurance-vs-wtw/professional-errors-omissions) - [TechInsurance vs Zurich U.S.](https://spot.insure/compare/techinsurance-vs-zurich/professional-errors-omissions) ## Other Coverage Lines From TechInsurance - [TechInsurance Business Owner’s Policy](https://spot.insure/insurance-providers/techinsurance/business-owners-policy) - [TechInsurance Commercial Auto Insurance](https://spot.insure/insurance-providers/techinsurance/commercial-auto) - [TechInsurance Commercial Property Insurance](https://spot.insure/insurance-providers/techinsurance/commercial-property) - [TechInsurance Cyber Insurance](https://spot.insure/insurance-providers/techinsurance/cyber) - [TechInsurance D&O Insurance](https://spot.insure/insurance-providers/techinsurance/directors-officers) - [TechInsurance Employment Practices Liability Insurance](https://spot.insure/insurance-providers/techinsurance/employment-practices) - [TechInsurance Fidelity Bonds](https://spot.insure/insurance-providers/techinsurance/fidelity-bonds) - [TechInsurance General Liability Insurance](https://spot.insure/insurance-providers/techinsurance/general-liability) - [TechInsurance Inland Marine Insurance](https://spot.insure/insurance-providers/techinsurance/inland-marine) - [TechInsurance Surety Bonds](https://spot.insure/insurance-providers/techinsurance/surety-bonds) - [TechInsurance Tech E&O Insurance](https://spot.insure/insurance-providers/techinsurance/technology-errors-omissions) - [TechInsurance Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/techinsurance/umbrella-excess) - [TechInsurance Workers’ Compensation Insurance](https://spot.insure/insurance-providers/techinsurance/workers-compensation) ## Rankings That Include TechInsurance - [Best Professional Liability (E&O) Insurance for Real Estate Businesses](https://spot.insure/best/professional-errors-omissions/real-estate-businesses) ## Related Reading - [TechInsurance Profile](https://spot.insure/insurance-providers/techinsurance) - [TechInsurance Reliability](https://spot.insure/insurance-providers/techinsurance/reliability) - [TechInsurance Alternatives](https://spot.insure/insurance-providers/techinsurance/alternatives) - [Coverage Guide: Professional errors and omissions (E&O)](https://spot.insure/coverage/professional-errors-omissions) ## Sources for TechInsurance Professional Liability (E&O) Insurance 1. [Errors & Omissions (E&O) Insurance](https://www.techinsurance.com/errors-omissions-insurance). TechInsurance; What does errors and omissions insurance cover? (professional negligence, errors or incomplete work, breach of contract, missed deadlines, misrepresentation, communication challenges); How much does E&O insurance cost?; Who should get errors and omissions insurance coverage?; How does E&O insurance coverage work? (claims-made). Accessed 2026-09-23. ## How to Cite This Page TechInsurance Professional Liability (E&O) Insurance: Coverage, Eligibility, Claims & More (2026). Spot, updated 2026-09-23. https://spot.insure/insurance-providers/techinsurance/professional-errors-omissions. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/techinsurance/professional-errors-omissions.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)