What Technology E&O Insurance Requirements Apply in Louisiana?

Louisiana routes state IT vendor contracting through the Office of Technology Services, which reviews or coordinates agencies’ technology procurement. The Division of Administration’s insurance guidance identifies Tech E&O as a professional-liability category for IT and discusses cyber liability separately, so ask which provisions appear in the specific contract and what each policy is asked to address.

What Is Tech E&O Insurance?

Technology errors and omissions coverage can help pay when a customer claims your software, hosting, installation or technology advice caused financial loss. If you provide tech products or services, check each activity; cyber incidents and unrelated professional work need separate review. Read the national Technology errors and omissions (E&O) guide.

What Should You Watch for With Tech E&O Insurance in Louisiana?

Route State IT Scope Through OTS
Louisiana OTS says it is the central customer and gatekeeper for state IT vendor contracts, including software, networks and IT consulting, and verifies contract performance standards before payment. If selling to a state agency, confirm the authorized contracting route and attach your actual deliverables and service levels to the insurance request. ¹
Check the IT-Consulting Review Threshold
Louisiana’s Professional Contracts page says IT consulting services over $225,000 require Procurement Support Team review of the RFP, selection and subsequent contract; sole-source and emergency IT consulting above the threshold are included. Ask whether your services qualify as IT consulting and build time for review before finalizing insurance and indemnity wording. ²
Ask Which Louisiana Schedule Applies to Tech E&O
The Division of Administration’s April 2022 insurance presentation lists Information Technology (Tech E&O) under professional liability and discusses cyber liability separately. Because the presentation is dated and is guidance, not a policy, use it to ask the contracting officer whether the current contract calls for separate or combined coverage and verify exact terms with the broker. ³

Which Tech E&O Insurance Providers Have Louisiana License Records?

These providers publish a national listing for Technology errors and omissions (E&O); the license records below name the licensed entities and roles. Some records rely on company-reported information rather than independent regulator verification. A national listing does not confirm the product is available in Louisiana. Check the regulator’s license lookup and confirm state availability for your business when requesting a quote.

At-Bay
Insurance producer, Surplus-lines broker · checked 2026-09-28
At-Bay Insurance Services LLC
At-Bay’s license page lists P&C producer and surplus-lines broker license numbers for all 50 states and the District of Columbia. These are company disclosures and do not establish product availability in each jurisdiction. ⁹
At-Bay offers primary and excess technology errors and omissions insurance for businesses with revenue up to $5 billion.
Coalition
Insurance producer, Surplus-lines broker · checked 2026-09-28
Coalition Insurance Solutions, Inc.
Coalition’s license page lists producer and surplus-lines licenses for Coalition Insurance Solutions, Inc. in all 50 states and the District of Columbia. The page separately lists insurers; this record covers the brokerage entity only. ¹⁰
Coalition offers technology errors and omissions together with Active Cyber coverage for businesses that provide a technology product or service.
Corgi
Insurance producer · checked 2026-09-28
Corgi Insurance Services, Inc.
Corgi’s company producer-license table lists 50 jurisdictions: 49 states and the District of Columbia, including DC license 3003091619. New Mexico does not appear in the table and is not included here; the omission does not establish that Corgi is unlicensed there. The company-reported table has no stated as-of date and does not establish product availability. ¹¹
Corgi lists technology errors and omissions insurance for technology products and services.
TechInsurance
Insurance producer · checked 2026-09-28
Specialty Program Group LLC
TechInsurance’s current licensing page names Specialty Program Group LLC / SPG Insurance Solutions and lists state license numbers, but labels Rhode Island “Individual licenses” rather than identifying a license for the named agency. RI is omitted because this disclosure does not establish agency authority there; this is a search limitation, not an assertion that the company is unlicensed. The remaining state entries are company-reported and are not an insurance product availability map. ¹⁴
TechInsurance arranges technology errors and omissions and cyber coverage for technology businesses.
Vouch
Insurance producer, Surplus-lines broker · checked 2026-09-28
Vouch Specialty Insurance Services, LLC
Vouch’s licenses page, effective January 16, 2025, lists producer licenses in all 50 states and DC. Its separate surplus-lines table includes Idaho number 870820, while a footnote says Georgia and Idaho do not issue agency-level surplus-lines licenses. Because those statements conflict for Idaho, this record keeps Idaho producer-only and does not treat the table number as established agency surplus-lines authority. The page is company-reported and does not establish product availability. ¹⁵
Vouch lists technology errors and omissions among the core coverages in its technology-company programs.

Who Regulates Insurance in Louisiana?

Louisiana Department of Insurance

The Louisiana Department of Insurance licenses producers and insurers, reviews insurance filings, and investigates complaints about insurance companies and agents. You can use its state lookup or complaint service to check a license or raise an insurance issue. ^4,^5,⁶

Website: Regulator website
License lookup: Search licensed producers
Complaints: File a complaint
Phone: 800-259-5300

Surplus-Lines Tax and Stamping Office in Louisiana

Reported tax rate. 4.85% of gross premium plus a 0.175% SLIP+ transaction fee for policies effective on or after July 1, 2026 ^7,⁸

For Louisiana-home-state policies effective on or after July 1, 2026, the state charges 4.85% of gross premium plus a 0.175% SLIP+ transaction fee, which your broker may add to your bill. Louisiana's required policy disclosure says these policies are not covered by the Louisiana Insurance Guaranty Association; state placement and filing rules still apply.

What Should You Ask Before Buying Tech E&O Insurance in Louisiana?

Is this Louisiana engagement contracted through OTS, and which entity approves the final scope and insurance schedule?
Does our project count as IT consulting above $225,000 and require the state’s Procurement Support Team review?
Does the current contract request technology E&O, cyber liability, both, or a combined form?

Tech E&O Insurance in Louisiana: Frequently Asked Questions

Who coordinates Louisiana state IT vendor contracts?

The Office of Technology Services describes itself as the centralized state IT customer and gatekeeper for IT vendor contracts, including software and consulting. Confirm the contracting agency and current procurement path for your opportunity. ¹

When does Louisiana require review of an IT-consulting RFP and contract by the Procurement Support Team?

The Division of Administration says IT consulting services exceeding $225,000 require review of the RFP, selection process and resulting contract, including sole-source or emergency contracts over that amount. Ask the state whether your contracted service fits that class. ²

Sources for Tech E&O Insurance in Louisiana

1
Working with OTS. Louisiana Office of Technology Services; “Our Role with Vendors”; central procurement/contracting and performance monitoring. Accessed 2026-09-28.
2
Professional Services RFPs. Louisiana Division of Administration, Office of State Procurement; “When is PST review required?”; IT consulting threshold and review steps. Accessed 2026-09-28.
3
Protect Yourself: Insurance and Indemnification. Louisiana Division of Administration; pp. 15 and 20–22, professional liability including IT Tech E&O; separate cyber discussion; presentation dated April 28, 2022. Accessed 2026-09-28.
4
Louisiana Department of Insurance. Louisiana Department of Insurance; Homepage and consumer services. Accessed 2026-09-28.
5
Insurance License Lookup. Louisiana Department of Insurance; State-designated producer/company search. Accessed 2026-09-28.
6
File an Insurance Complaint. Louisiana Department of Insurance; State complaint process and contact. Accessed 2026-09-28.
7
Surplus Lines Premium Tax. Louisiana Department of Insurance; Current tax/transaction fee and July 1, 2026 transition. Accessed 2026-09-28.
8
La. R.S. 22:433. Louisiana Legislature; Required policy disclosure; no LIGA protection. Accessed 2026-09-28.
9
Licenses. At-Bay; Current producer introduction and state table; At-Bay Insurance Services LLC; P&C and surplus-lines identifiers. Accessed 2026-09-21.
10
Licenses and Carriers. Coalition; Licenses and Carriers, re-read 22 September 2026: Insurance Licenses table for Coalition Insurance Solutions, Inc., national producer number 18419475, with producer and surplus-lines numbers for all 50 states and DC including California 0L76155, Georgia 196479, Texas 2199630 and 2205589, Pennsylvania 815731 and 817452, Colorado 539028 and Wisconsin 3000108852. Insurance Carriers table naming, with NAIC numbers, Allianz Underwriters Insurance Company 36420, Arch Specialty Insurance Company 21199, Ascot Specialty Insurance Company 45055, Ascot Insurance Company 23752, Aspen Specialty Insurance Company 10717, Chaucer Insurance Company DAC, Coalition Insurance Company 29530, Fireman's Fund Indemnity Corporation 11380, Fortegra Specialty Insurance Company 16823, Lloyd's of London, MSIG Specialty Insurance USA Inc. 34886, MS Transverse Specialty Insurance Company 41807, Steadfast Insurance Company 26387, Vantage Risk Specialty Insurance Company 16275 and Zurich American Insurance Company 16535. Accessed 2026-09-22.
11
Insurance Producer Licenses. Corgi Insurance; Current complete Insurance Producer Licenses table for Corgi Insurance Services, Inc.; 50 rows covering 49 states and DC (DC 3003091619); no New Mexico row; no NPN or as-of date shown. Accessed 2026-09-28.
12
About Hiscox US Insurance. Hiscox; Hiscox Insurance Company Inc. NAIC 10200 as Chicago, IL domiciled insurer admitted or licensed in all 50 states and D.C.; Hiscox Inc. as general agent and Lloyd’s coverholder for Syndicates 33 and 3624; surplus-lines placements through licensed surplus-lines brokers; A.M. Best rating statement. Accessed 2026-09-16.
13
Licenses. ERGO NEXT Insurance; Current entity-by-state license table reopened 28 September 2026: 50 rows under Next First Insurance Agency, Inc., including Washington, DC; New York rows instead list Next Insurance Services PC-1423070 and AP Intego BR-1198885. Accessed 2026-09-28.
14
Insurance Licenses by State. TechInsurance; Current state table; identifies TechInsurance as a division of Specialty Program Group LLC d/b/a SPG Insurance Solutions; lists DC 3000041536 and labels Rhode Island “Individual licenses,” without an agency license number. Accessed 2026-09-28.
15
Licenses. Vouch; Effective 16 January 2025: Vouch Specialty Insurance Services, LLC, NPN 19926463; P&C table (50 states and DC); surplus-lines table includes Idaho 870820; footnote says Georgia and Idaho do not issue agency-level surplus-lines licenses; Idaho retained as producer-only due to conflict. Accessed 2026-09-15.

What Technology E&O Insurance Requirements Apply in Louisiana?

What Is Tech E&O Insurance?

What Should You Watch for With Tech E&O Insurance in Louisiana?

Route State IT Scope Through OTS

Check the IT-Consulting Review Threshold

Ask Which Louisiana Schedule Applies to Tech E&O

Which Tech E&O Insurance Providers Have Louisiana License Records?

At-Bay

Coalition

Corgi

TechInsurance

Vouch