Switch from Travelers
Spot reads the Travelers policies your producer placed and takes your program to market, with technology and cyber lines handled as a set.
Share each policy and declarations page, plus the name of the independent agent or broker. Your Spot team notes which Travelers company is on each and whether any coverage sits on surplus-lines paper.
Your Spot team reads defense terms, retroactive dates, cyber sublimits and any media or regulatory wording, so a proposal for a program like CyberRisk Tech isn’t judged on price alone.
General liability insurance
Maple Street Co. · Policy review
Confirm with your broker
Limits, exclusions, and endorsements
Spot prepares your operations and loss history once, and brokers take it to insurers that write your lines. Questions reach you in your shared Slack channel.
# spot-support
AlexMaple Street Co.
RileySpot
You compare proposals side by side, and your Spot team helps you bind. Certificates for the new policies can then be generated in the Spot app.
AlexMaple Street Co.
Certificate of insurance
Maple Street Co.
Ready for your review
Travelers primarily sells US insurance through independent agents and brokers, whom it calls producers. It writes a wide range of commercial lines, including a technology practice and CyberRisk Tech for technology and life-sciences companies. It also owns digital independent agencies, Simply Business and InsuraMatch.
New products, data volumes or customers can change what a cyber or technology E&O policy should cover.
If the agent or broker who placed your program has left or changed roles, a new one may be the right moment to compare.
New terms or pricing at renewal are a reason to see what other insurers would write.
Larger contracts and funding rounds often push umbrella, D and O and cyber limits upward.
The independent agent is the stated contact for policy questions. Ask for renewal dates, notice rules and any fees.
Cyber, technology E&O and management liability are best quoted as a group so exclusions line up.
Hold written proof of the new policy and its effective date. Keep the Travelers policy in force until then.
Ask them to send cancellation in writing, and confirm how any return premium is calculated.
Buy general liability with Spot: we prepare your submission, compare broker proposals on limits and terms, and get certificates and endorsements ready.
Get quotesWorkers’ compensation with Spot: state requirements checked, payroll and job classifications described correctly, and broker proposals compared before you bind.
Get quotesCommercial property insurance with Spot: every location prepared for the market and proposals compared on valuation, coinsurance, deductibles and exclusions.
Get quotesCommercial auto with Spot: one submission for your vehicles and drivers, and proposals compared on liability, vehicle damage, deductibles and who’s covered.
Get quotesBuy cyber insurance with Spot: we describe your systems and controls for insurers, compare response and liability limits, and check customer cyber clauses.
Get quotesTech E&O with Spot for software, hosting and integration companies: every service described, contracts read against proposals, and certificates for customers.
Get quotesBuy D&O insurance with Spot: a prepared submission, broker proposals compared on insureds, defense costs and exclusions, and your policy kept on file.
Get quotesUmbrella and excess liability with Spot: contract limits checked, the underlying schedule confirmed and attachment terms compared before you bind.
Get quotesSpot reads the Travelers policies your producer placed and takes your program to market, with technology and cyber lines handled as a set.
Get StartedRead these before you choose a policy or an insurer.
