Travelers General Liability Insurance

Travelers General Liability Insurance

Travelers underwrites general liability insurance as a standalone policy or as part of its Business Owner's Policy for small businesses. 1Company-reported. Product page "How do I purchase general liability insurance?" FAQ.

Who It’s For

Travelers markets general liability to any business that could face a bodily-injury or property-damage claim, with industry-specific variants such as EnergyPro CGL for oil and gas and Synergy for life sciences (medical device, pharmaceutical and digital health) companies. 1Company-reported. Product page "Who is general liability insurance right for?", oil and gas and life sciences sections.

Coverage Features

Travelers says the policy typically provides premises liability, products liability, and personal and advertising injury liability (covering offenses such as slander, libel, wrongful eviction and advertising copyright infringement), plus liability of others assumed in specifically defined contracts. 1Company-reported. Product page "What is general liability insurance?" and "What does general liability insurance cover?" sections; exact terms and exclusions are set by the issued policy.

Travelers says general liability does not cover claims related to the quality of your work or professional negligence, or theft of your own tools, equipment or inventory; it points to professional liability/E&O and commercial property or BOP coverage for those risks instead. 1Company-reported. Product page "Does general liability insurance cover all my legal risks?" and "Does general liability cover theft?" FAQs.

Limits and Retentions

Not publicly disclosed. The reviewed page does not publish standard general liability limits or premiums; it says cost varies by industry, risk exposure, location, claims history and other factors, and points buyers to a commercial umbrella policy for higher limits. 1Product page "How much does general liability business insurance cost?" FAQ.

Risk Services

Travelers says general liability customers can draw on more than 600 Risk Control consultants and a dedicated Claim team. 1Company-reported. Product page Risk Control and Claim sections.

How to Apply

General liability is bought through a Travelers independent agent, who can customize coverage and help set up the policy. 1Company-reported. Product page "How do I purchase general liability insurance?" FAQ.

Travelers General Liability Insurance Compared

Other Travelers Coverage Lines

Sources

  1. General Liability Insurance. Travelers; What is general liability insurance?; What does general liability insurance cover?; Travelers business owners policy (BOP) for small businesses; How does commercial general liability insurance differ from professional liability coverage?; How do I purchase general liability insurance? Accessed 2026-09-23.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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