Travelers General Liability Insurance
Travelers sells general liability insurance to businesses exposed to bodily-injury or property-damage claims, standalone or in its Business Owner's Policy, through independent agents.
What Is Travelers’ Role in General Liability Insurance?
Travelers underwrites general liability insurance as a standalone policy or as part of its Business Owner's Policy for small businesses. 1Product page "How do I purchase general liability insurance?" FAQ.
Who Is Travelers General Liability Insurance For?
Travelers markets general liability to any business that could face a bodily-injury or property-damage claim, with industry-specific variants such as EnergyPro CGL for oil and gas and Synergy for life sciences (medical device, pharmaceutical and digital health) companies. 1Product page "Who is general liability insurance right for?", oil and gas and life sciences sections.
Coverage Features of Travelers General Liability Insurance
Travelers says the policy typically provides premises liability, products liability, and personal and advertising injury liability (covering offenses such as slander, libel, wrongful eviction and advertising copyright infringement), plus liability of others assumed in specifically defined contracts. 1Product page "What is general liability insurance?" and "What does general liability insurance cover?" sections; exact terms and exclusions are set by the issued policy.
Travelers says general liability does not cover claims related to the quality of your work or professional negligence, or theft of your own tools, equipment or inventory; it points to professional liability/E&O and commercial property or BOP coverage for those risks instead. 1Product page "Does general liability insurance cover all my legal risks?" and "Does general liability cover theft?" FAQs.
Travelers General Liability Insurance Limits and Retentions
The reviewed page does not publish standard general liability limits or premiums; it says cost varies by industry, risk exposure, location, claims history and other factors, and points buyers to a commercial umbrella policy for higher limits. 1Product page "How much does general liability business insurance cost?" FAQ.
What Risk Services Come With Travelers General Liability Insurance?
Travelers says general liability customers can draw on more than 600 Risk Control consultants and a dedicated Claim team. 1Product page Risk Control and Claim sections.
How Do You Apply for Travelers General Liability Insurance?
General liability is bought through a Travelers independent agent, who can customize coverage and help set up the policy. 1Product page "How do I purchase general liability insurance?" FAQ.
