Send your policies and your agreement
Share your declarations pages and what MMA gave you. Your Spot team records each insurer, the contracting entity and which lines are insurance and which are benefits.
Maple Street Co.Organized by Spot
Switch from Marsh McLennan Agency
Moving your insurance program from Marsh McLennan Agency? Compare brokers with Spot
Marsh McLennan Agency often covers insurance and benefits together, so your Spot team separates the two and plans each move on its own dates.
- Insurance and benefits listed separately
- Carriers and compensation written down
- Brokers compared before you commit
How it works
We read the paperwork for gaps
Your Spot team checks limits and endorsements against your contracts and leases, so a new broker knows what your program must do.
General liability insurance
Maple Street Co. · Policy review
- Policy wording
- Coverage limits
- Compare with
- Contract requirements
Confirm with your broker
Limits, exclusions, and endorsements
Ask brokers the same questions
Your Spot team helps you collect the carrier names, forms and compensation terms that each candidate broker puts in writing.
# spot-support
AlexMaple Street Co.
Can we explore other brokers for our general liability insurance?
RileySpot
Let’s review the information and discuss the next steps with your broker.
Move on the dates that suit each program
Your Spot team schedules a handover by letter or at renewal for each program, and MMA stays on every policy until the new broker confirms.
AlexMaple Street Co.
Can we explore other brokers for our general liability insurance?
Let’s review the information and discuss the next steps with your broker.
General liability insurance policy
Coverage terms · Limits
Moving from Marsh McLennan Agency
Marsh McLennan Agency provides business insurance, employee benefits, retirement and wealth, and private-client services across the United States and Canada. Its small-business page lists coverage categories and invites buyers to call for a quote, and says it works with a wide variety of carriers. The reviewed pages don’t name those carriers or disclose compensation for a buyer’s account.
Why businesses consider switching
- 01
You want more specialist advice
A growing business sometimes needs a broker with deeper experience in its industry or in a harder line like cyber or professional liability.
- 02
You want a clear picture of carriers
Some buyers want to know which insurers a broker approaches and why before they decide who handles their program.
- 03
Your needs split in two
Insurance and employee benefits don’t have to sit with one firm, and some owners prefer to choose each separately.
- 04
Your account changed hands
Mergers, new ownership and expansion into new states all prompt a fresh look at who services the program.
How to switch without a gap
- 01
Check the contracting entity and notice
Find the legal name on your agreement, the term, and the notice it asks for. The name on your renewal paperwork may differ from the one you signed.
- 02
Decide what moves
You can move the insurance program and leave benefits with MMA, or the reverse. Your Spot team keeps the dates for each side by side.
- 03
Choose the handover method
A broker of record letter moves servicing now, while a renewal handover waits for the new policy. Ask each insurer how it handles a letter.
- 04
Keep policies in force and tell your counterparties
Nothing should be cancelled before the new broker confirms in writing. Then reissue certificates and update the contact on each lease and contract.
Coverage to consider
General liability
Buy general liability with Spot: we prepare your submission, compare broker proposals on limits and terms, and get certificates and endorsements ready.
Get quotesWorkers’ compensation
Workers’ compensation with Spot: state requirements checked, payroll and job classifications described correctly, and broker proposals compared before you bind.
Get quotesCommercial property
Commercial property insurance with Spot: every location prepared for the market and proposals compared on valuation, coinsurance, deductibles and exclusions.
Get quotesCyber liability
Buy cyber insurance with Spot: we describe your systems and controls for insurers, compare response and liability limits, and check customer cyber clauses.
Get quotesDirectors and officers
Buy D&O insurance with Spot: a prepared submission, broker proposals compared on insureds, defense costs and exclusions, and your policy kept on file.
Get quotesProfessional errors and omissions (E&O)
Buy professional liability (E&O) with Spot: a prepared submission, proposals compared on scheduled services, claims-made terms and defense, and certificates handled.
Get quotesCommercial auto
Commercial auto with Spot: one submission for your vehicles and drivers, and proposals compared on liability, vehicle damage, deductibles and who’s covered.
Get quotesSurety bonds
Get surety bonds with Spot: the obligee’s requirement matched to the right bond type, your financials prepared for the surety, and proposals compared.
Get quotes
Common questions
How do I find out which carriers are behind my policies?
Your declarations pages name each insurer. Ask your broker for the carrier and compensation terms in writing, and your Spot team records them before you compare brokers.
Does my benefits program have to move too?
No. Insurance and benefits are separate programs, and some businesses keep one where it is. Your Spot team keeps the dates for each so you can decide separately.
Is Spot affiliated with Marsh McLennan Agency?
No, there’s no affiliation or partnership between the two. We use the agency’s name only to say who you’re moving from, and nothing here speaks for it.
Does leaving MMA mid-term cost me coverage?
It shouldn’t, because the policies stay with their insurers. What changes is who services them. Your Spot team confirms effective dates with the new broker before any letter goes out.
Do I have to give up my broker to work with Spot?
No. Spot doesn’t sell insurance or charge commissions on premiums, and it works with the broker you already have as readily as with a new one.
Related
Get insurance off your to-do list.
Marsh McLennan Agency often covers insurance and benefits together, so your Spot team separates the two and plans each move on its own dates.
Get StartedLearn more before you switch providers
Read these before you choose a policy or an insurer.
