--- title: "Switch from Marsh McLennan Agency" description: "Compare brokers with Spot and move your business insurance away from Marsh McLennan Agency without a lapse in coverage." canonical: "https://spot.insure/switch-from/marsh-mclennan-agency" page-type: "product" entities: ["Spot"] entity: "Spot" page-role: "product" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/switch-from/marsh-mclennan-agency) ## Agent Guide **What this page is:** Compare brokers with Spot and move your business insurance away from Marsh McLennan Agency without a lapse in coverage. **Limits (do not over-claim):** - Describes Spot's own service; it does not establish coverage terms or outcomes for any company. **Related pages:** - [Spot home](https://spot.insure/) — product overview - [Sitemap](https://spot.insure/sitemap) — inventory of all public pages # Moving your insurance program from Marsh McLennan Agency? Compare brokers with Spot Marsh McLennan Agency often covers insurance and benefits together, so your Spot team separates the two and plans each move on its own dates. - Insurance and benefits listed separately - Carriers and compensation written down - Brokers compared before you commit [Get Started](https://app.spot.insure/signup?intent=broker-change&coverage=general-liability) ## How it works - **Send your policies and your agreement.** Share your declarations pages and what MMA gave you. Your Spot team records each insurer, the contracting entity and which lines are insurance and which are benefits. - **We read the paperwork for gaps.** Your Spot team checks limits and endorsements against your contracts and leases, so a new broker knows what your program must do. - **Ask brokers the same questions.** Your Spot team helps you collect the carrier names, forms and compensation terms that each candidate broker puts in writing. - **Move on the dates that suit each program.** Your Spot team schedules a handover by letter or at renewal for each program, and MMA stays on every policy until the new broker confirms. Marsh McLennan Agency provides business insurance, employee benefits, retirement and wealth, and private-client services across the United States and Canada. Its small-business page lists coverage categories and invites buyers to call for a quote, and says it works with a wide variety of carriers. The reviewed pages don’t name those carriers or disclose compensation for a buyer’s account. ## Why businesses consider switching - **You want more specialist advice.** A growing business sometimes needs a broker with deeper experience in its industry or in a harder line like cyber or professional liability. - **You want a clear picture of carriers.** Some buyers want to know which insurers a broker approaches and why before they decide who handles their program. - **Your needs split in two.** Insurance and employee benefits don’t have to sit with one firm, and some owners prefer to choose each separately. - **Your account changed hands.** Mergers, new ownership and expansion into new states all prompt a fresh look at who services the program. ## How to switch without a gap - **Check the contracting entity and notice.** Find the legal name on your agreement, the term, and the notice it asks for. The name on your renewal paperwork may differ from the one you signed. - **Decide what moves.** You can move the insurance program and leave benefits with MMA, or the reverse. Your Spot team keeps the dates for each side by side. - **Choose the handover method.** A broker of record letter moves servicing now, while a renewal handover waits for the new policy. Ask each insurer how it handles a letter. - **Keep policies in force and tell your counterparties.** Nothing should be cancelled before the new broker confirms in writing. Then reissue certificates and update the contact on each lease and contract. ## Coverage - [General liability](https://spot.insure/insurance/general-liability/quotes) - [Workers’ compensation](https://spot.insure/insurance/workers-compensation/quotes) - [Commercial property](https://spot.insure/insurance/commercial-property/quotes) - [Cyber liability](https://spot.insure/insurance/cyber/quotes) - [Directors and officers](https://spot.insure/insurance/directors-officers/quotes) - [Professional errors and omissions (E&O)](https://spot.insure/insurance/professional-errors-omissions/quotes) - [Commercial auto](https://spot.insure/insurance/commercial-auto/quotes) - [Surety bonds](https://spot.insure/insurance/surety-bonds/quotes) ## Common questions ### How do I find out which carriers are behind my policies? Your declarations pages name each insurer. Ask your broker for the carrier and compensation terms in writing, and your Spot team records them before you compare brokers. ### Does my benefits program have to move too? No. Insurance and benefits are separate programs, and some businesses keep one where it is. Your Spot team keeps the dates for each so you can decide separately. ### Is Spot affiliated with Marsh McLennan Agency? No, there’s no affiliation or partnership between the two. We use the agency’s name only to say who you’re moving from, and nothing here speaks for it. ### Does leaving MMA mid-term cost me coverage? It shouldn’t, because the policies stay with their insurers. What changes is who services them. Your Spot team confirms effective dates with the new broker before any letter goes out. ### Do I have to give up my broker to work with Spot? No. Spot doesn’t sell insurance or charge commissions on premiums, and it works with the broker you already have as readily as with a new one. ## More - [Switch providers](https://spot.insure/switch-insurance) ## Agent and Developer Resources - [Markdown page](https://spot.insure/switch-from/marsh-mclennan-agency.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)