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Switch from Markel

Switching from Markel? Compare your options with Spot

Spot reads your Markel policies, including options folded into larger products, and takes the program to market through brokers.

Get StartedHow It Works
  • Coverage inside packages listed as separate components
  • Hard-to-place risks described clearly for underwriters
  • Markel coverage stays active until the replacement binds
A business owner and adviser move a cream policy folder beside a navy binder while checking a laptop at a compact desk.

How it works

Send the Markel policies

Pass along each policy together with its declarations page. Your Spot team notes the insurer, whether the placement is admitted or surplus lines, and who services the account.

Maple Street Co.Organized by Spot

We untangle package options

Hired and non-owned auto, media liability or equipment breakdown can sit inside one product and stand alone at another insurer. Your Spot team lists each so no proposal omits one.

General liability insurance

Maple Street Co. · Policy review

Policy wording
Coverage limits
Compare with
Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

Brokers see your risk plainly

Your Spot team writes up the operations, exposures and claims history, then works with brokers to approach insurers that write specialty risks. Slack carries the questions.

# spot-support

AlexMaple Street Co.

Can we explore other brokers for our general liability insurance?

RileySpot

Let’s review the information and discuss the next steps with your broker.

Weigh the proposals, then bind

You review proposals on terms as well as price. Your Spot team helps you bind your choice and keeps the new documents with the old.

Insurance documents

Broker review

General liability insurance

Coverage limits · Policy terms

Maple Street Co.

Moving from Markel Insurance

Markel describes its US small-business work across child care and enrichment, commercial and residential services, sports and fitness, and manufacturing. Its broader specialty business focuses on hard-to-place risks. Some lines sit inside other products, such as a hired and non-owned auto option in its small-business casualty product and media liability within its cyber product.

Why businesses consider switching

  • 01

    Your class of business moved

    Growth or a change in operations can take a company out of a program built for a narrower profile.

  • 02

    A renewal changed

    New terms or premium are a fair reason to ask the market.

  • 03

    A line sits outside your program

    Cyber, workers’ compensation or umbrella may be better placed together.

  • 04

    You want help with a hard-to-place risk

    A clear submission and broker access can matter more when a risk is unusual.

How to switch without a gap

  • 01

    Check how you buy

    Markel uses an online application for some lines and appointed agents for others. Know which applies so you reach the right contact.

  • 02

    Quote every component

    Ask brokers to quote the pieces of any package so you’re comparing like with like.

  • 03

    Prove the new coverage before cancelling

    Get its effective date in writing and keep Markel active until then.

  • 04

    End the Markel policy through your agent or account

    Follow the route you bought by, and ask about any audit balance or refund.

Coverage to consider

  • General liability

    Buy general liability with Spot: we prepare your submission, compare broker proposals on limits and terms, and get certificates and endorsements ready.

    Get quotes

  • Professional errors and omissions (E&O)

    Buy professional liability (E&O) with Spot: a prepared submission, proposals compared on scheduled services, claims-made terms and defense, and certificates handled.

    Get quotes

  • Cyber liability

    Buy cyber insurance with Spot: we describe your systems and controls for insurers, compare response and liability limits, and check customer cyber clauses.

    Get quotes

  • Workers’ compensation

    Workers’ compensation with Spot: state requirements checked, payroll and job classifications described correctly, and broker proposals compared before you bind.

    Get quotes

  • Commercial property

    Commercial property insurance with Spot: every location prepared for the market and proposals compared on valuation, coinsurance, deductibles and exclusions.

    Get quotes

  • Umbrella and excess liability

    Umbrella and excess liability with Spot: contract limits checked, the underlying schedule confirmed and attachment terms compared before you bind.

    Get quotes

  • Directors and officers

    Buy D&O insurance with Spot: a prepared submission, broker proposals compared on insureds, defense costs and exclusions, and your policy kept on file.

    Get quotes

  • Product liability

    Product liability with Spot: a submission that states your supply-chain role, proposals compared on products aggregates and recall terms, and certificates ready.

    Get quotes

Common questions

Some of my coverage sits inside a package. Does that complicate comparing?

It can, because a feature like hired and non-owned auto or media liability may be an option inside one product and its own policy at another insurer. Your Spot team lists each component so no proposal is missing one.

Can Spot help if my risk is hard to place?

Yes. Your Spot team writes up the operations, exposures and claims history clearly, and brokers take it to insurers that write specialty risks.

Is Markel working with Spot on this page?

No. Spot is not affiliated with Markel, and nothing here speaks for it.

Is a mid-term move possible?

Possibly, subject to your policy’s cancellation terms. Whatever you decide, hold proof of the new policy before cancelling.

Do brokers pay Spot?

Not on your premium. Spot takes none of it as commission, and it works with brokers rather than competing with them.

Related

Get insurance off your to-do list.

Spot reads your Markel policies, including options folded into larger products, and takes the program to market through brokers.

Get Started

Learn more before you switch providers

Read these before you choose a policy or an insurer.

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