Send your package policy and schedule
Upload the technology policy, its endorsements and the application you gave CFC. Your Spot team notes the insurer or syndicate on the documents, which can differ from the brand.
Orbit SoftwareOrganized by Spot
Switch from CFC
Switching from CFC? Compare your options with Spot
CFC’s technology package combines technology E&O, cyber, media and intellectual property with general liability, and your Spot team asks other brokers for the package and for each line on its own.
- Package and single-line quotes compared
- Subsidiaries and revenue reconciled once
- Certificates and requirements checked after the move
How it works
Rebuild the application with us
CFC’s form asks about revenue, funding, subsidiaries, products, contracts, security, IP procedures and claims. Your Spot team collects those answers once with the people who own each topic.
Technology errors and omissions (E&O) insurance
Orbit Software · Policy review
- Policy wording
- Coverage limits
- Compare with
- Contract requirements
Confirm with your broker
Limits, exclusions, and endorsements
Brokers quote the package and its parts
We ask brokers for a combined technology program and for separate lines, then share each reply in Slack.
# spot-support
TaylorOrbit Software
Can we explore other brokers for our technology errors and omissions (e&o) insurance?
RileySpot
Let’s review the information and discuss the next steps with your broker.
Compare wording, then bind
Your Spot team compares limits, retentions, retroactive dates and defense-cost treatment across the proposals, and helps you bind before your CFC policy ends.
Insurance documents
Broker reviewTechnology errors and omissions (E&O) insurance
Professional services · Claims-made terms
Orbit Software
Moving from CFC
CFC can quote specialist technology coverage on insurers’ behalf, including a package that combines technology E&O, cyber, media and intellectual property with general liability. Its technology application asks for revenue, funding, subsidiaries, products, contracts, security, IP procedures and claims history, and it goes to a broker. CFC Connect separately supports broker trading and appointments.
Why businesses consider switching
- 01
You added subsidiaries or products
A group that grew past its first policy may want activities and revenue described differently.
- 02
One line needs to move
You may want a different cyber limit or media wording without rebuilding the whole package.
- 03
Customers want higher limits
Enterprise agreements can ask for limits or additional insureds that your current schedule lacks.
- 04
You want help running the program
Certificates, midterm changes and renewal preparation are easier when one team tracks them.
How to switch without a gap
- 01
Gather policy dates and wording
Read the expiry, retroactive date and extended reporting terms in the technology forms so you know what a new insurer must match.
- 02
Ask for the package and its separate lines
Early proposals show whether keeping everything together or splitting it suits you better.
- 03
Bind before you cancel
Keep the CFC-quoted policy active until the new binder or policy is confirmed. Dropping it first can leave a claim reported too late under the wrong policy.
- 04
Cancel through the placing broker
CFC’s technology applications go to a broker, so that broker sends the cancellation. Ask who holds your certificate list, then reissue certificates for the new policies.
Coverage to consider
Technology errors and omissions (E&O)
Tech E&O with Spot for software, hosting and integration companies: every service described, contracts read against proposals, and certificates for customers.
Get quotesCyber liability
Buy cyber insurance with Spot: we describe your systems and controls for insurers, compare response and liability limits, and check customer cyber clauses.
Get quotesMedia liability
Media liability with Spot for publishers, agencies and producers: your content and licenses described, proposals compared on rights and defense terms.
Get quotesGeneral liability
Buy general liability with Spot: we prepare your submission, compare broker proposals on limits and terms, and get certificates and endorsements ready.
Get quotesDirectors and officers
Buy D&O insurance with Spot: a prepared submission, broker proposals compared on insureds, defense costs and exclusions, and your policy kept on file.
Get quotesIntellectual property
Intellectual property insurance with Spot: your rights and licenses described, customer indemnities checked, and defense and enforcement terms compared.
Get quotesEmployment practices liability
Employment practices liability with Spot: a prepared submission and proposals compared on who’s insured, claim triggers, retentions and defense terms.
Get quotesProfessional errors and omissions (E&O)
Buy professional liability (E&O) with Spot: a prepared submission, proposals compared on scheduled services, claims-made terms and defense, and certificates handled.
Get quotes
Common questions
My policy is a package. Can Spot compare separate policies?
Yes. We ask brokers for the package as well as the individual lines, so you can see what splitting or combining them would change.
What will a new application ask me?
Much the same as the last one: revenue, funding, subsidiaries, products, customer contracts, security controls and claims. Your Spot team assembles those once and reuses them.
Does CFC have any relationship with Spot?
No. Spot is independent of CFC and doesn’t act for it. We mention CFC only to identify your current policy.
Is it too late to switch if my term started months ago?
Not necessarily, but mid-term moves depend on cancellation rules and on a new insurer accepting the risk. Many companies set a date near renewal, and your Spot team can work backward from it.
Do I pay Spot a fee through my premium?
Spot doesn’t collect commissions on premiums. Your broker stays your broker if you want, and Spot works next to them.
Related
Get insurance off your to-do list.
CFC’s technology package combines technology E&O, cyber, media and intellectual property with general liability, and your Spot team asks other brokers for the package and for each line on its own.
Get StartedLearn more before you switch providers
Read these before you choose a policy or an insurer.
More guides
- Technology errors and omissions (E&O): A Buyer’s Guide
- Cyber liability: A Buyer’s Guide
- Media liability: A Buyer’s Guide
- General liability: A Buyer’s Guide
- Directors and officers: A Buyer’s Guide
- Intellectual property: A Buyer’s Guide
- Employment practices liability: A Buyer’s Guide
- Professional errors and omissions (E&O): A Buyer’s Guide