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Switch from Beazley

Switching from Beazley? Compare your options with Spot

Spot reads your Beazley technology, media or executive policies and asks brokers to quote the same structure, with defense costs and reporting windows in view.

Get StartedHow It Works
  • Technology, media and cyber read as one structure
  • Defense-cost and reporting terms noted before comparing
  • Your Beazley policy runs until the new one binds
A business owner and adviser move a cream policy folder beside a navy binder while checking a laptop at a compact desk.

How it works

Send the Beazley policies and application

Share each policy, its declarations page and the application you filed. Your Spot team records which Beazley company is named and how your broker placed it.

Maple Street Co.Organized by Spot

We capture how your limit behaves

Does defense spending reduce the limit, what retention do you fund, and how long do you have to report a claim. Your Spot team writes those down so each proposal is read against them.

Cyber liability insurance

Maple Street Co. · Policy review

Policy wording
Coverage limits
Compare with
Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

Brokers receive your story

Spot assembles your services, revenue split and expected changes once, then works with brokers who place technology, media and executive risk. Underwriter questions come to you in Slack.

# spot-support

AlexMaple Street Co.

Can we explore other brokers for our cyber liability insurance?

RileySpot

Let’s review the information and discuss the next steps with your broker.

Pick a structure and bind

You compare how each proposal splits or shares limits across its sections. Your Spot team helps you bind, and checks that your retroactive date carries over.

AlexMaple Street Co.

Can we explore other brokers for our cyber liability insurance?

Let’s review the information and discuss the next steps with your broker.

Cyber liability insurance policy

Coverage terms · Limits

Moving from Beazley

Beazley is a specialty insurer whose MediaTech and Execuguard products address technology and media risks and executive risks through different coverage structures. It accepts placement through third-party platforms or email, and a submission is not acceptance or binding. Its stated focus includes specialty insurance, technology and digital health.

Why businesses consider switching

  • 01

    Your product line widened

    A new service, customer type or digital-health offering can change what a technology or media policy should address.

  • 02

    A customer wants different language

    Enterprise contracts sometimes name intellectual-property, cyber or professional wording that your policy needs to match.

  • 03

    Your leadership team grew

    More directors, officers and employees can make a different limit structure worth pricing.

  • 04

    A renewal moved the terms

    A new retention or exclusion at renewal is a good time to see how others would write the same exposure.

How to switch without a gap

  • 01

    Check the claims-reporting window

    With claims-made cover, a claim must be reported in time. Know your window before any dates shift.

  • 02

    Ask each new proposal for its retroactive date

    Get the date in writing so earlier work stays within a claims-made policy.

  • 03

    Wait for written proof of the new policy

    Hold confirmation of its start date before touching the Beazley one.

  • 04

    Have your broker send the cancellation

    They placed it through a platform or by email, so they can also confirm any return premium.

Coverage to consider

  • Cyber liability

    Buy cyber insurance with Spot: we describe your systems and controls for insurers, compare response and liability limits, and check customer cyber clauses.

    Get quotes

  • Technology errors and omissions (E&O)

    Tech E&O with Spot for software, hosting and integration companies: every service described, contracts read against proposals, and certificates for customers.

    Get quotes

  • Media liability

    Media liability with Spot for publishers, agencies and producers: your content and licenses described, proposals compared on rights and defense terms.

    Get quotes

  • Directors and officers

    Buy D&O insurance with Spot: a prepared submission, broker proposals compared on insureds, defense costs and exclusions, and your policy kept on file.

    Get quotes

  • Employment practices liability

    Employment practices liability with Spot: a prepared submission and proposals compared on who’s insured, claim triggers, retentions and defense terms.

    Get quotes

  • Professional errors and omissions (E&O)

    Buy professional liability (E&O) with Spot: a prepared submission, proposals compared on scheduled services, claims-made terms and defense, and certificates handled.

    Get quotes

  • General liability

    Buy general liability with Spot: we prepare your submission, compare broker proposals on limits and terms, and get certificates and endorsements ready.

    Get quotes

  • Management liability

    Buy management liability with Spot: a prepared submission, each coverage part compared across broker proposals, and your whole program kept together.

    Get quotes

Common questions

MediaTech and Execuguard are different products. Can Spot compare both?

Yes. We prepare one submission and ask brokers for proposals on each part, then line them up against your current wording so you see what a different structure would change.

Can I keep my broker if I move?

Yes. Beazley takes placement through brokers and platforms, so your current broker is already part of the process. Spot works alongside them and takes no commissions on premiums.

Is Spot connected to Beazley?

Spot has no affiliation with Beazley and cannot speak for it. The name only says which insurer you’re moving from.

Does sending a submission bind anything?

Not at Beazley, where a submission is not acceptance or binding, and not through Spot either. Coverage starts only when a policy has bound.

What if I have a claim open when I switch?

Tell your Spot team. Claims-made policies treat open claims and reporting windows with care, so we plan the dates with your broker.

Related

Get insurance off your to-do list.

Spot reads your Beazley technology, media or executive policies and asks brokers to quote the same structure, with defense costs and reporting windows in view.

Get Started

Learn more before you switch providers

Read these before you choose a policy or an insurer.

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