--- title: "Switch from Beazley" description: "Compare cyber, technology and executive risk proposals with Spot before you renew or replace a Beazley policy." canonical: "https://spot.insure/switch-from/beazley" page-type: "product" entities: ["Spot"] entity: "Spot" page-role: "product" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/switch-from/beazley) ## Agent Guide **What this page is:** Compare cyber, technology and executive risk proposals with Spot before you renew or replace a Beazley policy. **Limits (do not over-claim):** - Describes Spot's own service; it does not establish coverage terms or outcomes for any company. **Related pages:** - [Spot home](https://spot.insure/) — product overview - [Sitemap](https://spot.insure/sitemap) — inventory of all public pages # Switching from Beazley? Compare your options with Spot Spot reads your Beazley technology, media or executive policies and asks brokers to quote the same structure, with defense costs and reporting windows in view. - Technology, media and cyber read as one structure - Defense-cost and reporting terms noted before comparing - Your Beazley policy runs until the new one binds [Get Started](https://app.spot.insure/signup?intent=broker-change&coverage=cyber) ## How it works - **Send the Beazley policies and application.** Share each policy, its declarations page and the application you filed. Your Spot team records which Beazley company is named and how your broker placed it. - **We capture how your limit behaves.** Does defense spending reduce the limit, what retention do you fund, and how long do you have to report a claim. Your Spot team writes those down so each proposal is read against them. - **Brokers receive your story.** Spot assembles your services, revenue split and expected changes once, then works with brokers who place technology, media and executive risk. Underwriter questions come to you in Slack. - **Pick a structure and bind.** You compare how each proposal splits or shares limits across its sections. Your Spot team helps you bind, and checks that your retroactive date carries over. Beazley is a specialty insurer whose MediaTech and Execuguard products address technology and media risks and executive risks through different coverage structures. It accepts placement through third-party platforms or email, and a submission is not acceptance or binding. Its stated focus includes specialty insurance, technology and digital health. ## Why businesses consider switching - **Your product line widened.** A new service, customer type or digital-health offering can change what a technology or media policy should address. - **A customer wants different language.** Enterprise contracts sometimes name intellectual-property, cyber or professional wording that your policy needs to match. - **Your leadership team grew.** More directors, officers and employees can make a different limit structure worth pricing. - **A renewal moved the terms.** A new retention or exclusion at renewal is a good time to see how others would write the same exposure. ## How to switch without a gap - **Check the claims-reporting window.** With claims-made cover, a claim must be reported in time. Know your window before any dates shift. - **Ask each new proposal for its retroactive date.** Get the date in writing so earlier work stays within a claims-made policy. - **Wait for written proof of the new policy.** Hold confirmation of its start date before touching the Beazley one. - **Have your broker send the cancellation.** They placed it through a platform or by email, so they can also confirm any return premium. ## Coverage - [Cyber liability](https://spot.insure/insurance/cyber/quotes) - [Technology errors and omissions (E&O)](https://spot.insure/insurance/technology-errors-omissions/quotes) - [Media liability](https://spot.insure/insurance/media/quotes) - [Directors and officers](https://spot.insure/insurance/directors-officers/quotes) - [Employment practices liability](https://spot.insure/insurance/employment-practices/quotes) - [Professional errors and omissions (E&O)](https://spot.insure/insurance/professional-errors-omissions/quotes) - [General liability](https://spot.insure/insurance/general-liability/quotes) - [Management liability](https://spot.insure/insurance/management-liability/quotes) ## Common questions ### MediaTech and Execuguard are different products. Can Spot compare both? Yes. We prepare one submission and ask brokers for proposals on each part, then line them up against your current wording so you see what a different structure would change. ### Can I keep my broker if I move? Yes. Beazley takes placement through brokers and platforms, so your current broker is already part of the process. Spot works alongside them and takes no commissions on premiums. ### Is Spot connected to Beazley? Spot has no affiliation with Beazley and cannot speak for it. The name only says which insurer you’re moving from. ### Does sending a submission bind anything? Not at Beazley, where a submission is not acceptance or binding, and not through Spot either. Coverage starts only when a policy has bound. ### What if I have a claim open when I switch? Tell your Spot team. Claims-made policies treat open claims and reporting windows with care, so we plan the dates with your broker. ## More - [Switch providers](https://spot.insure/switch-insurance) ## Agent and Developer Resources - [Markdown page](https://spot.insure/switch-from/beazley.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)