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Switch from Mylo

Moving your insurance program from Mylo? Compare brokers with Spot

Mylo lets you shop online or by phone, and an agent usually finalizes the policy, so your Spot team starts by finding that agent.

Get StartedHow It Works
  • The finalizing agent on your policy identified
  • Online and advisor proposals side by side
  • Policies and renewal dates together
A business owner meets a new broker across a compact walnut table, passing an orderly document case while a colleague listens.

How it works

Tell us who finalized your policy

Send the paperwork you received from Mylo. Your Spot team notes the agent, the insurer and the renewal date on each policy.

Maple Street Co.Organized by Spot

We compare policies with your obligations

Your Spot team reads limits and endorsements against your leases, client contracts and any bond or license requirements.

General liability insurance

Maple Street Co. · Policy review

Policy wording
Coverage limits
Compare with
Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

See proposals in both styles

Your Spot team takes your submission to brokers, some who sell online and some who work by conversation, so you can pick the style you prefer.

# spot-support

AlexMaple Street Co.

Can we explore other brokers for our general liability insurance?

RileySpot

Let’s review the information and discuss the next steps with your broker.

Move without an uncovered day

Your Spot team helps you choose a letter or a renewal handover, and your current policy stays in force until the new one is confirmed.

AlexMaple Street Co.

Can we explore other brokers for our general liability insurance?

Let’s review the information and discuss the next steps with your broker.

General liability insurance policy

Coverage terms · Limits

Moving from Mylo

Mylo is an independent small-business broker offering online or advisor-assisted quote shopping. A business buyer can answer questions online or work by phone with a licensed advisor. Mylo says its system recommends coverage and compares quotes, and that some carrier and coverage combinations can be bought online, though an agent finalizes the policy in most cases.

Why businesses consider switching

  • 01

    You want one adviser who knows you

    Some owners prefer a single contact over a panel of quotes, and some the reverse. Needs change as a business grows.

  • 02

    You need a specialty line

    Medical malpractice, bonds or a larger commercial program sometimes call for a broker who works mainly in that area.

  • 03

    You want to see more markets

    A second broker may approach different insurers, which gives you a wider set of proposals to compare.

  • 04

    You’re comparing costs

    Brokers disclose commissions and customer fees in their own ways. Buyers often ask for each in writing.

How to switch without a gap

  • 01

    Start with your agent

    The agent who finalized the policy is the contact for renewal and cancellation terms. Ask for those in writing before choosing a date.

  • 02

    Pick the new broker with Spot

    Ask each candidate which insurers it would approach and what it earns. Your Spot team lays the answers side by side.

  • 03

    Choose a letter or a renewal handover

    A letter can transfer servicing now, while renewal means the new broker takes over with a fresh policy. Your agent can tell you the insurer’s date.

  • 04

    Confirm, then update

    Keep your policy in force until the new broker confirms in writing. Then reissue certificates, and tell clients and the licensing body if they list your broker.

Coverage to consider

  • General liability

    Buy general liability with Spot: we prepare your submission, compare broker proposals on limits and terms, and get certificates and endorsements ready.

    Get quotes

  • Business owner’s policy

    Buy a business owner’s policy with Spot: a prepared submission, packages compared on property, liability and income terms, and certificates ready when asked.

    Get quotes

  • Workers’ compensation

    Workers’ compensation with Spot: state requirements checked, payroll and job classifications described correctly, and broker proposals compared before you bind.

    Get quotes

  • Professional errors and omissions (E&O)

    Buy professional liability (E&O) with Spot: a prepared submission, proposals compared on scheduled services, claims-made terms and defense, and certificates handled.

    Get quotes

  • Cyber liability

    Buy cyber insurance with Spot: we describe your systems and controls for insurers, compare response and liability limits, and check customer cyber clauses.

    Get quotes

  • Commercial auto

    Commercial auto with Spot: one submission for your vehicles and drivers, and proposals compared on liability, vehicle damage, deductibles and who’s covered.

    Get quotes

  • Umbrella and excess liability

    Umbrella and excess liability with Spot: contract limits checked, the underlying schedule confirmed and attachment terms compared before you bind.

    Get quotes

  • Surety bonds

    Get surety bonds with Spot: the obligee’s requirement matched to the right bond type, your financials prepared for the surety, and proposals compared.

    Get quotes

Common questions

An agent finalized my policy. Who do I tell about the change?

That agent is your contact on the policy, so start with them for renewal and cancellation terms. Spot works alongside brokers and agents and takes no commissions on premiums.

Can I keep buying online with a different broker?

Some brokers sell online and some work by conversation. Your Spot team shows you both kinds of proposal, and you choose the style that suits you.

Is Spot affiliated with Mylo?

No. Mylo and Spot are separate businesses with no partnership. We refer to Mylo only so it’s clear which provider you’re leaving.

Can I switch in the middle of a term?

Usually, by broker of record letter, but it’s the insurer that decides when it applies. Your Spot team confirms with the agent first, so you don’t pay twice for the same cover.

Can I keep buying online?

Some brokers sell online and some work by conversation. Your Spot team shows you both kinds of proposal and you choose which style suits you.

Related

Get insurance off your to-do list.

Mylo lets you shop online or by phone, and an agent usually finalizes the policy, so your Spot team starts by finding that agent.

Get Started

Learn more before you switch providers

Read these before you choose a policy or an insurer.

More guides