Is Mylo Legit? Licensing, Carriers and Reliability
Mylo has no Broker Reliability Score because the information we reviewed is not enough for a numerical score. Reliability Scores rate what we could confirm about a provider’s reliability; they do not predict claims payment.
Mylo Broker Reliability Score
This partial Broker Reliability Score covers carrier-network strength, disclosure clarity within the scope described on this page. Those factors make up 45% of the full score, normalized to a ten-point scale. The factors left out remain unknown, and evidence for one program does not describe another.
Scored entity unavailable
What Our Research Found About Mylo
Role: Broker. Covers: Mylo, LLC and its disclosed trade names as an online insurance agency and broker; the insurer remains policy-specific.
Mylo Legal Identity
Mylo’s current business page identifies Mylo, LLC and says it does business as Mylo Insurance Solutions, LLC in California, Illinois, Michigan and North Dakota, and as Mylo Solutions, LLC in New York.1
Mylo Licensing
Mylo Financial Strength
The cited materials do not provide Mylo’s operational financial statements or financial-strength evidence for the insurer on a generic quote.1
Mylo Risk-Bearing Relationships
Mylo markets commercial products including BOP, commercial auto, general liability, cyber and workers compensation, but the cited generic pages do not assign one carrier to every line. The actual issuer remains policy-specific.1
Mylo names its carriers on its own site. Its “Contact your insurance carrier” page lists Acuity (auto and home, and business), Biberk (business), CNA (business), Chubb (business, and auto and home), The General (auto and home), The Hartford (auto and home, and business), Hiscox (business), Liberty Mutual (auto and home, and business) and Progressive (general customer service, and business), each with that carrier’s own support and claims telephone numbers. The page tells a customer whose carrier is absent to call Mylo because “we have a wide range of partners and our list may not be updated with all of them,” and Mylo’s homepage states that Mylo partners with over 100 A rated insurance carriers, so the published list is a serviced subset rather than the full panel.2,5
Liberty Mutual publishes the same relationship from its own side: its independent-agent directory lists MYLO LLC at 2020 W 89th St Ste 305, Leawood, Kansas, with named agency staff. That is carrier-published corroboration that Liberty Mutual presents Mylo as one of its independent agents. It states no lines, states, limits or binding authority, and no equivalent carrier-published record was located for the other eight carriers Mylo names.6,2
Mylo’s disclosures do not map a carrier to a product or a state, and the published list mixes personal and commercial lines, so a commercial buyer still has to read the issuing insurer off the quote and policy. The “A rated” and “100+ carriers” descriptions are Mylo’s own; no current financial-strength rating is independently verified here, and a carrier’s rating does not transfer to Mylo.5,2
Mylo Claims and Service
Mylo provides an online agency path. The cited accessible pages do not independently establish claims outcomes or a universal claims administrator.1
Mylo Regulatory Record
What We Couldn’t Confirm About Mylo
- Complete current license and appointment coverage outside Massachusetts was not independently established in this record.
- Generic product pages do not identify carrier-by-line and state-specific issuer mapping.
- Mylo operational financials, claims performance and five-year conduct search remain unresolved.
- Mylo publishes nine named carriers but no carrier-to-product or carrier-to-state mapping, and its “100+ A rated carriers” figure is company-reported and unverified.
- Only the Liberty Mutual relationship is corroborated by a carrier-published source, and that listing states no lines, states, limits or binding authority; no carrier-published record was located for the other eight named carriers.
Regulator Searches for Mylo
| Jurisdiction | Result | Notes |
|---|---|---|
 MassachusettsMassachusetts Division of Insurance | Source inaccessible3,4 | The cited Massachusetts P&C and surplus-lines list routes do not establish current Mylo authority or renewal dates in this record. |
 California | Company-reported disclosure1 | Current Mylo business page displays trade name and 0M21171; current authority is not independently established in this record. |
 US/DC | Not researched1 | No completed five-year conduct result is established for the scope described on this page. |
Mylo Licenses and Authority Records
These are reviewed authority records for the named legal entities and what they cover. A license record does not establish that a particular policy is available, bound, or suitable.
| Entity and jurisdiction | Identifier | License class and authority |
|---|---|---|
| Mylo, LLCCalifornia | State license: 0M211711 | License displayed by Mylo for Mylo Insurance Solutions, LLC trade name; Company-reported; current CDI record not independently established in this record |
Which Coverage Lines Does Mylo Offer?
Product pages for the coverage lines Mylo lists.
Comparisons and Insurance Terms Related to Mylo
Mylo serves small employers with 2–99 employees and offers group benefits alongside business insurance; Alliance Risk focuses on complex technology risks.
Amelia Risk brokers insurance for consumer-product and technology companies; Mylo's group-benefits service is separate from commercial insurance, with eligibility for employers with 2–99 employees.
Mylo shops small-business policies and employee benefits; Armilla addresses customer-facing AI guarantees and model risks.
