Show us what HUB placed
Send your declarations pages, your broker agreement and any proposals from HUB or Insureon. Your Spot team notes which channel and which licensed entity appears on each document.
Maple Street Co.Organized by Spot
Switch from HUB International
Moving your insurance program from HUB International? Compare brokers with Spot
Whether HUB placed your program through a local office or the Insureon online route, your Spot team first works out which one it was.
- Sort out HUB office and Insureon paperwork
- Every policy, date and contract requirement together
- Brokers compared on markets and how they’re paid
How it works
We check the paperwork against your contracts
Your Spot team reads your policies against your leases, customer contracts and investor terms, then lists what any new broker has to meet.
General liability insurance
Maple Street Co. · Policy review
- Policy wording
- Coverage limits
- Compare with
- Contract requirements
Confirm with your broker
Limits, exclusions, and endorsements
Meet brokers with us beside you
In your shared Slack channel, your Spot team helps you ask each broker which insurers it would approach, how it’s paid and who handles certificates and claims.
# spot-support
AlexMaple Street Co.
Can we explore other brokers for our general liability insurance?
RileySpot
Let’s review the information and discuss the next steps with your broker.
Hand over without a gap
When you’ve chosen, your Spot team sets the handover for renewal or by letter, and HUB keeps servicing each policy until the new broker confirms in writing.
AlexMaple Street Co.
Can we explore other brokers for our general liability insurance?
Let’s review the information and discuss the next steps with your broker.
General liability insurance policy
Coverage terms · Limits
Moving from HUB International
HUB is a commercial broker covering business insurance, employee benefits, retirement and risk services for companies from startups to large enterprises, with a technology practice. Small accounts that meet its size guidelines can start an online Insureon quote, while other buyers contact a HUB broker or local office. The reviewed site doesn’t offer a public self-serve bind route for mid-market programs.
Why businesses consider switching
- 01
Your account outgrew its route
A route built for small accounts can stop fitting as headcount and revenue grow, and a larger program may call for a broker who builds it policy by policy.
- 02
You want to compare how brokers are paid
Brokers describe commissions, fees and other income in different ways. Some buyers move so they can set those arrangements side by side.
- 03
You want a specialist for your industry
A software company, a manufacturer and a contractor need different insurance markets. Buyers sometimes move to a broker who works mostly in theirs.
- 04
A funding round or a large contract changed your needs
New investors or customers bring new insurance clauses, and some owners want a broker who has handled that kind of change before.
How to switch without a gap
- 01
Find out who signed with HUB
Look at your broker agreement for the HUB entity or office, the term and the notice period. If you bought through Insureon, note the agency named on each policy.
- 02
Choose the new broker with Spot’s help
Ask each candidate for the same things in writing: insurers approached, compensation on your account and the person who will answer your calls.
- 03
Pick a letter or wait for renewal
A broker of record letter moves servicing now. Waiting moves it when the new policy starts. Your Spot team checks both against each insurer’s timing.
- 04
Keep every policy in force until it’s confirmed
Don’t cancel anything first. Once the new broker confirms in writing, reissue certificates, update contacts on leases and contracts, and decide separately about employee benefits.
Coverage to consider
General liability
Buy general liability with Spot: we prepare your submission, compare broker proposals on limits and terms, and get certificates and endorsements ready.
Get quotesWorkers’ compensation
Workers’ compensation with Spot: state requirements checked, payroll and job classifications described correctly, and broker proposals compared before you bind.
Get quotesCommercial property
Commercial property insurance with Spot: every location prepared for the market and proposals compared on valuation, coinsurance, deductibles and exclusions.
Get quotesCyber liability
Buy cyber insurance with Spot: we describe your systems and controls for insurers, compare response and liability limits, and check customer cyber clauses.
Get quotesDirectors and officers
Buy D&O insurance with Spot: a prepared submission, broker proposals compared on insureds, defense costs and exclusions, and your policy kept on file.
Get quotesTechnology errors and omissions (E&O)
Tech E&O with Spot for software, hosting and integration companies: every service described, contracts read against proposals, and certificates for customers.
Get quotesEmployee health and benefits
Employee health benefits with Spot: workforce details prepared, plans compared on networks and total cost, and self-funding and stop-loss terms explained.
Get quotesCommercial auto
Commercial auto with Spot: one submission for your vehicles and drivers, and proposals compared on liability, vehicle damage, deductibles and who’s covered.
Get quotes
Common questions
I got my policy through an Insureon quote. Does that change anything?
It can, because the route you used shapes who services the policy. Check your paperwork for the broker or agency named on it, and your Spot team plans around that.
Can Spot help a mid-market program change brokers?
Yes. Mid-market programs run through a broker, and Spot works alongside brokers. Your team puts every policy, date and contract requirement in one place so a new broker can quote it all.
Is Spot affiliated with HUB International?
No. Spot has no affiliation with HUB or with Insureon. Their names appear here only so you can tell which provider you’re leaving.
Can I change brokers part-way through the policy year?
Often, yes, with a broker of record letter. Each insurer sets its own effective date, and a policy placed through a local office may differ from one bought through Insureon, so your Spot team asks before you sign.
Does Spot take a commission if I pick a new broker?
No. Spot takes no commissions on premiums and works beside whichever broker you choose. Ask that broker for its own compensation in writing.
Related
Get insurance off your to-do list.
Whether HUB placed your program through a local office or the Insureon online route, your Spot team first works out which one it was.
Get StartedLearn more before you switch providers
Read these before you choose a policy or an insurer.
More guides
- General liability: A Buyer’s Guide
- Workers’ compensation: A Buyer’s Guide
- Commercial property: A Buyer’s Guide
- Cyber liability: A Buyer’s Guide
- Directors and officers: A Buyer’s Guide
- Technology errors and omissions (E&O): A Buyer’s Guide
- Employee health and benefits: A Buyer’s Guide
- Commercial auto: A Buyer’s Guide