Switch from Gallagher
Gallagher operates through several entities with separate teams for technology risk, executive risk and benefits, and your Spot team maps which agreement covers what before you compare brokers.
Gallagher works through several entities, and some accounts came from Woodruff Sawyer. Send your engagement letter and policies so your Spot team records the entity and portal you use.
We separate technology E&O, cyber and directors and officers from general liability, workers’ compensation, property, benefits and umbrella, since different Gallagher teams may handle them.
General liability insurance
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Limits, exclusions, and endorsements
Spot works alongside brokers, so we help you ask each candidate about technology experience, transaction support and certificate service.
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General liability insurance policy
Coverage terms · Limits
Gallagher is a large brokerage covering business insurance, technology risk and employee benefits, with technology teams for startups through enterprise and separate executive-risk and transaction support. You can begin through an advisor inquiry or by calling or scheduling with an advisor. The entity on your engagement matters, since Gallagher operates through several.
Transaction work can change which broker team you want beside you.
Some businesses keep benefits with one broker and move liability programs to another.
A company that grew past a startup team or shrank after layoffs may want a different servicing model.
A new broker often reviews which insurers are asked to quote.
Find the term, notice and servicing sections of your agreement.
Gallagher describes pre-renewal meetings across finance, HR, operations and risk, so ask new brokers about theirs.
A broker of record letter can start servicing earlier. Renewal appointments wait for the policy date.
Get confirmation from each insurer, move your portal access and certificate requests to the new broker, and update contacts on contracts.
Buy general liability with Spot: we prepare your submission, compare broker proposals on limits and terms, and get certificates and endorsements ready.
Get quotesWorkers’ compensation with Spot: state requirements checked, payroll and job classifications described correctly, and broker proposals compared before you bind.
Get quotesCommercial property insurance with Spot: every location prepared for the market and proposals compared on valuation, coinsurance, deductibles and exclusions.
Get quotesBuy cyber insurance with Spot: we describe your systems and controls for insurers, compare response and liability limits, and check customer cyber clauses.
Get quotesBuy D&O insurance with Spot: a prepared submission, broker proposals compared on insureds, defense costs and exclusions, and your policy kept on file.
Get quotesTech E&O with Spot for software, hosting and integration companies: every service described, contracts read against proposals, and certificates for customers.
Get quotesEmployee health benefits with Spot: workforce details prepared, plans compared on networks and total cost, and self-funding and stop-loss terms explained.
Get quotesUmbrella and excess liability with Spot: contract limits checked, the underlying schedule confirmed and attachment terms compared before you bind.
Get quotesGallagher operates through several entities with separate teams for technology risk, executive risk and benefits, and your Spot team maps which agreement covers what before you compare brokers.
Get StartedRead these before you choose a policy or an insurer.
