Switch from Cowbell
Cowbell sells cyber through agents on a platform they use to quote and bind, so your Spot team works from your agent’s file and rebuilds the same structure with other insurers.
Upload the Cowbell declarations, the forms and the renewal proposal. Your Spot team writes down the layers, limits and retentions, plus any technology E&O or management liability on the same account.
We gather your size, systems, security controls and customer contracts. A larger account may need a signed application and review, so we prepare it early.
Cyber liability insurance
Maple Street Co. · Policy review
Confirm with your broker
Limits, exclusions, and endorsements
Brokers ask for cyber at the same layers as yours, plus the other lines you carry. Replies arrive in your Slack channel.
# spot-support
AlexMaple Street Co.
RileySpot
Your Spot team compares each tower and the risk services included, then helps you bind while the existing policy is still active.
Insurance documents
Broker reviewCyber liability insurance
Incident response · Business interruption
Maple Street Co.
Cowbell is a cyber-focused insurance platform with size-based primary and excess programs, technology E&O and a Zurich management liability product. Buyers work through an insurance agent or broker, and appointed agents use Cowbell’s platform to quote, bind and issue eligible products. No direct-buyer quote path was described.
Growth often calls for excess limits on top of a primary policy.
A cyber-only program can leave a gap when customers focus on service failures.
Appointments differ by product, and a change of agent or broker can open different markets.
Cyber, management liability and certificates are easier to follow when a single team tracks them.
Note the date, premium, limits and layers, and any financing arrangement tied to the annual premium.
Ask for the same structure from other insurers so limits line up across proposals.
Every layer must be in force before you release the previous policy, or a gap in the excess can leave a loss uncovered.
Cowbell sends policyholders to their agent for cancellations. If you financed the premium, ask for the cancellation balance and refund treatment in writing, then replace certificates.
Buy cyber insurance with Spot: we describe your systems and controls for insurers, compare response and liability limits, and check customer cyber clauses.
Get quotesTech E&O with Spot for software, hosting and integration companies: every service described, contracts read against proposals, and certificates for customers.
Get quotesBuy management liability with Spot: a prepared submission, each coverage part compared across broker proposals, and your whole program kept together.
Get quotesBuy D&O insurance with Spot: a prepared submission, broker proposals compared on insureds, defense costs and exclusions, and your policy kept on file.
Get quotesEmployment practices liability with Spot: a prepared submission and proposals compared on who’s insured, claim triggers, retentions and defense terms.
Get quotesBuy fiduciary liability with Spot: a prepared plan submission, proposals compared on insured plans, defense terms and exclusions, and your policy kept together.
Get quotesBuy commercial crime insurance with Spot: a prepared submission, proposals compared on theft, forgery and funds-transfer fraud, and your controls described clearly.
Get quotesCowbell sells cyber through agents on a platform they use to quote and bind, so your Spot team works from your agent’s file and rebuilds the same structure with other insurers.
Get StartedRead these before you choose a policy or an insurer.
