Switch from Coalition
Coalition cyber, technology E&O and executive-risks policies are placed through brokers, and your Spot team takes the same details to other markets so you can read the results next to your current wording.
Upload the declarations page, the cyber and technology E&O forms and any executive-risks policy. Your Spot team notes which insurer issued each one, since admitted and surplus placements can use different companies.
Your Spot team writes down what you build, host or advise on, and which obligations your customer contracts put on you. A technology E&O application can need underwriter review before a price is released, so this description gets written once and carefully.
Cyber liability insurance
Orbit Software · Policy review
Confirm with your broker
Limits, exclusions, and endorsements
Brokers take the submission to insurers, and you see what comes back in your shared channel. Ask your Spot team why a quote carries a condition and they will find it in the proposal.
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TaylorOrbit Software
RileySpot
Your Spot team lines up limits, retentions, exclusions and any security services each proposal includes. When you choose, we help you bind before the Coalition policy ends.
Insurance documents
Broker reviewCyber liability insurance
Incident response · Business interruption
Orbit Software
Coalition sells cyber insurance through brokers and pairs it with its Control security monitoring. Technology companies can add technology E&O to the same program, and private and nonprofit US organizations can buy executive-risks coverage such as D&O, employment practices, fiduciary and crime. Applications for technology E&O can need review before a price is released.
A new premium, retention or exclusion at renewal is a reasonable moment to see what the wider market would offer for the same cyber and technology profile.
Companies that started with cyber often add technology E&O once enterprise customers write service failures into their contracts.
Once you have a board or investors, directors and officers, employment practices and crime cover tend to join the conversation.
Some founders prefer a team that tracks renewals, certificates and questionnaires over handling them alone.
Your declarations page shows the end date. Read the renewal offer for changes to limits, retentions and endorsements.
Technology applications can need review, so leave enough time for underwriters to ask questions and for you to read the answers.
Keep the Coalition policy in force until the replacement is bound in writing. Cyber and technology E&O are usually claims-made, so check retroactive dates and prior-acts wording before anything ends.
Coalition sells through brokers, so the broker on your policy handles the cancellation request and any return premium. Then issue fresh certificates of insurance from the Spot app for the customers who hold copies.
Buy cyber insurance with Spot: we describe your systems and controls for insurers, compare response and liability limits, and check customer cyber clauses.
Get quotesTech E&O with Spot for software, hosting and integration companies: every service described, contracts read against proposals, and certificates for customers.
Get quotesBuy D&O insurance with Spot: a prepared submission, broker proposals compared on insureds, defense costs and exclusions, and your policy kept on file.
Get quotesEmployment practices liability with Spot: a prepared submission and proposals compared on who’s insured, claim triggers, retentions and defense terms.
Get quotesBuy commercial crime insurance with Spot: a prepared submission, proposals compared on theft, forgery and funds-transfer fraud, and your controls described clearly.
Get quotesBuy fiduciary liability with Spot: a prepared plan submission, proposals compared on insured plans, defense terms and exclusions, and your policy kept together.
Get quotesMedia liability with Spot for publishers, agencies and producers: your content and licenses described, proposals compared on rights and defense terms.
Get quotesBuy professional liability (E&O) with Spot: a prepared submission, proposals compared on scheduled services, claims-made terms and defense, and certificates handled.
Get quotesCoalition cyber, technology E&O and executive-risks policies are placed through brokers, and your Spot team takes the same details to other markets so you can read the results next to your current wording.
Get StartedRead these before you choose a policy or an insurer.
