Coalition Cyber Insurance

Coalition designs and distributes its own cyber policy and pairs it with security monitoring and incident-response services. ¹Company-reportedU.S. Active Cyber Insurance for small and midsize businesses, as described on the product page.

Admitted cyber policies are issued by Coalition Insurance Company. Non-admitted (surplus lines) policies are placed with unaffiliated insurers, so the carrier depends on the policy route. ³Company-reportedU.S. disclaimers for admitted and non-admitted cyber; restates the verified provider fact insurer-route.

Coalition states that its admitted and surplus lines cyber policies are offered in all 50 states and Washington, D.C. ⁴Company-reportedAvailability help article; eligibility for a particular business depends on underwriting.

Coalition says breach-response expenses have a separate limit, so response costs do not use up the limit for other coverages. ¹Company-reportedProduct-page description; the issued policy and declarations control.

Coalition lists pay-on-behalf cyber extortion coverage, funds transfer fraud and business interruption losses among its cyber coverages. ¹Company-reportedProduct-page coverage highlights, subject to exclusions and the policy as issued.

Coalition offers U.S. surplus lines excess cyber coverage above an underlying policy. Its public pages do not publish maximum primary limits or retentions. ^1,6Company-reportedExcess product help article; limit and retention amounts appear only on quotes.

Policyholders get Coalition Control at no additional cost, including attack-surface monitoring, vendor risk monitoring, zero-day alerts and Login Security for Microsoft or Google accounts. ²Company-reportedCoalition Control policyholder features page.

You buy Coalition cyber through an appointed insurance broker. Underwriting considers industry, finances, operations and security posture. ⁵Company-reportedQualification help article; restates the verified provider fact broker-application.

Coalition describes an in-house cyber claims team and an affiliated incident response firm, Coalition Incident Response, and says it often recovers stolen funds after transfer fraud. ¹Company-reportedProduct page claims and incident-response sections; outcome statistics are company-reported and not independently verified.