Coalition Cyber Insurance
Coalition Active Cyber Insurance
Coalition designs and distributes its own cyber policy and pairs it with security monitoring and incident-response services. 1Company-reported. U.S. Active Cyber Insurance for small and midsize businesses, as described on the product page.
Issuing Insurer
Admitted cyber policies are issued by Coalition Insurance Company. Non-admitted (surplus lines) policies are placed with unaffiliated insurers, so the carrier depends on the policy route. 3Company-reported. U.S. disclaimers for admitted and non-admitted cyber; restates the verified provider fact insurer-route.
Who It’s For
Coalition states that its admitted and surplus lines cyber policies are offered in all 50 states and Washington, D.C. 4Company-reported. Availability help article; eligibility for a particular business depends on underwriting.
Coverage Features
Coalition says breach-response expenses have a separate limit, so response costs do not use up the limit for other coverages. 1Company-reported. Product-page description; the issued policy and declarations control.
Coalition lists pay-on-behalf cyber extortion coverage, funds transfer fraud and business interruption losses among its cyber coverages. 1Company-reported. Product-page coverage highlights, subject to exclusions and the policy as issued.
Limits and Retentions
Risk Services
Policyholders get Coalition Control at no additional cost, including attack-surface monitoring, vendor risk monitoring, zero-day alerts and Login Security for Microsoft or Google accounts. 2Company-reported. Coalition Control policyholder features page.
How to Apply
You buy Coalition cyber through an appointed insurance broker. Underwriting considers industry, finances, operations and security posture. 5Company-reported. Qualification help article; restates the verified provider fact broker-application.
Claims Support
Coalition describes an in-house cyber claims team and an affiliated incident response firm, Coalition Incident Response, and says it often recovers stolen funds after transfer fraud. 1Company-reported. Product page claims and incident-response sections; outcome statistics are company-reported and not independently verified.
Coalition Cyber Insurance Compared
Other Coalition Coverage Lines
Sources
- Active Cyber Insurance. Coalition; Cyber coverage tailored to your organization’s cyber risk needs: separate limit for breach response, pay-on-behalf for cyber extortion, funds transfer fraud recovery, business interruption; Our Claims Approach; Coalition Incident Response. Accessed 2026-09-23.
- Coalition Control. Coalition; Policyholder Features: attack surface monitoring, Login Security, Cyber Health Rating, third-party risk management, zero-day alerts. Accessed 2026-09-23.
- U.S. Disclaimers. Coalition; Non-Admitted Cyber; Admitted Cyber; Admitted and Non-admitted Cyber. Accessed 2026-09-16.
- Where does Coalition offer cyber insurance coverage? Coalition; United States. Accessed 2026-09-16.
- How do I qualify for and buy cyber insurance from Coalition? Coalition; Eligibility; broker contact; underwriting paragraphs. Accessed 2026-09-16.
- Does Coalition offer Excess coverage? Coalition; What excess products does Coalition offer, and in what regions? Accessed 2026-09-16.
