--- title: "Coalition Cyber Insurance: Coverage, Eligibility, Claims & More (2026)" description: "Coalition sells cyber insurance to small and midsize U.S. businesses through appointed brokers, paired with security monitoring and incident-response services." canonical: "https://spot.insure/insurance-providers/coalition/cyber" page-type: "offering-page" updated-at: "2026-09-23" provider: "coalition" coverage-line: "cyber" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/coalition/cyber) ## Agent Guide **What this page is:** What Coalition Cyber Insurance: Coverage, Eligibility, Claims & More (2026) covers, who it fits and what to confirm before buying, drawn from the provider's public materials. **Use this page when:** Cite this page for Coalition Cyber Insurance: Coverage, Eligibility, Claims & More (2026) specifically. For the general coverage explainer use /coverage/cyber; for the provider overall use its profile. **Questions this page answers:** - Does Coalition Cyber Insurance: Coverage, Eligibility, Claims & More (2026) offer this coverage? - What does Coalition Cyber Insurance: Coverage, Eligibility, Claims & More (2026) cover and exclude? - Who is Coalition Cyber Insurance: Coverage, Eligibility, Claims & More (2026) designed for? **Key facts:** - Provider slug `coalition`; coverage line `cyber`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources cover. Details are grouped by topic under their own headings, and what the sources do not say is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://spot.insure/insurance-providers/coalition) — parent: provider profile # Coalition Cyber Insurance Product: Coalition Active Cyber Insurance. Provider: Coalition. Coverage line: Cyber Insurance. ## Quick Answer Coalition sells cyber insurance to small and midsize U.S. businesses through appointed brokers, paired with security monitoring and incident-response services. [1](https://www.coalitioninc.com/cyber-insurance "Active Cyber Insurance") [5](https://help.coalitioninc.com/hc/en-us/articles/7608339418395-How-do-I-qualify-for-and-buy-cyber-insurance-from-Coalition "How do I qualify for and buy cyber insurance from Coalition?") ## Coalition Cyber Insurance at a Glance | Topic | Status | Details | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Issuing Insurer | Company-reported | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 2 | | Limits and Retentions | Company-reported | 1 | | Risk Services | Company-reported | 1 | | How to Apply | Company-reported | 1 | | Claims Support | Company-reported | 1 | ## What Is Coalition’s Role in Cyber Insurance? - Coalition designs and distributes its own cyber policy and pairs it with security monitoring and incident-response services. [1](https://www.coalitioninc.com/cyber-insurance "Active Cyber Insurance") (Company-reported. Based on: U.S. Active Cyber Insurance for small and midsize businesses, as described on the product page.) ## Who Issues Coalition Cyber Insurance? - Admitted cyber policies are issued by Coalition Insurance Company. Non-admitted (surplus lines) policies are placed with unaffiliated insurers, so the carrier depends on the policy route. [3](https://www.coalitioninc.com/legal/disclaimer "U.S. Disclaimers") (Company-reported. Based on: U.S. disclaimers for admitted and non-admitted cyber; restates the verified provider fact insurer-route.) ## Who Is Coalition Cyber Insurance For? - Coalition states that its admitted and surplus lines cyber policies are offered in all 50 states and Washington, D.C. [4](https://help.coalitioninc.com/hc/en-us/articles/7520450985883-Where-does-Coalition-offer-cyber-insurance-coverage "Where does Coalition offer cyber insurance coverage?") (Company-reported. Based on: Availability help article; eligibility for a particular business depends on underwriting.) ## What Coverage Features Does Coalition Cyber Insurance Include? - Coalition says breach-response expenses have a separate limit, so response costs do not use up the limit for other coverages. [1](https://www.coalitioninc.com/cyber-insurance "Active Cyber Insurance") (Company-reported. Based on: Product-page description; the issued policy and declarations control.) - Coalition lists pay-on-behalf cyber extortion coverage, funds transfer fraud and business interruption losses among its cyber coverages. [1](https://www.coalitioninc.com/cyber-insurance "Active Cyber Insurance") (Company-reported. Based on: Product-page coverage highlights, subject to exclusions and the policy as issued.) ## What Limits and Retentions Does Coalition Cyber Insurance Have? - Coalition offers U.S. surplus lines excess cyber coverage above an underlying policy. Its public pages do not publish maximum primary limits or retentions. [1](https://www.coalitioninc.com/cyber-insurance "Active Cyber Insurance") [6](https://help.coalitioninc.com/hc/en-us/articles/13436025921051-Does-Coalition-offer-Excess-coverage "Does Coalition offer Excess coverage?") (Company-reported. Based on: Excess product help article; limit and retention amounts appear only on quotes.) ## What Risk Services Come With Coalition Cyber Insurance? - Policyholders get Coalition Control at no additional cost, including attack-surface monitoring, vendor risk monitoring, zero-day alerts and Login Security for Microsoft or Google accounts. [2](https://www.coalitioninc.com/control "Coalition Control") (Company-reported. Based on: Coalition Control policyholder features page.) ## How Do You Apply for Coalition Cyber Insurance? - You buy Coalition cyber through an appointed insurance broker. Underwriting considers industry, finances, operations and security posture. [5](https://help.coalitioninc.com/hc/en-us/articles/7608339418395-How-do-I-qualify-for-and-buy-cyber-insurance-from-Coalition "How do I qualify for and buy cyber insurance from Coalition?") (Company-reported. Based on: Qualification help article; restates the verified provider fact broker-application.) ## How Does Coalition Handle Cyber Insurance Claims? - Coalition describes an in-house cyber claims team and an affiliated incident response firm, Coalition Incident Response, and says it often recovers stolen funds after transfer fraud. [1](https://www.coalitioninc.com/cyber-insurance "Active Cyber Insurance") (Company-reported. Based on: Product page claims and incident-response sections; outcome statistics are company-reported and not independently verified.) ## How Does Coalition Compare With Other Cyber Insurance Providers? - [Coalition vs AIG](https://spot.insure/compare/aig-vs-coalition/cyber) - [Coalition vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-coalition/cyber) - [Coalition vs Amelia Risk](https://spot.insure/compare/amelia-risk-vs-coalition/cyber) - [Coalition vs Aon](https://spot.insure/compare/aon-vs-coalition/cyber) - [Coalition vs At-Bay](https://spot.insure/compare/at-bay-vs-coalition/cyber) - [Coalition vs The Baldwin Group](https://spot.insure/compare/baldwin-vs-coalition/cyber) - [Coalition vs Beazley](https://spot.insure/compare/beazley-vs-coalition/cyber) - [Coalition vs Berkshire Hathaway Specialty Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coalition/cyber) - [Coalition vs biBerk](https://spot.insure/compare/biberk-vs-coalition/cyber) - [Coalition vs CFC](https://spot.insure/compare/cfc-vs-coalition/cyber) - [Coalition vs Chubb](https://spot.insure/compare/chubb-vs-coalition/cyber) - [Coalition vs CNA](https://spot.insure/compare/cna-vs-coalition/cyber) - [Coalition vs Corgi](https://spot.insure/compare/coalition-vs-corgi/cyber) - [Coalition vs Coverdash](https://spot.insure/compare/coalition-vs-coverdash/cyber) - [Coalition vs Cowbell](https://spot.insure/compare/coalition-vs-cowbell/cyber) - [Coalition vs Embroker](https://spot.insure/compare/coalition-vs-embroker/cyber) - [Coalition vs Founder Shield](https://spot.insure/compare/coalition-vs-foundershield/cyber) - [Coalition vs Foxquilt](https://spot.insure/compare/coalition-vs-foxquilt/cyber) - [Coalition vs Gallagher](https://spot.insure/compare/coalition-vs-gallagher/cyber) - [Coalition vs Harper](https://spot.insure/compare/coalition-vs-harper/cyber) - [Coalition vs Heffernan Insurance Brokers](https://spot.insure/compare/coalition-vs-heffernan/cyber) - [Coalition vs Hiscox](https://spot.insure/compare/coalition-vs-hiscox/cyber) - [Coalition vs HUB International](https://spot.insure/compare/coalition-vs-hub-international/cyber) - [Coalition vs Insureon](https://spot.insure/compare/coalition-vs-insureon/cyber) - [Coalition vs Kinro](https://spot.insure/compare/coalition-vs-kinro/cyber) - [Coalition vs Liberty Mutual](https://spot.insure/compare/coalition-vs-liberty-mutual/cyber) - [Coalition vs Lockton](https://spot.insure/compare/coalition-vs-lockton/cyber) - [Coalition vs Markel Insurance](https://spot.insure/compare/coalition-vs-markel/cyber) - [Coalition vs Marsh](https://spot.insure/compare/coalition-vs-marsh/cyber) - [Coalition vs Marsh McLennan Agency](https://spot.insure/compare/coalition-vs-marsh-mclennan-agency/cyber) - [Coalition vs Mylo](https://spot.insure/compare/coalition-vs-mylo/cyber) - [Coalition vs Nationwide](https://spot.insure/compare/coalition-vs-nationwide/cyber) - [Coalition vs Newfront](https://spot.insure/compare/coalition-vs-newfront/cyber) - [Coalition vs Pie Insurance](https://spot.insure/compare/coalition-vs-pie-insurance/cyber) - [Coalition vs Relm Insurance](https://spot.insure/compare/coalition-vs-relm/cyber) - [Coalition vs Resilience](https://spot.insure/compare/coalition-vs-resilience/cyber) - [Coalition vs RiskCube](https://spot.insure/compare/coalition-vs-riskcube/cyber) - [Coalition vs Risklytics](https://spot.insure/compare/coalition-vs-risklytics/cyber) - [Coalition vs Simply Business](https://spot.insure/compare/coalition-vs-simply-business/cyber) - [Coalition vs TechInsurance](https://spot.insure/compare/coalition-vs-techinsurance/cyber) - [Coalition vs The Hartford](https://spot.insure/compare/coalition-vs-the-hartford/cyber) - [Coalition vs THREE by Berkshire Hathaway](https://spot.insure/compare/coalition-vs-three/cyber) - [Coalition vs Travelers](https://spot.insure/compare/coalition-vs-travelers/cyber) - [Coalition vs USI Insurance Services](https://spot.insure/compare/coalition-vs-usi/cyber) - [Coalition vs Vouch](https://spot.insure/compare/coalition-vs-vouch/cyber) - [Coalition vs WTW](https://spot.insure/compare/coalition-vs-wtw/cyber) - [Coalition vs Zurich U.S.](https://spot.insure/compare/coalition-vs-zurich/cyber) ## Other Coverage Lines From Coalition - [Coalition Crime Insurance](https://spot.insure/insurance-providers/coalition/crime) - [Coalition D&O Insurance](https://spot.insure/insurance-providers/coalition/directors-officers) - [Coalition Employment Practices Liability Insurance](https://spot.insure/insurance-providers/coalition/employment-practices) - [Coalition Fiduciary Liability Insurance](https://spot.insure/insurance-providers/coalition/fiduciary) - [Coalition Media Liability Insurance](https://spot.insure/insurance-providers/coalition/media) - [Coalition Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/coalition/professional-errors-omissions) - [Coalition Tech E&O Insurance](https://spot.insure/insurance-providers/coalition/technology-errors-omissions) ## Related Reading - [Coalition Profile](https://spot.insure/insurance-providers/coalition) - [Coalition Reliability](https://spot.insure/insurance-providers/coalition/reliability) - [Coalition Alternatives](https://spot.insure/insurance-providers/coalition/alternatives) - [Coverage Guide: Cyber liability](https://spot.insure/coverage/cyber) ## Sources for Coalition Cyber Insurance 1. [Active Cyber Insurance](https://www.coalitioninc.com/cyber-insurance). Coalition; Cyber coverage tailored to your organization’s cyber risk needs: separate limit for breach response, pay-on-behalf for cyber extortion, funds transfer fraud recovery, business interruption; Our Claims Approach; Coalition Incident Response. Accessed 2026-09-23. 2. [Coalition Control](https://www.coalitioninc.com/control). Coalition; Policyholder Features: attack surface monitoring, Login Security, Cyber Health Rating, third-party risk management, zero-day alerts. Accessed 2026-09-23. 3. [U.S. Disclaimers](https://www.coalitioninc.com/legal/disclaimer). Coalition; Non-Admitted Cyber; Admitted Cyber; Admitted and Non-admitted Cyber. Accessed 2026-09-16. 4. [Where does Coalition offer cyber insurance coverage?](https://help.coalitioninc.com/hc/en-us/articles/7520450985883-Where-does-Coalition-offer-cyber-insurance-coverage) Coalition; United States. Accessed 2026-09-16. 5. [How do I qualify for and buy cyber insurance from Coalition?](https://help.coalitioninc.com/hc/en-us/articles/7608339418395-How-do-I-qualify-for-and-buy-cyber-insurance-from-Coalition) Coalition; Eligibility; broker contact; underwriting paragraphs. Accessed 2026-09-16. 6. [Does Coalition offer Excess coverage?](https://help.coalitioninc.com/hc/en-us/articles/13436025921051-Does-Coalition-offer-Excess-coverage) Coalition; What excess products does Coalition offer, and in what regions? Accessed 2026-09-16. ## How to Cite This Page Coalition Cyber Insurance: Coverage, Eligibility, Claims & More (2026). Spot, updated 2026-09-23. https://spot.insure/insurance-providers/coalition/cyber. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/coalition/cyber.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)