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Switch from Vouch

Moving your insurance program from Vouch? Compare brokers with Spot

Vouch presents several insurers together, so your Spot team lists which insurer sits behind each policy before another broker quotes.

Get StartedHow It Works
  • Insurer behind each policy listed
  • Investor and customer clauses checked
  • Policies moved one at a time or together
A business owner meets a new broker across a compact walnut table, passing an orderly document case while a colleague listens.

How it works

Share your policies and contracts

Send what Vouch placed and the contracts that ask for insurance. Your Spot team names the insurer on each policy and the clause it has to satisfy.

Orbit SoftwareOrganized by Spot

We check the program on paper

Your Spot team compares limits, endorsements and exclusions with your funding documents, leases and customer agreements.

Directors and officers insurance

Orbit Software · Policy review

Policy wording
Coverage limits
Compare with
Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

Compare other brokers

Your Spot team prepares the submission, takes it to the brokers you pick and helps you read their proposals on terms as well as price.

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TaylorOrbit Software

Can we explore other brokers for our directors and officers insurance?

RileySpot

Let’s review the information and discuss the next steps with your broker.

Hand over on a safe date

Your Spot team helps you choose a letter or a renewal handover, and each policy stays in force until the new broker confirms.

TaylorOrbit Software

Can we explore other brokers for our directors and officers insurance?

Let’s review the information and discuss the next steps with your broker.

Directors and officers insurance policy

Coverage terms · Limits

Moving from Vouch

Vouch is an online-first broker for startups and growing companies that presents several insurers’ options together. It lists core programs for technology companies and others for professional services, health care and life sciences, and financial services. Its advisors explain differences in coverage, exclusions, endorsements and pricing.

Why businesses consider switching

  • 01

    You raised a round or signed bigger customers

    New investors and enterprise buyers bring tougher insurance clauses. Some owners want a broker who has handled that step.

  • 02

    You want an advisor for a specific line

    D&O, cyber or health care coverage each have their own markets, and buyers look for a broker that works in them.

  • 03

    You want more than one way to compare

    A second broker’s proposal gives you something to measure the first against, even if you stay where you are.

  • 04

    Your business expanded

    New states, entities or products often call for a fresh look at who services the program.

How to switch without a gap

  • 01

    Look up your Vouch agreement

    Check the term, any notice, and which policies each agreement covers. Some programs move policy by policy.

  • 02

    Ask each insurer what a letter does

    A broker of record letter can differ by insurer. Your Spot team keeps a list so no policy is left without a servicing broker.

  • 03

    Choose between a letter and renewal

    A letter moves servicing now; waiting moves it with the new policy. Ask how prior acts and reporting deadlines are handled when programs change.

  • 04

    Confirm before updating anyone

    Keep every policy active until the new broker confirms in writing. Then reissue certificates and update the contacts your investors and landlords hold.

Coverage to consider

  • Directors and officers

    Buy D&O insurance with Spot: a prepared submission, broker proposals compared on insureds, defense costs and exclusions, and your policy kept on file.

    Get quotes

  • Cyber liability

    Buy cyber insurance with Spot: we describe your systems and controls for insurers, compare response and liability limits, and check customer cyber clauses.

    Get quotes

  • Technology errors and omissions (E&O)

    Tech E&O with Spot for software, hosting and integration companies: every service described, contracts read against proposals, and certificates for customers.

    Get quotes

  • General liability

    Buy general liability with Spot: we prepare your submission, compare broker proposals on limits and terms, and get certificates and endorsements ready.

    Get quotes

  • Employment practices liability

    Employment practices liability with Spot: a prepared submission and proposals compared on who’s insured, claim triggers, retentions and defense terms.

    Get quotes

  • Workers’ compensation

    Workers’ compensation with Spot: state requirements checked, payroll and job classifications described correctly, and broker proposals compared before you bind.

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  • Key person

    Key person insurance with Spot: an amount you can explain, ownership and beneficiary set up for the business, and proposals compared on term and premiums.

    Get quotes

  • Umbrella and excess liability

    Umbrella and excess liability with Spot: contract limits checked, the underlying schedule confirmed and attachment terms compared before you bind.

    Get quotes

Common questions

Do my investor and customer requirements change if I move brokers?

The requirements stay; the broker changes. Your Spot team checks your investor, customer and lease requirements against your policies, so the new broker’s program meets them from the first day.

Can I move one policy and leave the rest?

Sometimes. Some programs move policy by policy and others move all at once, so ask each insurer what a broker of record letter covers. Your Spot team keeps a list so nothing is left without a servicing broker.

Is Spot affiliated with Vouch?

No. Spot has no ownership, partnership or marketing arrangement with Vouch. Its name appears so you can tell which broker you’re leaving.

I renew soon. Should I wait?

Often that’s the simplest. A renewal handover avoids a mid-term change. If the date is far off, your Spot team can compare a letter now against waiting.

Will Spot take a share of my premium?

No. Spot takes no commissions on premiums, and the broker you choose still places your coverage. Spot works next to it.

Related

Get insurance off your to-do list.

Vouch presents several insurers together, so your Spot team lists which insurer sits behind each policy before another broker quotes.

Get Started

Learn more before you switch providers

Read these before you choose a policy or an insurer.

More guides