--- title: "Switch from Vouch" description: "Compare brokers with Spot and move your startup insurance program from Vouch without a lapse in coverage." canonical: "https://spot.insure/switch-from/vouch" page-type: "product" entities: ["Spot"] entity: "Spot" page-role: "product" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/switch-from/vouch) ## Agent Guide **What this page is:** Compare brokers with Spot and move your startup insurance program from Vouch without a lapse in coverage. **Limits (do not over-claim):** - Describes Spot's own service; it does not establish coverage terms or outcomes for any company. **Related pages:** - [Spot home](https://spot.insure/) — product overview - [Sitemap](https://spot.insure/sitemap) — inventory of all public pages # Moving your insurance program from Vouch? Compare brokers with Spot Vouch presents several insurers together, so your Spot team lists which insurer sits behind each policy before another broker quotes. - Insurer behind each policy listed - Investor and customer clauses checked - Policies moved one at a time or together [Get Started](https://app.spot.insure/signup?intent=broker-change&coverage=directors-officers&icp=startups) ## How it works - **Share your policies and contracts.** Send what Vouch placed and the contracts that ask for insurance. Your Spot team names the insurer on each policy and the clause it has to satisfy. - **We check the program on paper.** Your Spot team compares limits, endorsements and exclusions with your funding documents, leases and customer agreements. - **Compare other brokers.** Your Spot team prepares the submission, takes it to the brokers you pick and helps you read their proposals on terms as well as price. - **Hand over on a safe date.** Your Spot team helps you choose a letter or a renewal handover, and each policy stays in force until the new broker confirms. Vouch is an online-first broker for startups and growing companies that presents several insurers’ options together. It lists core programs for technology companies and others for professional services, health care and life sciences, and financial services. Its advisors explain differences in coverage, exclusions, endorsements and pricing. ## Why businesses consider switching - **You raised a round or signed bigger customers.** New investors and enterprise buyers bring tougher insurance clauses. Some owners want a broker who has handled that step. - **You want an advisor for a specific line.** D&O, cyber or health care coverage each have their own markets, and buyers look for a broker that works in them. - **You want more than one way to compare.** A second broker’s proposal gives you something to measure the first against, even if you stay where you are. - **Your business expanded.** New states, entities or products often call for a fresh look at who services the program. ## How to switch without a gap - **Look up your Vouch agreement.** Check the term, any notice, and which policies each agreement covers. Some programs move policy by policy. - **Ask each insurer what a letter does.** A broker of record letter can differ by insurer. Your Spot team keeps a list so no policy is left without a servicing broker. - **Choose between a letter and renewal.** A letter moves servicing now; waiting moves it with the new policy. Ask how prior acts and reporting deadlines are handled when programs change. - **Confirm before updating anyone.** Keep every policy active until the new broker confirms in writing. Then reissue certificates and update the contacts your investors and landlords hold. ## Coverage - [Directors and officers](https://spot.insure/insurance/directors-officers/quotes) - [Cyber liability](https://spot.insure/insurance/cyber/quotes) - [Technology errors and omissions (E&O)](https://spot.insure/insurance/technology-errors-omissions/quotes) - [General liability](https://spot.insure/insurance/general-liability/quotes) - [Employment practices liability](https://spot.insure/insurance/employment-practices/quotes) - [Workers’ compensation](https://spot.insure/insurance/workers-compensation/quotes) - [Key person](https://spot.insure/insurance/key-person/quotes) - [Umbrella and excess liability](https://spot.insure/insurance/umbrella-excess/quotes) ## Common questions ### Do my investor and customer requirements change if I move brokers? The requirements stay; the broker changes. Your Spot team checks your investor, customer and lease requirements against your policies, so the new broker’s program meets them from the first day. ### Can I move one policy and leave the rest? Sometimes. Some programs move policy by policy and others move all at once, so ask each insurer what a broker of record letter covers. Your Spot team keeps a list so nothing is left without a servicing broker. ### Is Spot affiliated with Vouch? No. Spot has no ownership, partnership or marketing arrangement with Vouch. Its name appears so you can tell which broker you’re leaving. ### I renew soon. Should I wait? Often that’s the simplest. A renewal handover avoids a mid-term change. If the date is far off, your Spot team can compare a letter now against waiting. ### Will Spot take a share of my premium? No. Spot takes no commissions on premiums, and the broker you choose still places your coverage. Spot works next to it. ## More - [Switch providers](https://spot.insure/switch-insurance) ## Agent and Developer Resources - [Markdown page](https://spot.insure/switch-from/vouch.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)