Switch from Relm

Switching from Relm? Compare your options with Spot

Spot reads your Relm policy for AI, technology or digital-asset risk and asks brokers to quote the same exposures, so exclusions can be compared clause by clause.

  • What you build and what you buy kept separate
  • AI-related exclusions compared across proposals
  • Your Relm policy runs until the new one binds
A business owner and adviser move a cream policy folder beside a navy binder while checking a laptop at a compact desk.

How it works

Send your Relm policy and customer contracts

Share the policy, its declarations page and any contract that names insurance requirements. Your Spot team notes whether the Bermuda insurer or the US producer appears on your documents.

Orbit SoftwareOrganized by Spot

We sort liability from your own losses

Your Spot team marks which parts of the policy answer claims against you and which cover your own interruption or response costs, because replacement proposals are easier to compare once those are apart.

Generative AI liability insurance

Orbit Software · Policy review

Policy wording
Coverage limits
Compare with
Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

Brokers hear the whole product story

Spot prepares one submission describing your models, third-party tools and customers. It works with brokers to approach insurers that write technology, cyber, media or digital-asset risk, and their questions reach you in Slack.

# spot-support

TaylorOrbit Software

Can we explore other brokers for our generative ai liability insurance?

RileySpot

Let’s review the information and discuss the next steps with your broker.

Compare wording, then bind

You read proposals side by side, with attention to AI-related exclusions. Your Spot team helps you bind the one you choose, while the Relm policy is still in force.

Insurance documents

Broker review

Generative AI liability insurance

Coverage limits · Policy terms

Orbit Software

Moving from Relm Insurance

Relm is a specialty insurer for emerging industries, with separate AI products for developer liability and third-party AI failures. Relm Insurance Ltd. is regulated in Bermuda, and Relm US Insurance Solutions is a US producer and managing general agent. Its US offering is distributed through partners and licensed brokers, with no instant quote or online bind described.

Why businesses consider switching

  • 01

    Your product started using models

    A software company that adds AI features, or begins relying on someone else’s model, may need its cover reviewed.

  • 02

    An enterprise customer asked for terms

    Procurement teams often name particular technology, cyber or AI language that a policy must meet.

  • 03

    Your program is split

    If an add-on policy sits on top of an underlying one, a single set of renewal dates may be easier to follow.

  • 04

    A renewal moved the numbers

    A new premium, minimum or exclusion is a fair prompt to see what the market would write.

How to switch without a gap

  • 01

    Read the placement route on your policy

    Relm describes distribution through partners and licensed brokers. Your documents show who placed yours, and that person handles notice.

  • 02

    Ask for proposals on the same exposures

    Give brokers the product description and contract terms so each quote addresses what you do, not a generic profile.

  • 03

    Wait for written confirmation of the new policy

    Don’t end the Relm policy until you hold proof that the replacement is bound and when it starts.

  • 04

    Cancel in writing through your broker

    Keep a copy of the request, and ask what happens to any minimum or earned premium.

Coverage to consider

  • Generative AI liability

    Generative AI liability with Spot: we describe how you build or use AI, prepare for the insurer’s review and compare proposals with your cyber and E&O terms.

    Get quotes
  • Technology errors and omissions (E&O)

    Tech E&O with Spot for software, hosting and integration companies: every service described, contracts read against proposals, and certificates for customers.

    Get quotes
  • Cyber liability

    Buy cyber insurance with Spot: we describe your systems and controls for insurers, compare response and liability limits, and check customer cyber clauses.

    Get quotes
  • Digital assets

    Crypto and digital asset insurance with Spot: custody, wallets and key controls mapped, and proposals compared on insured entity, theft, key loss and valuation.

    Get quotes
  • Directors and officers

    Buy D&O insurance with Spot: a prepared submission, broker proposals compared on insureds, defense costs and exclusions, and your policy kept on file.

    Get quotes
  • Media liability

    Media liability with Spot for publishers, agencies and producers: your content and licenses described, proposals compared on rights and defense terms.

    Get quotes
  • General liability

    Buy general liability with Spot: we prepare your submission, compare broker proposals on limits and terms, and get certificates and endorsements ready.

    Get quotes
  • Professional errors and omissions (E&O)

    Buy professional liability (E&O) with Spot: a prepared submission, proposals compared on scheduled services, claims-made terms and defense, and certificates handled.

    Get quotes

Common questions

Which Relm company issued my policy?

Relm Insurance Ltd. is the Bermuda-regulated insurer, and the US company is a producer and managing general agent. Your policy documents show which applies to you, and your Spot team records it.

My policy covers an AI product. How does Spot compare it?

We ask brokers for proposals that cover the same product and read each for AI-related exclusions. You see how the wording differs line by line.

Is Spot connected to Relm?

No. Spot has no affiliation with Relm and isn’t a Relm distributor.

I’m a young company with one product. Is a mid-term move practical?

It can be, if your policy’s cancellation terms allow it. Ask about minimum premium first, and make sure the new policy has bound before you stop the Relm one.

Will Spot take a fee out of my premium?

Commissions on premiums are not part of Spot’s model. Spot sits beside the brokers who place your cover rather than in their place.

Get insurance off your to-do list.

Spot reads your Relm policy for AI, technology or digital-asset risk and asks brokers to quote the same exposures, so exclusions can be compared clause by clause.

Get Started