Is Relm Insurance Legit? Licensing, Carriers and Reliability
Relm Insurance has no Broker Reliability Score because the information we reviewed is not enough for a numerical score. Relm Insurance has no Carrier & MGA Reliability Score because the information we reviewed is not enough for a numerical score. Reliability Scores rate what we could confirm about a provider’s reliability; they do not predict claims payment.
Relm Insurance Reliability Scores for 2026
Relm Insurance Broker Reliability Score
This partial Broker Reliability Score covers identity and authority, carrier-network strength, disclosure clarity within the scope described on this page. Those factors make up 75% of the full score, normalized to a ten-point scale. The factors left out remain unknown, and evidence for one program does not describe another.
Scored entity unavailable
Relm Insurance Carrier & MGA Reliability Score
This partial Carrier & MGA Reliability Score covers identity and authority, financial resilience, claims and servicing, carrier-network strength, disclosure clarity within the scope described on this page. Those factors make up 80% of the full score, normalized to a ten-point scale. The factors left out remain unknown, and evidence for one program does not describe another.
Scored entity unavailable
What Our Research Found About Relm Insurance
Role: Hybrid provider. Covers: Relm Insurance Ltd.'s Bermuda-domiciled regulated insurance activity and Relm US Insurance Solutions Inc.'s separately licensed US producer/MGA and surplus-lines activity for emerging-industry risks. The Bermuda carrier, US intermediary and external fronting carriers are kept distinct; no US carrier status is assigned to Relm US Insurance Solutions Inc.
Relm Insurance Legal Identity
Relm Insurance Licensing
Relm Insurance Ltd. reports a Bermuda Monetary Authority IIGB license. Relm US Insurance Solutions Inc. publishes producer, agency, broker and surplus-lines entries across US jurisdictions, including Wisconsin, Pennsylvania, California and New York; the table is company-reported and not treated as a complete independent regulator reconciliation.1
Wisconsin OCI states that a firm's authority depends on its DRLP and active lines, so the Wisconsin intermediary number alone does not establish account-specific authority or appointment.8,1
Relm Insurance Financial Strength
Relm states that Relm Insurance Ltd. has an A, Exceptional Financial Stability Rating from Demotech, undergoes an annual Deloitte audit and reported net admitted assets of $213 million at December 2025. These are company-reported Bermuda insurer facts, not statutory evidence for Relm US Insurance Solutions Inc.3,4
Relm's US fronting announcement names Trisura Specialty Insurance Company as the fronting carrier for its US book. AM Best's record for Trisura Specialty Insurance Company (AMB 020575, NAIC 16188), captured on 23 September 2026, shows a Financial Strength Rating of A- (Excellent) and a Long-Term Issuer Credit Rating of a- (Excellent), each with a stable outlook and affirmed effective 31 July 2026, with affiliation code g (Group) and Financial Size Category X (USD 500–750 million), within the rating unit of Trisura Group Ltd. That rating belongs to the external fronting carrier. It does not establish the financial strength of Relm Insurance Ltd. or Relm US Insurance Solutions Inc., or the issuer of every US product.5,9
An AM Best Global Company Search for 'relm insurance' on 23 September 2026 found no record. That doesn't prove Relm Insurance Ltd. has no rating anywhere. The rating Relm discloses for itself is from Demotech, not AM Best.10,3
Relm Insurance Risk Bearing
Relm Insurance Ltd. is the Bermuda risk-bearing entity in the reviewed materials. For the announced US book, Trisura Specialty Insurance Company is the external fronting paper and Howden is the reinsurance broker; the actual policy controls issuer, limits, capacity and reinsurance for a placement.1,5
Relm Insurance Claims Service
Relm Insurance Regulatory Record
The reviewed sources establish Bermuda authorization, US intermediary disclosures and the announced fronting structure but do not establish a completed five-year conduct result for Relm Insurance Ltd., Relm US Insurance Solutions Inc. or Trisura Specialty Insurance Company. No conclusion is drawn from that incomplete search.1,5,8
What We Couldn’t Confirm About Relm Insurance
- Independent current regulator confirmation of the listed Relm US Insurance Solutions Inc. licenses, DRLPs, appointments and product-specific authority.
- Current Bermuda statutory financial statements, capital adequacy detail and the rating agency's underlying report for Relm Insurance Ltd.
- Policy-specific allocation among Relm Insurance Ltd., Trisura and any other fronting or reinsurance capacity, including limits and retention.
- Current statutory evidence for Trisura Specialty Insurance Company. AM Best's record gives its ratings and size category, not financial statements.
- Complete five-year regulatory and enforcement search for each named entity.
Regulator Searches for Relm Insurance
| Jurisdiction | Result | Notes |
|---|---|---|
 WisconsinWisconsin Office of the Commissioner of Insurance | Not researched1,8 | Relm publishes Wisconsin intermediary firm number 3003033639; Wisconsin OCI Agent FAQ identifies the relevant authority rule, but current authority was not independently established. |
 United States | Not researched1 | Relm publishes a multi-state US producer and surplus-lines table; a complete current regulator reconciliation was not completed. |
| BBermuda | Company-reported disclosure1 | Relm's current legal information identifies the BMA IIGB authorization; independent BMA register verification was not separately established. |
Relm Insurance Licenses and Authority Records
These are reviewed authority records for the named legal entities and what they cover. A license record does not establish that a particular policy is available, bound, or suitable.
| Entity and jurisdiction | Identifier | License class and authority |
|---|---|---|
| Relm US Insurance Solutions Inc.Wisconsin | State license: 30030336391 | Intermediary Firm; Company-disclosed US intermediary license; independent Wisconsin status not independently established |
Relm US Insurance Solutions Inc. Pennsylvania | State license: 11750461 | Resident Producer Agency; Company-disclosed resident agency license |
| Relm US Insurance Solutions Inc.Pennsylvania | State license: 11766081 | Resident Surplus Lines Agency; Company-disclosed resident surplus-lines agency license |
Relm US Insurance Solutions Inc. California | State license: 60130541 | Insurance Producer; Company-disclosed producer license |
Relm US Insurance Solutions Inc. New York | State license: BR-1849298 / EX-18492981 | Property and Casualty Broker / Excess Line; Company-disclosed broker and excess-line licenses |
Which Coverage Lines Does Relm Insurance Offer?
Product pages for the coverage lines Relm Insurance lists.
Comparisons and Insurance Terms Related to Relm Insurance
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Relm markets AI liability products; Amelia Risk combines technology brokerage with consumer-product, inventory and recall placements.
Armilla offers AI liability, model assessments and performance warranties; Relm separates NOVAAI developer coverage from PONTAAI excess wrap and RESCAAI operational response, matching each to the buyer's AI role.
