Relm Insurance Umbrella and Excess Liability Insurance

Relm markets Excess Liability Insurance as a casualty line brokers can place for clients whose underlying liability limits may not be sufficient. ¹Company-reportedRelm line-of-business page (Relm sells through brokers); not a statement identifying the issuing insurer for a given placement.

The reviewed page does not name a specific issuing insurer for excess liability placements. ¹Not publicly disclosedLine-of-business page as read on 2026-09-23; a specific placement's insurer is product- and jurisdiction-specific.

Relm says excess liability benefits companies with higher-than-average liability exposure, such as those with large vehicle fleets, significant public interaction or large contracts, and calls it especially important for high-risk industries like energy, manufacturing or transportation. ¹Company-reportedCasualty page 'What is Excess Liability Insurance?' section; not a guarantee of eligibility for a particular company.

Relm says excess liability adds protection once the limits of a company's underlying liability policies are exhausted. ¹Company-reportedCasualty page 'What is Excess Liability Insurance?' section; the issued policy and declarations control.

Relm says brokers will always advise on the exact excess liability limits a client needs, framing the product as broker-guided rather than self-service. ¹Company-reportedCasualty page 'What is Excess Liability Insurance?' section; no quote was requested during this research.