Share what you signed with Embroker
Send your policy PDFs, your Embroker terms and any broker of record form. Your Spot team notes which parts are account access and which are an appointment.
Orbit SoftwareOrganized by Spot
Switch from Embroker
Moving your insurance program from Embroker? Compare brokers with Spot
Embroker’s online account doesn’t make it your broker by itself, so your Spot team first checks what you actually signed.
- Check whether a broker appointment applies
- Download policies and certificates before you go
- D&O and tech E&O dates side by side
How it works
We read the management and technology wording
Your Spot team compares D&O, employment practices, tech E&O and cyber terms with your investor and customer requirements.
Directors and officers insurance
Orbit Software · Policy review
- Policy wording
- Coverage limits
- Compare with
- Contract requirements
Confirm with your broker
Limits, exclusions, and endorsements
Ask the next broker about proprietary programs
Your Spot team helps you ask whether a candidate can renew any Embroker-written program, or whether you would need a different policy.
# spot-support
TaylorOrbit Software
Can we explore other brokers for our directors and officers insurance?
RileySpot
Let’s review the information and discuss the next steps with your broker.
Plan the handover around each renewal
Your Spot team helps you pick a letter or a renewal handover for each policy and keeps your coverage in force until the new broker confirms.
TaylorOrbit Software
Can we explore other brokers for our directors and officers insurance?
Let’s review the information and discuss the next steps with your broker.
Directors and officers insurance policy
Coverage terms · Limits
Moving from Embroker
Embroker is an online business broker for startups, technology and professional-services companies. It lists individual coverages such as D&O, cyber, employment practices and general liability, along with management and technology programs. Its profile notes that using Embroker’s brokerage requires a broker-of-record appointment, and an online account alone does not appoint it.
Why businesses consider switching
- 01
Your needs outgrew an online account
Funding, hiring and larger customers can call for a broker who talks you through each decision, not only an online dashboard.
- 02
You want an industry specialist
Legal, investment and technology businesses sometimes want a broker who spends its days in their field.
- 03
You want your own broker to place everything
Some companies prefer one broker across every policy instead of splitting servicing between an online platform and others.
- 04
You’re comparing how brokers are paid
Brokers explain commissions and fees differently. Buyers often compare these before committing.
How to switch without a gap
- 01
Find out what your appointment covers
Embroker’s terms say brokerage work needs a broker of record appointment. Check which policies and services yours includes, and the notice it asks for.
- 02
Ask what a new broker can renew
Some programs are written only through Embroker or its appointed brokers. Ask each candidate whether it can renew yours or would propose a different policy.
- 03
Save your documents first
Download policy PDFs and certificates while you still have access. Your Spot team keeps them with your other policies.
- 04
Keep coverage until the new broker confirms
Don’t cancel anything early. After written confirmation, generate new certificates in Spot and update contacts on your contracts.
Coverage to consider
Directors and officers
Buy D&O insurance with Spot: a prepared submission, broker proposals compared on insureds, defense costs and exclusions, and your policy kept on file.
Get quotesTechnology errors and omissions (E&O)
Tech E&O with Spot for software, hosting and integration companies: every service described, contracts read against proposals, and certificates for customers.
Get quotesCyber liability
Buy cyber insurance with Spot: we describe your systems and controls for insurers, compare response and liability limits, and check customer cyber clauses.
Get quotesGeneral liability
Buy general liability with Spot: we prepare your submission, compare broker proposals on limits and terms, and get certificates and endorsements ready.
Get quotesEmployment practices liability
Employment practices liability with Spot: a prepared submission and proposals compared on who’s insured, claim triggers, retentions and defense terms.
Get quotesManagement liability
Buy management liability with Spot: a prepared submission, each coverage part compared across broker proposals, and your whole program kept together.
Get quotesWorkers’ compensation
Workers’ compensation with Spot: state requirements checked, payroll and job classifications described correctly, and broker proposals compared before you bind.
Get quotesBusiness owner’s policy
Buy a business owner’s policy with Spot: a prepared submission, packages compared on property, liability and income terms, and certificates ready when asked.
Get quotes
Common questions
Does having an Embroker account make them my broker?
Not by itself. According to its terms, an online account alone does not appoint Embroker; using its brokerage takes a broker-of-record appointment. Your Spot team helps you check what you signed so you know exactly what a change affects.
Can I move my D&O and tech E&O together?
Yes, and it usually helps to. Those policies often renew on different dates, so your Spot team lays out each date and plans a handover that keeps each policy in force.
Is Spot affiliated with Embroker?
No. Embroker is a separate company and Spot has no tie to it. The name is here so you know which provider this page covers.
Is it a bad idea to switch in the middle of a policy term?
Not necessarily, but the paperwork matters. A broker of record letter may move servicing, while a program tied to Embroker may need a new policy. Your Spot team checks before you choose.
Can I keep my online certificates after I leave?
A certificate already issued still shows the policy it was issued from. For new certificates you’ll need access to the new policies, and Spot lets you generate those yourself.
Related
Get insurance off your to-do list.
Embroker’s online account doesn’t make it your broker by itself, so your Spot team first checks what you actually signed.
Get StartedLearn more before you switch providers
Read these before you choose a policy or an insurer.
More guides
- Directors and officers: A Buyer’s Guide
- Technology errors and omissions (E&O): A Buyer’s Guide
- Cyber liability: A Buyer’s Guide
- General liability: A Buyer’s Guide
- Employment practices liability: A Buyer’s Guide
- Management liability: A Buyer’s Guide
- Workers’ compensation: A Buyer’s Guide
- Business owner’s policy: A Buyer’s Guide