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Switch from Alliance Risk

Moving your insurance program from Alliance Risk? Compare brokers with Spot

Alliance Risk reviews technology company programs and approaches specialist insurers, and your Spot team helps you compare it with other brokers on markets and service.

Get StartedHow It Works
  • Brokers compared on markets and technology experience
  • Tech E&O and cyber details gathered once
  • Policies kept in force through the handover
A business owner meets a new broker across a compact walnut table, passing an orderly document case while a colleague listens.

How it works

Tell us what Alliance Risk handles

List the technology E&O, cyber, directors and officers and other policies it placed, with their renewal dates. Your Spot team also asks what you want a new broker to do differently.

Orbit SoftwareOrganized by Spot

Check your policies against your contracts

We read your customer agreements and investor documents against the limits you hold. Any broker you consider then knows what your program has to deliver.

Technology errors and omissions (E&O) insurance

Orbit Software · Policy review

Policy wording
Coverage limits
Compare with
Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

Meet other brokers

Spot works alongside brokers and doesn’t replace them. We help you ask each candidate the same questions about insurers, technology clients and who answers your calls.

# spot-support

TaylorOrbit Software

Can we explore other brokers for our technology errors and omissions (e&o) insurance?

RileySpot

Let’s review the information and discuss the next steps with your broker.

Move on a date that suits each policy

Your Spot team helps you choose between a broker of record letter now and an appointment at renewal, policy by policy, so nothing lapses.

TaylorOrbit Software

Can we explore other brokers for our technology errors and omissions (e&o) insurance?

Let’s review the information and discuss the next steps with your broker.

Technology errors and omissions (E&O) insurance policy

Coverage terms · Limits

Moving from Alliance Risk

Alliance Risk is a broker for technology companies from pre-seed to IPO. It reviews an existing tech E&O policy at no charge and approaches specialist insurers on your behalf, rather than selling a policy online. A quote request is an initial inquiry, not a bindable offer.

Why businesses consider switching

  • 01

    You’ve grown past your early stage

    A company that began with a seed-stage program may now need a team built for later rounds, or the reverse.

  • 02

    Your contracts need more than your policy shows

    Customer and investor documents can ask for limits and wording that a first program was never built to meet.

  • 03

    You want a second opinion on markets

    Some companies compare which insurers each broker approaches before they renew.

  • 04

    You’d like fewer places to keep records

    Policies, certificates and renewal dates can sit across several inboxes.

How to switch without a gap

  • 01

    Read the engagement terms

    Alliance Risk’s terms name a contracting entity and allow service, installment, cancellation and flat fees. Check which apply to you and what notice is due.

  • 02

    Ask new brokers for proposals before renewal

    Compare the program, including who services it, as well as the premium.

  • 03

    Choose a letter or a renewal appointment

    A broker of record letter moves service sooner. Waiting moves it with the new policy. Pick the one that keeps every policy in force.

  • 04

    Get the change confirmed

    Ask insurers and the new broker to confirm in writing, then reissue certificates of insurance and update contacts on contracts.

Coverage to consider

  • Technology errors and omissions (E&O)

    Tech E&O with Spot for software, hosting and integration companies: every service described, contracts read against proposals, and certificates for customers.

    Get quotes

  • Cyber liability

    Buy cyber insurance with Spot: we describe your systems and controls for insurers, compare response and liability limits, and check customer cyber clauses.

    Get quotes

  • Directors and officers

    Buy D&O insurance with Spot: a prepared submission, broker proposals compared on insureds, defense costs and exclusions, and your policy kept on file.

    Get quotes

  • General liability

    Buy general liability with Spot: we prepare your submission, compare broker proposals on limits and terms, and get certificates and endorsements ready.

    Get quotes

  • Employment practices liability

    Employment practices liability with Spot: a prepared submission and proposals compared on who’s insured, claim triggers, retentions and defense terms.

    Get quotes

  • Intellectual property

    Intellectual property insurance with Spot: your rights and licenses described, customer indemnities checked, and defense and enforcement terms compared.

    Get quotes

  • Umbrella and excess liability

    Umbrella and excess liability with Spot: contract limits checked, the underlying schedule confirmed and attachment terms compared before you bind.

    Get quotes

  • Workers’ compensation

    Workers’ compensation with Spot: state requirements checked, payroll and job classifications described correctly, and broker proposals compared before you bind.

    Get quotes

Common questions

What do I hand a new broker about my tech E&O?

Service details, revenue, headcount, major client contracts, current coverage, claims history and customer concentration. Your Spot team gathers them once, so every broker you talk to starts from the same facts.

Can I keep my current policy while I compare brokers?

Yes. Comparing brokers doesn’t touch your policy. It stays in force while you decide, and your Spot team adds the renewal to your calendar.

Does Alliance Risk have any link to Spot?

No. Spot isn’t affiliated with Alliance Risk, and we don’t speak on its behalf.

Can a broker of record letter be sent before renewal?

Often, though insurers set their own timing and may want notice. Your Spot team checks it for each policy before you sign.

Would Spot become my broker?

No. Spot works alongside brokers and takes no commissions on premiums. You choose the broker, and we help you compare.

Related

Get insurance off your to-do list.

Alliance Risk reviews technology company programs and approaches specialist insurers, and your Spot team helps you compare it with other brokers on markets and service.

Get Started

Learn more before you switch providers

Read these before you choose a policy or an insurer.

More guides