Chubb Professional Liability (E&O) Insurance

Chubb underwrites professional errors and omissions coverage through Pro ERM, a single policy combining professional liability, media and cyber exposures for non-licensed professional-services firms. ¹Company-reportedCyber Insurance Coverage & Products page, Professional Enterprise Risk Management section.

Chubb says Pro ERM is available to non-licensed professional-services firms of all sizes, naming examples including associations, consultants, business process administrators, event planners, interior and graphic design firms, marketing and PR firms, printers, staffing firms, travel agents and trustees. ¹Company-reportedPro ERM Target Clients list.

Beyond the Cyber ERM base, Chubb says Pro ERM adds E&O coverage including personal injury from professional services, a broadened definition of professional services that expressly includes professional technology services, coverage for independent contractors performing duties on the insured's behalf, automatic additional-insured status for clients when required by contract, and coverage for professional disciplinary proceedings. ¹Company-reportedPro ERM Product Features list; subject to the policy as issued.

Chubb says Pro ERM includes coverage for 100% of defense costs for covered claims worldwide, but the reviewed page does not publish a separate liability limit or retention. ¹Company-reportedPro ERM Product Features list.

Chubb says Pro ERM policyholders get access to legal counsel with extensive professional-liability experience, in addition to the general cyber-incident-response services shared with Cyber ERM. ¹Company-reportedPro ERM Product Features list.

Agents and brokers can quote Pro ERM through Chubb's Cyber Central or Marketplace quoting platforms. ¹Company-reportedCyber Insurance Coverage & Products page quoting section.